MDC CONSULTANCE
ActiveMDC CONSULTANCE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency95▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.15 against 3.36 in 2024), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
-34.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
16 d early
2023
19 d early
2022
31 d late
2021
64 d late
2020
9 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▼ 33.5%
2024 · €-4k
2019: €-1k
2020: €2k
2021: €581
2022: €-3k
2023: €-811
2024: €-4k
2019 → 2025
Working capital
€7k▼ 34.8%
2024 · €11k
2019: €4k
2020: €7k
2021: €20k
2022: €17k
2023: €13k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€17k▼ 14.4%€17k▼ 4.7%€13k▼ 23.5%€7k▼ 41.0%
Operating result€717-€-4k€-1k▲ 67.3%€-4k▼ 251%€-5k▼ 24.7%
Net result€581-€-3k€-811▲ 72.2%€-4k▼ 380%€-5k▼ 33.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €4k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€1k▼ 40.0%
Current assets
€14k▼ 14.4%
Equity and liabilities €15k
Equity
€7k▼ 41.0%
Debt
€8k▲ 36.4%
The debt ratio rises from 30.3% to 50.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-1k
Cash flow
€-3k▼
2024 · €-942
Solvency
49.9%▼
2024 · 69.7%
Current ratio
2.15▼
2024 · 3.36
Quick ratio
2.15▼
2024 · 3.36
Debt / equity
1.00▲
2024 · 0.43
ROE
-69.6%▼
2024 · -30.7%
ROA
-34.7%▼
2024 · -21.4%
Interest coverage
-20.51▼
2024 · -4.43
Debt
€8k▲
2024 · €6k
Debt ≤ 1 year
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€15k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€16k€14k▼
Amounts receivable within one year40/41€13k€7k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€7k€30▼
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€18k€15k▼
Equity10/15€13k€7k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-8k€-13k▼
Amounts payable17/49€6k€8k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45-€212
Taxes450/3-€212
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€772€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€578€485▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-519€-3k▼
Operating profit (loss)9901€-4k€-5k▼
Financial income75/76B€403€0▼
Recurring financial income75€403€0▼
Financial charges65/66B€247€149▼
Recurring financial charges65€247€149▼
Profit (loss) for the period before taxes9903€-4k€-5k▼
Profit (loss) for the period9904€-4k€-5k▼
Profit (loss) for the period to be appropriated9905€-4k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-13k▼
Profit (loss) brought forward from the previous period14P€-4k€-8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 7.10
Current ratio from 3.33 to 7.10; short-term debt falls from €7k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
31-12
Financial
Liquidity times 6current ratio 8.68
Current ratio from 1.34 to 8.68; short-term debt falls from €20k to €3k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Marchienne 1416110 Montigny-le-TilleulGround area
734 m²
Building footprint
109 m²
Volume, LiDAR
963 m³
Parcel 52048B0038/00S000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MDC Consultance sprl
since 20182.278.239.097
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048B0038/00S000 | Wallonia | 734 m² | 1 · 109 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUW SYSTEM
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L.S TRAVAUX
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 8,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mlconstruct@outlook.be
Phone:0470238447