MD BUILD
ActiveThe computed 12-month bankruptcy probability of MD BUILD is 2.5% (moderate). The 2025 annual accounts show equity of €20k and a net result of €17k. Its solvency ranks better than 20% of 7318 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency17
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.88), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
11.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7318 sector peers (2025).
NBB · sector comparisonPosition among 7318 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€20k
Total assets
€154k
Net result
€17k
Working capital
€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €154k
Fixed assets
€93k
Current assets
€60k
Equity and liabilities €154k
Equity
€20k
Debt
€134k
Debt finances 87.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k
Cash flow
€22k
Solvency
13.0%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
6.67
ROE
85.0%
ROA
11.1%
Interest coverage
55.68
Debt
€134k
Debt ≤ 1 year
€69k
Debt > 1 year
€65k
Income taxes
€14k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€154k
Fixed assets21/28€93k
Tangible fixed assets22/27€93k
Leasing and similar rights25€93k
Financial fixed assets28€270
Current assets29/58€60k
Amounts receivable after more than one year29€48k
Trade receivables290€48k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€154k
Equity10/15€20k
Contributions10/11€3k
Profit (loss) carried forward14€17k
Amounts payable17/49€134k
Amounts payable after more than one year17€65k
Financial debts170/4€65k
Amounts payable within one year42/48€69k
Current portion of amounts payable after more than one year42€29k
Trade debts44€22k
Suppliers440/4€22k
Taxes, remuneration and social security45€17k
Taxes450/3€14k
Remuneration and social security454/9€3k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€400
Gross operating margin9900€37k
Operating profit (loss)9901€31k
Financial income75/76B€112
Recurring financial income75€112
Financial charges65/66B€654
Recurring financial charges65€654
Profit (loss) for the period before taxes9903€31k
Income taxes67/77€14k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 BrusselGround area
266 m²
Building footprint
265 m²
Volume, LiDAR
3,746 m³
Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MD BUILD
since 20252.368.932.416
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OKASI CONSTRUCT
BE 0542.898.310
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GECORBAT
BE 0750.606.190
Welkenraedt · Eq €20k
STRUGA GROUP
BE 0786.888.348
Herstal · Eq €20k
KAR&VAL
BE 0744.838.353
Houthalen-Helchteren · Eq €20k
RVM Renovatie Vanelderen
BE 1005.937.609
Sint-Truiden · Eq €20k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 11,395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
68310Real estate agency activities
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.