MD Architecte

Active

Private limited companyfounded 20232 yrs activeGrand'Place 16, 6470 Sivry-Rance, BelgiumKBO/BCE: BE 1000.630.224

Summary

MD Architecte has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 33% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysis Watch Report Compare

MD ArchitecteActiveChecked score 76/100

Risk analysis Report Compare

Checked score

Score 2025

76 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+31

Solvency60▲+25

Growth78

Track record82

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.17 against 0.48 in 2024; short-term debt: 64.9% and cash: 40.2% of total assets), and 64.9% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Architectural and engineering activities; technical testing and analysis (NACE 71)

about 56% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

22 d early

2024

63 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 664%

2024 · €1k

2024: €1k 2025: €8k▲ +664% vs 2024

2024 → 2025

Total assets

€23k▲ 108%

2024 · €11k

2024: €11k 2025: €23k▲ +108% vs 2024

2024 → 2025

Net result

€7k▲ 15,714%

2024 · €44

2024: €44 2025: €7k▲ +15714% vs 2024

2024 → 2025

Working capital

€3k

2024 · €-5k

2024: €-5k 2025: €3k▲ +150% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€1k-€8k▲ 664% 2024: €1k 2025: €8k▲ +664% vs 2024

Operating result€677-€10k▲ 1,334% 2024: €677 2025: €10k▲ +1334% vs 2024

Net result€44-€7k▲ 15,714% 2024: €44 2025: €7k▲ +15714% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 1,334% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €23k

23.8%

76.2%

Fixed assets €5k ▼ 12.4%

Current assets €17k ▲ 265%

Equity and liabilities €23k

35.1%

64.9%

Equity €8k ▲ 664%

Debt €15k ▲ 49.5%

Debt's share of the balance-sheet total falls from 90.4% to 64.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€12k▲

2024 · €5k

Cash flow

€10k▲

2024 · €4k

Current ratio

1.17▲

2024 · 0.48

Debt to equity

1.85▼

2024 · 9.47

ROE

86.9%▲

2024 · 4.2%

ROA

30.5%▲

2024 · 0.4%

Interest coverage

50.79▼

2024 · 94.86

Debt ≤ 1 year

€15k▲

2024 · €10k

Income taxes

€3k▲

2024 · €583

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines

Balance sheet Code20242025

Assets

Total assets20/58€11k€23k▲

Formation expenses20€0€0=

Fixed assets21/28€6k€5k▼

Intangible fixed assets21€750€550▼

Tangible fixed assets22/27€5k€5k▼

Furniture and vehicles24€5k€5k▼

Financial fixed assets28€55€55=

Current assets29/58€5k€17k▲

Amounts receivable within one year40/41€4k€8k▲

Trade receivables40-€2k

Other amounts receivable41€4k€6k▲

Cash at bank and in hand54/58€91€9k▲

Deferred charges and accrued income490/1€696€412▼

Equity and liabilities

Total equity and liabilities10/49€11k€23k▲

Equity10/15€1k€8k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€44€7k▲

Amounts payable17/49€10k€15k▲

Amounts payable within one year42/48€10k€15k▲

Current portion of amounts payable after more than one year42-€1k

Trade debts44€4k€1k▼

Suppliers440/4€4k€1k▼

Taxes, remuneration and social security45€3k€3k▲

Taxes450/3€3k€2k▼

Remuneration and social security454/9-€2k

Other amounts payable47/48€3k€9k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼

Other operating charges640/8€417€364▼

Gross operating margin9900€5k€13k▲

Operating profit (loss)9901€677€10k▲

Financial income75/76B€1-

Recurring financial income75€1-

Financial charges65/66B€51€244▲

Recurring financial charges65€51€244▲

Profit (loss) for the period before taxes9903€627€9k▲

Income taxes67/77€583€3k▲

Profit (loss) for the period9904€44€7k▲

Profit (loss) for the period to be appropriated9905€44€7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€44€7k▲

Profit (loss) brought forward from the previous period14P-€44

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€4k	€3k	▼ 36.1%
Other operating charges640/8	€417	€364	▼ 12.8%
Gross operating margin9900	€5k	€13k	▲ 142%
Operating profit (loss)9901	€677	€10k	▲ 1,334%
Financial income75/76B	€1	-	-
Recurring financial income75	€1	-	-
Financial charges65/66B	€51	€244	▲ 376%
Recurring financial charges65	€51	€244	▲ 376%
Profit (loss) for the period before taxes9903	€627	€9k	▲ 1,412%
Income taxes67/77	€583	€3k	▲ 336%
Profit (loss) for the period9904	€44	€7k	▲ 15,714%
Profit (loss) for the period to be appropriated9905	€44	€7k	▲ 15,714%

Line	2024	2025	Change
Assets
Total assets20/58	€11k	€23k	▲ 108%
Formation expenses20	€0	€0	-
Fixed assets21/28	€6k	€5k	▼ 12.4%
Intangible fixed assets21	€750	€550	▼ 26.7%
Tangible fixed assets22/27	€5k	€5k	▼ 10.6%
Furniture and vehicles24	€5k	€5k	▼ 10.6%
Financial fixed assets28	€55	€55	=
Current assets29/58	€5k	€17k	▲ 265%
Amounts receivable within one year40/41	€4k	€8k	▲ 96.6%
Trade receivables40	-	€2k	-
Other amounts receivable41	€4k	€6k	▲ 48.4%
Cash at bank and in hand54/58	€91	€9k	▲ 9,909%
Deferred charges and accrued income490/1	€696	€412	▼ 40.8%
Equity and liabilities
Total equity and liabilities10/49	€11k	€23k	▲ 108%
Equity10/15	€1k	€8k	▲ 664%
Contributions10/11	€1k	€1k	=
Profit (loss) carried forward14	€44	€7k	▲ 15,814%
Amounts payable17/49	€10k	€15k	▲ 49.5%
Amounts payable within one year42/48	€10k	€15k	▲ 49.5%
Current portion of amounts payable after more than one year42	-	€1k	-
Trade debts44	€4k	€1k	▼ 65.4%
Suppliers440/4	€4k	€1k	▼ 65.4%
Taxes, remuneration and social security45	€3k	€3k	▲ 27.5%
Taxes450/3	€3k	€2k	▼ 30.5%
Remuneration and social security454/9	-	€2k	-
Other amounts payable47/48	€3k	€9k	▲ 151%

Line	2024	2025	Change
Profit (loss) for the period9904	€44	€7k	▲ 15,714%
+ Depreciation and write-downs630	€4k	€3k	▼ 36.1%
Operating cash flow (approximation)	€4k	€10k	▲ 127%
Investment in fixed assets (approximation)	-	€-2k	-
Change in cash	-	€9k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity doublescurrent ratio 1.17

Current ratio from 0.48 to 1.17.

29-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sivry-Rance · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

409 m²

Building footprint

96 m²

Volume, LiDAR

891 m³

Parcel 56072A0594/00F000, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

MD ARCHITECTE

Grand'Place 16, 6470 Sivry-RanceActivities of building architects

since 20232.350.189.046

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56072A0594/00F000	Wallonia	409 m²	1 · 96 m²	11.7 m · 3 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Antwerpen · Eq €7,962

DIAGRAM ARCHITECTURE

BE 0632.711.501

Watermaal-Bosvoorde · Eq €7,960

Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded02-10-2023

Fiscal year end31-12

Activities, NACEBEL 2025

71111Activities of building architects

71121Engineering and related technical consultancy, excluding land surveyors

Contact

E-mail mdetiffe.architecte@gmail.com

Phone +32474122389

Scores and ratios are computed by Checked and are not a credit decision.