MDM DECOR
ActiveSummary
The computed 12-month bankruptcy probability of MDM DECOR is 2.1% (moderate). The 2024 annual accounts show negative equity (-€30,983) and a net result of -€14,502. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 36381 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth37▼-30
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€30,983
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
44 d early
2023
175 d early
2022
14 d early
2021
6 d early
2020
15 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
In the rankings
#3 oldest company in Orp-Jauche, Construction sector
Turnover
€52,379▲ 50.2%
2021 · €34,882
EBIT margin
0.9%▲ 3.8pp
2021 · -2.9%
Net result
-€14,502▼ 487%
2023 · -€2,472
Working capital
-€30,983▼ 88.0%
2023 · -€16,481
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€64,328▲ 58.8%€34,882▼ 45.8%€52,379▲ 50.2%
Operating result€13,429▲ 2,167%-€1,016€484-€1,380-€12,991▼ 841%
Net result€11,514within the sector's middle half-€1,926below the sector's middle half-€1,409below the sector's middle half▲ 26.8%-€2,472below the sector's middle half▼ 75.4%-€14,502below the sector's middle half▼ 487%
EBIT margin20.9%▲ 19.4pp-2.9%▼ 23.8pp0.9%▲ 3.8pp
Equity-€10,673below the sector's middle half▲ 51.9%-€12,600below the sector's middle half▼ 18.0%-€14,009below the sector's middle half▼ 11.2%-€16,481below the sector's middle half▼ 17.6%-€30,983below the sector's middle half▼ 88.0%
Total assets€17,533below the sector's middle half▲ 315%€6,686below the sector's middle half▼ 61.9%€7,895below the sector's middle half▲ 18.1%€2,891below the sector's middle half▼ 63.4%€4,829below the sector's middle half▲ 67.0%
Debt€28,206▲ 6.8%€19,286▼ 31.6%€21,904▲ 13.6%€19,373▼ 11.6%€35,812▲ 84.9%
Working capital-€10,462below the sector's middle half▲ 52.9%-€12,625below the sector's middle half▼ 20.7%-€14,034below the sector's middle half▼ 11.2%-€16,481below the sector's middle half▼ 17.4%-€30,983below the sector's middle half▼ 88.0%
Solvency-60.9%below the sector's middle half-188.4%below the sector's middle half▼ 127.6pp-177.4%below the sector's middle half▲ 11.0pp
Current ratio0.63below the sector's middle half0.35below the sector's middle half▼ 0.280.36below the sector's middle half▲ 0.01
Return on assets (ROA)65.7%above the sector's middle half-28.8%below the sector's middle half▼ 94.5pp-17.8%below the sector's middle half▲ 11.0pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,991 in 2024 against €1,380 in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€35,812▲
2023 · €19,373
Ratios withheld: a balance sheet total of €4,829 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €64,328 | €34,882 | €52,379 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €35,811 | €49,040 | - | - | - |
| Other operating charges640/8 | - | €88 | €2,855 | €4,711 | €596 | ▼ 87.4% |
| Gross operating margin9900 | €14,539 | -€928 | €3,339 | €3,331 | -€12,396 | ▼ 472% |
| Operating profit (loss)9901 | €13,429 | -€1,016 | €484 | -€1,380 | -€12,991 | ▼ 841% |
| Financial income75/76B | - | - | €1 | - | - | - |
| Recurring financial income75 | €0 | - | €1 | - | - | - |
| Financial charges65/66B | - | €910 | €1,894 | €1,092 | €1,511 | ▲ 38.3% |
| Recurring financial charges65 | €1,915 | €910 | €1,894 | €1,092 | €1,511 | ▲ 38.3% |
| Profit (loss) for the period before taxes9903 | €11,514 | -€1,926 | -€1,409 | -€2,472 | -€14,502 | ▼ 487% |
| Profit (loss) for the period9904 | €11,514 | -€1,926 | -€1,409 | -€2,472 | -€14,502 | ▼ 487% |
| Profit (loss) for the period to be appropriated9905 | €11,514 | -€1,926 | -€1,409 | -€2,472 | -€14,502 | ▼ 487% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,533 | €6,686 | €7,895 | €2,891 | €4,829 | ▲ 67.0% |
| Fixed assets21/28 | €25 | €25 | €25 | - | - | - |
| Tangible fixed assets22/27 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €25 | €25 | €25 | - | - | - |
| Current assets29/58 | €17,508 | €6,661 | €7,870 | €2,891 | €4,829 | ▲ 67.0% |
| Stocks and contracts in progress3 | €5,340 | €5,357 | €2,397 | €1,175 | €962 | ▼ 18.1% |
| Stocks30/36 | - | €5,357 | €2,397 | €1,175 | €962 | ▼ 18.1% |
| Amounts receivable within one year40/41 | €7,502 | €1,259 | €5,473 | €1,716 | €3,867 | ▲ 125% |
| Trade receivables40 | - | €1,256 | €4,665 | €1,115 | €1,566 | ▲ 40.4% |
| Other amounts receivable41 | - | €3 | €808 | €601 | €2,301 | ▲ 283% |
| Cash at bank and in hand54/58 | €4,667 | €46 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,533 | €6,686 | €7,895 | €2,891 | €4,829 | ▲ 67.0% |
| Equity10/15 | -€10,673 | -€12,600 | -€14,009 | -€16,481 | -€30,983 | ▼ 88.0% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | - | - | - | - | €1,859 | - |
| Profit (loss) carried forward14 | -€31,124 | -€33,051 | -€34,460 | -€36,933 | -€51,435 | ▼ 39.3% |
| Amounts payable17/49 | €28,206 | €19,286 | €21,904 | €19,373 | €35,812 | ▲ 84.9% |
| Amounts payable within one year42/48 | €27,970 | €19,286 | €21,904 | €19,373 | €35,812 | ▲ 84.9% |
| Financial debts43 | - | €5,665 | €8,791 | €7,246 | €9,220 | ▲ 27.2% |
| Credit institutions430/8 | - | €5,665 | €8,791 | €7,246 | €9,220 | ▲ 27.2% |
| Trade debts44 | €21,842 | €10,355 | €9,401 | €5,049 | €135 | ▼ 97.3% |
| Suppliers440/4 | - | €10,355 | €9,401 | €5,049 | €135 | ▼ 97.3% |
| Advances received on contracts in progress46 | - | - | €2,455 | - | - | - |
| Taxes, remuneration and social security45 | - | €2,750 | €285 | - | - | - |
| Taxes450/3 | - | €2,750 | €285 | - | - | - |
| Other amounts payable47/48 | - | €515 | €971 | €7,077 | €26,457 | ▲ 274% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,514 | -€1,926 | -€1,409 | -€2,472 | -€14,502 | ▼ 487% |
| Operating cash flow (approximation) | €11,514 | -€1,926 | -€1,409 | -€2,472 | -€14,502 | ▼ 487% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€4,621 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€14,502
Net result drops to -€14,502, the lowest in the series.
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11,514
Net result €11,514 after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 1997
Ground area
816 m²
Building footprint
107 m²
Volume, LiDAR
761 m³
Parcel 25045B0508/00B003, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Genville(J-J) 57, 1350 Orp-Jauche
since 19972.080.336.927
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25045B0508/00B003 | Wallonia | 816 m² | 1 · 107 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,302 companies in sector 43350 we hold annual accounts for 2,363. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43332Laying of wooden floor and wall coverings
43341Painting of buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459075066
Also
9925:BE0459075066
Registered
08-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.