MDMD
ActiveSummary
MDMD has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €786k and a net result of €253k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96=
Solvency94▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.34 against 3.05 in 2024; short-term debt: 10.5% and cash: 65.1% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
22.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
23 d early
2023
23 d early
2022
39 d early
2021
30 d late
2020
19 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€786k▲ 47.4%
2024 · €533k
2019: €80k
2020: €260k
2021: €493k
2022: €657k
2023: €547k
2024: €533k
2019 → 2025
Total assets
€1.15M▲ 15.7%
2024 · €991k
2019: €150k
2020: €425k
2021: €701k
2022: €1.11M
2023: €924k
2024: €991k
2019 → 2025
Net result
€253k▲ 18.7%
2024 · €213k
2019: €62k
2020: €180k
2021: €233k
2022: €164k
2023: €302k
2024: €213k
2019 → 2025
Working capital
€643k▲ 62.8%
2024 · €395k
2019: €93k
2020: €228k
2021: €395k
2022: €519k
2023: €408k
2024: €395k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€493k-€657k▲ 33.2%€547k▼ 16.8%€533k▼ 2.4%€786k▲ 47.4%
Operating result€304k-€218k▼ 28.5%€406k▲ 86.5%€286k▼ 29.5%€338k▲ 17.9%
Net result€233k-€164k▼ 29.8%€302k▲ 84.3%€213k▼ 29.3%€253k▲ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€383k ▼ 4.9%
Current assets
€764k ▲ 29.9%
Equity and liabilities €1.15M
Equity
€786k ▲ 47.4%
Debt
€360k ▼ 21.2%
Debt's share of the balance-sheet total falls from 46.2% to 31.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€367k▲
2024 · €331k
Cash flow
€283k▲
2024 · €258k
Current ratio
6.34▲
2024 · 3.05
Debt to equity
0.46▼
2024 · 0.86
ROE
32.2%▼
2024 · 40.0%
ROA
22.1%▲
2024 · 21.5%
Interest coverage
74.87▲
2024 · 62.02
Debt ≤ 1 year
€120k▼
2024 · €193k
Debt > 1 year
€240k▼
2024 · €260k
Income taxes
€80k▲
2024 · €68k
Staff costs
€13k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€991k€1.15M▲
Fixed assets21/28€403k€383k▼
Tangible fixed assets22/27€398k€379k▼
Land and buildings22€344k€349k▲
Plant, machinery and equipment23€22k€6k▼
Furniture and vehicles24€33k€24k▼
Financial fixed assets28€4k€4k=
Current assets29/58€588k€764k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€7k-
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€539k€747k▲
Deferred charges and accrued income490/1€39k€12k▼
Equity and liabilities
Total equity and liabilities10/49€991k€1.15M▲
Equity10/15€533k€786k▲
Contributions10/11€19k€19k=
Reserves13€515k€768k▲
Distributable reserves133€515k€768k▲
Amounts payable17/49€457k€360k▼
Amounts payable after more than one year17€260k€240k▼
Financial debts170/4€260k€240k▼
Amounts payable within one year42/48€193k€120k▼
Current portion of amounts payable after more than one year42€31k€21k▼
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€135k€90k▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€97k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€30k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€434k€384k▼
Operating profit (loss)9901€286k€338k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€281k€333k▲
Income taxes67/77€68k€80k▲
Profit (loss) for the period9904€213k€253k▲
Profit (loss) for the period to be appropriated9905€213k€253k▲
Appropriation of the result
Profit (loss) to be appropriated9906€213k€253k▲
Transfer from equity791/2€226k-
Transfer to equity691/2€213k€253k▲
To other reserves6921€213k€253k▲
Profit to be distributed694/7€226k-
Return on contributions (dividend)694€226k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.34
Current ratio from 3.05 to 6.34; short-term debt falls from €193k to €120k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €302k ▲84.3%
Operating result €406k, net result €302k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €657k ▲33.2%
4 profitable years in a row build equity to €657k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €260k ▲225%
2 profitable years in a row build equity to €260k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haverenbosstraat 543570 AlkenGround area
8.2 ha
Building footprint
8,082 m²
Volume, LiDAR
127,866 m³
2 parcels, Flanders · tallest building 34.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Haverenbosstraat 54, 3570 Alken
since 20182.277.937.508
Hazelereik 51, 3700 Tongeren-Borgloon
since 20192.291.477.520
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73003C0479/00B000 | Flanders | 8.1 ha | 1 · 7,911 m² | 34.9 m · 5 fl. |
| 73302F0789/00L002 | Flanders | 1,041 m² | 1 · 170 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DR. NELE CATTAERT
BE 0820.690.967
Nijlen · Eq €786,939
CABINET MEDICAL DE CHIRURGIE MAXILLO-FACIALE DE NAMUR
BE 0466.050.950
Namur · Eq €786,965
DOKTER BART LEROY PSYCHIATER-PSYCHOTHERAPEUT
BE 0808.380.875
Meise · Eq €787,115
Dokterspraktijk Wilfried Schollen
BE 0546.923.612
Hasselt · Eq €787,596
Dokter Karen Schoonheydt
BE 0874.333.848
Mechelen · Eq €785,196
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,043 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mjjddesmedt@gmail.com