MD-Verhuur
ActiveThe computed 12-month bankruptcy probability of MD-Verhuur is 1.9% (moderate). The 2025 annual accounts show equity of €30k and a net result of €7k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 1508 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency50▼-1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.4 in 2024; short-term debt: 43.2% and cash: 2.7% of total assets), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 27.7%
2024 · €24k
2023: €16k
2024: €24k
2023 → 2025
Total assets
€119k▲ 30.7%
2024 · €91k
2023: €96k
2024: €91k
2023 → 2025
Net result
€7k▼ 15.0%
2024 · €8k
2023: €8k
2024: €8k
2023 → 2025
Working capital
€-29k▲ 3.6%
2024 · €-30k
2023: €-39k
2024: €-30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€24k▲ 48.4%€30k▲ 27.7%
Operating result€10k-€11k▲ 4.7%€11k▲ 6.7%
Net result€8k-€8k▲ 3.1%€7k▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€97k▲ 35.5%
Current assets
€22k▲ 13.2%
Equity and liabilities €119k
Equity
€30k▲ 27.7%
Debt
€89k▲ 31.7%
The debt ratio rises from 73.9% to 74.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €13k
Cash flow
€18k▲
2024 · €11k
Solvency
25.5%▼
2024 · 26.1%
Current ratio
0.43▲
2024 · 0.40
Quick ratio
0.43▲
2024 · 0.40
Debt / equity
2.92▲
2024 · 2.84
ROE
21.7%▼
2024 · 32.6%
ROA
5.5%▼
2024 · 8.5%
Interest coverage
14.42▲
2024 · 12.69
Debt
€89k▲
2024 · €67k
Debt ≤ 1 year
€52k▲
2024 · €50k
Debt > 1 year
€37k▲
2024 · €17k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€119k▲
Fixed assets21/28€71k€97k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€66k€92k▲
Plant, machinery and equipment23€4k€14k▲
Furniture and vehicles24€62k€78k▲
Financial fixed assets28€0-
Current assets29/58€20k€22k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€2k€12▼
Cash at bank and in hand54/58€0€3k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€91k€119k▲
Equity10/15€24k€30k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€15k€22k▲
Amounts payable17/49€67k€89k▲
Amounts payable after more than one year17€17k€37k▲
Financial debts170/4€17k€37k▲
Amounts payable within one year42/48€50k€52k▲
Current portion of amounts payable after more than one year42€11k€20k▲
Financial debts43€7k€0▼
Credit institutions430/8€7k€0▼
Trade debts44€13k€10k▼
Suppliers440/4€13k€10k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€15k€12k▼
Accrued charges and deferred income492/3€450€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€16k€26k▲
Operating profit (loss)9901€11k€11k▲
Financial income75/76B€478€941▲
Recurring financial income75€478€941▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€10k€11k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€22k▲
Profit (loss) brought forward from the previous period14P€8k€15k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €7k ▼15%
Net result drops to €7k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €8k ▲3.1%
Net result €8k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heideweg 122450 MeerhoutGround area
3,193 m²
Building footprint
197 m²
Volume, LiDAR
1,591 m³
Parcel 13021A0762/00X002, Flanders · tallest building 20.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD-Verhuur
since 20222.339.249.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021A0762/00X002 | Flanders | 3,192 m² | 1 · 197 m² | 19.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TECA-BMD
BE 0686.790.385
Marchin · Eq €29k
C&N
BE 0461.514.122
Mons · Eq €31k
SHPV
BE 0896.113.912
Fosses-la-Ville · Eq €29k
DEN DRAAD
BE 0738.420.121
Kortrijk · Eq €29k
TOMMAX
BE 0651.632.142
Hamoir · Eq €32k
Of 882 companies in sector 77229 we hold annual accounts for 320. 212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.