MD HOME
ActiveMD HOME has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €25k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+78
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.75 against 10.92 in 2024; short-term debt: 14.6% and cash: 70.4% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
16.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
34 d early
2024
72 d early
2023
34 d early
2022
23 d early
2021
30 d early
2020
14 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 24.5%
2024 · €102k
2018: €52k
2019: €72k
2020: €76k
2021: €103k
2022: €114k
2023: €108k
2024: €102k
2018 → 2025
Total assets
€149k▲ 32.6%
2024 · €112k
2018: €63k
2019: €88k
2020: €96k
2021: €122k
2022: €127k
2023: €114k
2024: €112k
2018 → 2025
Net result
€25k
2024 · €-6k
2018: €33k
2019: €22k
2020: €5k
2021: €29k
2022: €12k
2023: €-6k
2024: €-6k
2018 → 2025
Working capital
€125k▲ 24.0%
2024 · €101k
2018: €52k
2019: €71k
2020: €64k
2021: €91k
2022: €106k
2023: €103k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€114k▲ 10.5%€108k▼ 5.1%€102k▼ 5.7%€127k▲ 24.5%
Operating result€38k-€18k▼ 53.4%€-6k€-6k▼ 1.2%€31k
Net result€29k-€12k▼ 56.9%€-6k€-6k▼ 5.9%€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€2k▲ 62.5%
Current assets
€146k▲ 32.2%
Equity and liabilities €149k
Equity
€127k▲ 24.5%
Debt
€22k▲ 114%
The debt ratio rises from 9.0% to 14.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €-2k
Cash flow
€27k▲
2024 · €-3k
Solvency
85.4%▼
2024 · 91.0%
Current ratio
6.75▼
2024 · 10.92
Quick ratio
6.75▼
2024 · 10.92
Debt / equity
0.17▲
2024 · 0.10
ROE
19.7%▲
2024 · -6.0%
ROA
16.8%▲
2024 · -5.5%
Interest coverage
148.34▲
2024 · -12.47
Debt
€22k▲
2024 · €10k
Debt ≤ 1 year
€22k▲
2024 · €10k
Income taxes
€6k▲
2024 · €223
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€149k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€111k€146k▲
Amounts receivable within one year40/41€30k€41k▲
Trade receivables40€24k€37k▲
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€80k€105k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€112k€149k▲
Equity10/15€102k€127k▲
Contributions10/11€19k€19k=
Reserves13€95k€108k▲
Distributable reserves133€95k€108k▲
Profit (loss) carried forward14€-12k€0▲
Amounts payable17/49€10k€22k▲
Amounts payable within one year42/48€10k€22k▲
Financial debts43€20€292▲
Credit institutions430/8€20€292▲
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€4k€20k▲
Taxes450/3€2k€20k▲
Remuneration and social security454/9€2k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€406€36k▲
Operating profit (loss)9901€-6k€31k▲
Financial income75/76B€181€41▼
Recurring financial income75€181€41▼
Financial charges65/66B€194€224▲
Recurring financial charges65€194€224▲
Profit (loss) for the period before taxes9903€-6k€31k▲
Income taxes67/77€223€6k▲
Profit (loss) for the period9904€-6k€25k▲
Profit (loss) for the period to be appropriated9905€-6k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€13k▲
Profit (loss) brought forward from the previous period14P€-6k€-12k▼
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 19.83
Current ratio from 9.79 to 19.83; short-term debt falls from €12k to €5k.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €103k ▲35.8%
4 profitable years in a row build equity to €103k.
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brasschaatsebaan 1252970 SchildeGround area
2,806 m²
Building footprint
254 m²
Volume, LiDAR
1,314 m³
Parcel 11039D0124/00P000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD HOME
since 20172.260.662.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0124/00P000 | Flanders | 2,806 m² | 1 · 254 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,014 EUR awarded · 2,014 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 878 EUR | 878 EUR |
| 2023 | 1 | 1,136 EUR | 1,136 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
thankyoucomeagain
BE 0567.793.458
Antwerpen · Eq €127k
SUR MESURE INTERIEUR
BE 0656.865.588
Ronse · Eq €127k
STEPHANIE PAREIN INTERIEURARCHITECTE
BE 0860.784.433
Elsene · Eq €126k
INARTO
BE 0631.808.114
Herentals · Eq €128k
NINE-D
BE 0469.266.697
Kalmthout · Eq €126k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-01-2017
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
41001General construction of residential buildings
68322Real estate appraisal on a fee or contract basis
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.