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MD GROUP

Active
Private limited companyfounded 199729 yrs activeMetropoolstraat 11, 2900 Schoten, BelgiumKBO/BCE: BE 0460.173.839

MD GROUP has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327k and a net result of €131k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-11
Solvency62▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.11 in 2024; short-term debt: 19.2% and cash: 30.5% of total assets), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.3%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
6 d early
2023
8 d early
2022
4 d early
2021
6 d early
2020
19 d early
2019
56 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€327k▲ 67.1%
2024 · €196k
2018: €64k 2019: €43k 2020: €35k 2021: €67k 2022: €60k 2023: €121k 2024: €196k
2018 → 2025
Total assets
€876k▲ 171%
2024 · €323k
2018: €239k 2019: €259k 2020: €208k 2021: €228k 2022: €237k 2023: €238k 2024: €323k
2018 → 2025
Net result
€131k▲ 76.6%
2024 · €74k
2018: €-13k 2019: €-21k 2020: €-8k 2021: €31k 2022: €41k 2023: €62k 2024: €74k
2018 → 2025
Working capital
€242k▲ 70.9%
2024 · €142k
2018: €-49k 2019: €-83k 2020: €-64k 2021: €-27k 2022: €-12k 2023: €49k 2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€67k-€60k▼ 10.1%€121k▲ 103%€196k▲ 61.3%€327k▲ 67.1%
Operating result€43k-€53k▲ 24.8%€101k▲ 90.4%€105k▲ 3.5%€190k▲ 81.2%
Net result€31k-€41k▲ 31.9%€62k▲ 49.1%€74k▲ 20.9%€131k▲ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2021: €43k€43kNet result 2021: €31k€31kOperating result 2022: €53k€53kNet result 2022: €41k€41kOperating result 2023: €101k€101kNet result 2023: €62k€62kOperating result 2024: €105k€105kNet result 2024: €74k€74kOperating result 2025: €190k€190kNet result 2025: €131k€131k20212022202320242025
The operating result has risen four years in a row; 2025 is 81% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €876k
Fixed assets €465k▲ 763%
Current assets €411k▲ 52.7%
Equity and liabilities €876k
Equity €327k▲ 67.1%
Debt €549k▲ 331%
The debt ratio rises from 39.4% to 62.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€212k
2024 · €134k
Cash flow
€154k
2024 · €103k
Solvency
37.3%
2024 · 60.6%
Current ratio
2.44
2024 · 2.11
Quick ratio
2.44
2024 · 2.11
Debt / equity
1.68
2024 · 0.65
ROE
40.2%
2024 · 38.0%
ROA
15.0%
2024 · 23.0%
Interest coverage
21.24
2024 · 26.10
Debt
€549k
2024 · €127k
Debt ≤ 1 year
€169k
2024 · €127k
Debt > 1 year
€381k
Income taxes
€50k
2024 · €26k
Staff costs
€366k
2024 · €301k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€323k€876k
Fixed assets21/28€54k€465k
Intangible fixed assets21€603€43k
Tangible fixed assets22/27€46k€412k
Plant, machinery and equipment23€23k€35k
Furniture and vehicles24€23k€31k
Leasing and similar rights25-€346k
Financial fixed assets28€8k€10k
Current assets29/58€269k€411k
Amounts receivable within one year40/41€177k€138k
Trade receivables40€168k€121k
Other amounts receivable41€9k€17k
Cash at bank and in hand54/58€77k€267k
Deferred charges and accrued income490/1€15k€6k
Equity and liabilities
Total equity and liabilities10/49€323k€876k
Equity10/15€196k€327k
Contributions10/11€19k€19k=
Reserves13€177k€309k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€175k€307k
Amounts payable17/49€127k€549k
Amounts payable after more than one year17-€381k
Financial debts170/4-€381k
Amounts payable within one year42/48€127k€169k
Current portion of amounts payable after more than one year42-€33k
Trade debts44€32k€36k
Suppliers440/4€32k€36k
Taxes, remuneration and social security45€94k€99k
Taxes450/3€64k€60k
Remuneration and social security454/9€30k€39k
Other amounts payable47/48€1k€573
Income statement Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€301k€366k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€22k
Other operating charges640/8€4k€3k
Gross operating margin9900€439k€581k
Operating profit (loss)9901€105k€190k
Financial income75/76B€450€1k
Recurring financial income75€450€1k
Financial charges65/66B€5k€10k
Recurring financial charges65€5k€10k
Profit (loss) for the period before taxes9903€100k€181k
Income taxes67/77€26k€50k
Profit (loss) for the period9904€74k€131k
Profit (loss) for the period to be appropriated9905€74k€131k
Appropriation of the result
Profit (loss) to be appropriated9906€74k€131k
Transfer to equity691/2€74k€131k
To other reserves6921€74k€131k

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €131k ▲76.6%
Operating result €190k, net result €131k, both a record.
31-12
Financial Equity above €200kEq €327k ▲67.1%
5 profitable years in a row build equity to €327k.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150kEq €196k ▲61.3%
4 profitable years in a row build equity to €196k.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €121k ▲103%
3 profitable years in a row build equity to €121k.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €31k
Net result €31k after 3 loss-making years.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Metropoolstraat 112900 Schoten
Ground area
8.4 ha
Building footprint
1.1 ha
Volume, LiDAR
69,133 m³
Parcel 11443C0521/00H003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD CONSULT & SERVICE BVBA
Metropoolstraat 11, 2900 SchotenManufacture of basic metals
since 19972.081.038.889
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11443C0521/00H003 Flanders 8.4 ha 1 · 1.1 ha 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Quality registration as a provider

1 live approval
Quality registration as a provider
Toegekend · valid until 2029-09-26

Similar companies · same sector, comparable size

Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,428 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-03-1997
Fiscal year end31-12
Activities, NACEBEL
74601
82990Other business support services
80010Investigation and private security services
80100Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.