MD-BE Consult
ActiveMD-BE Consult has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €8k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 79% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+87
Solvency96▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.4 in 2024; short-term debt: 29% and cash: 61.8% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
14.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
29 d late
2022
29 d late
2021
52 d early
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-7k
2018: €13k
2019: €-20k
2020: €11k
2021: €6k
2022: €9k
2023: €9k
2024: €-7k
2018 → 2025
Working capital
€18k▲ 195%
2024 · €6k
2018: €18k
2019: €-2k
2020: €9k
2021: €-14k
2022: €-3k
2023: €7k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€29k▲ 46.0%€38k▲ 31.6%€31k▼ 18.8%€39k▲ 26.0%
Operating result€12k-€16k▲ 37.5%€16k▲ 1.6%€-7k€17k
Net result€6k-€9k▲ 53.5%€9k▲ 0.2%€-7k€8k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€21k▼ 16.6%
Current assets
€35k▲ 56.6%
Equity and liabilities €55k
Equity
€39k▲ 26.0%
Debt
€16k▲ 1.7%
The debt ratio falls from 33.6% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €-767
Cash flow
€14k▲
2024 · €-902
Solvency
71.0%▲
2024 · 66.4%
Current ratio
2.15▲
2024 · 1.40
Quick ratio
2.15▲
2024 · 1.40
Debt / equity
0.41▼
2024 · 0.51
ROE
20.6%▲
2024 · -23.1%
ROA
14.6%▲
2024 · -15.3%
Interest coverage
153.05▲
2024 · -5.68
Debt
€16k▲
2024 · €16k
Debt ≤ 1 year
€16k▲
2024 · €16k
Income taxes
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€55k▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€20k€15k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€13k€11k▼
Financial fixed assets28€5k€5k=
Current assets29/58€22k€35k▲
Amounts receivable within one year40/41€7k-
Other amounts receivable41€7k-
Cash at bank and in hand54/58€15k€34k▲
Deferred charges and accrued income490/1€551€338▼
Equity and liabilities
Total equity and liabilities10/49€47k€55k▲
Equity10/15€31k€39k▲
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-8k€329▲
Amounts payable17/49€16k€16k▲
Amounts payable within one year42/48€16k€16k▲
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€1k€11k▲
Taxes450/3€1k€11k▲
Other amounts payable47/48€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€3k€30k▲
Operating profit (loss)9901€-7k€17k▲
Financial charges65/66B€135€150▲
Recurring financial charges65€135€150▲
Profit (loss) for the period before taxes9903€-7k€17k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€-7k€8k▲
Profit (loss) for the period to be appropriated9905€-7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€329▲
Profit (loss) brought forward from the previous period14P€-564€-8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-20k ▼256%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Glimes 11367 RamilliesGround area
2,720 m²
Building footprint
139 m²
Volume, LiDAR
632 m³
Parcel 25042C0346/00E000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD-BE Consult
since 20132.218.626.857
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25042C0346/00E000 | Wallonia | 2,720 m² | 1 · 139 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROMIMO
BE 0431.705.428
Grez-Doiceau · Eq €39k
JEAN ROBERTI
BE 0453.739.670
Elsene · Eq €39k
OLYMPS
BE 0883.650.303
Sambreville · Eq €39k
CITY IMMO GROUP
BE 0689.986.338
Brasschaat · Eq €39k
FAUVE. M
BE 0788.225.166
Beauraing · Eq €39k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2013
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74201Photography, excluding press photography
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.