MD TECHNIEK

Active

Private limited companyfounded 20233 yrs activeHarmonieweg 46, 3670 Oudsbergen, BelgiumKBO/BCE: BE 0805.296.671

Summary

The computed 12-month bankruptcy probability of MD TECHNIEK is 2.0% (moderate). The 2025 annual accounts show equity of €37,892 and a net result of €25,999. Its solvency ranks better than 55% of 247 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

MD TECHNIEKActiveChecked score 56/100

Risk analysis Report Compare

Activity

Manufacture of electrical equipment

NACE 27110Roofing work NACE 43410

1 site

Size

€68,908total assets 2025

Equity: €37,892
Profit: €25,999

Turnover not published (abridged schema)

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 2.0%

Structure

Accounts filed 21 d late1 of 3 deeds read

Why 56- Founded in 2023- 1 change of registered office in 24 months- Size: total assets €68,908+ Liquidity: current ratio 1.86, cash €10,950Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 73% of its sector peers (NACE 27, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 80+32

equity 55.0% of total assets

Liquidity 48+29

short-term debt 45.0% · cash 15.9%

Profitability 100+7

return on assets 37.7%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (432 companies)

Last 24 months 11-2024: 3.8% 12-2024: 4.2%▲ +10.7% vs 11-2024 01-2025: 4.4%▲ +4.5% vs 12-2024 02-2025: 4.9%▲ +9.4% vs 01-2025 03-2025: 4.9%● 0.0% vs 02-2025 04-2025: 5.1%▲ +4.3% vs 03-2025 05-2025: 5.2%▲ +2.0% vs 04-2025 06-2025: 5.0%▼ -2.7% vs 05-2025 07-2025: 5.1%▲ +1.2% vs 06-2025 08-2025: 5.5%▲ +8.0% vs 07-2025 09-2025: 5.5%● 0.0% vs 08-2025 10-2025: 5.5%● 0.0% vs 09-2025 11-2025: 5.5%● 0.0% vs 10-2025 12-2025: 5.5%● 0.0% vs 11-2025 01-2026: 5.5%● 0.0% vs 12-2025 02-2026: 5.5%● 0.0% vs 01-2026 03-2026: 10.1%▲ +84.2% vs 02-2026highest value 04-2026: 10.1%● 0.0% vs 03-2026highest value 05-2026: 10.0%▼ -1.3% vs 04-2026 06-2026: 10.0%● 0.0% vs 05-2026 07-2026: 7.0%▼ -30.1% vs 06-2026 08-2026: 7.0%● 0.0% vs 07-2026 09-2026: 2.0%▼ -71.6% vs 08-2026lowest value 10-2026: 2.0%● 0.0% vs 09-2026lowest value

Founded in 2023 raises the probability for this profile
Liquidity: current ratio 1.86, cash €10,950 lowers the probability
1 change of registered office in 24 months raises the probability
Size: total assets €68,908 raises the probability for this profile

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 1.86 against 1.01 in 2024; short-term debt: 45% and cash: 15.9% of total assets), and 45% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 27, micro). Better than this share of them on solvency 59%, liquidity 43%, profitability 95%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 1.86, cash €10,950

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €68,908

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

21 d late

2024

386 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 204 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage