MCY
ActiveThe computed 12-month bankruptcy probability of MCY is 1.5% (moderate). The 2025 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 61% of 4537 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency69
Growth-
Stability67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27), and 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€9k
Net result
€2k
Working capital
€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €9k
Fixed assets
€2k
Current assets
€7k
Equity and liabilities €9k
Equity
€4k
Debt
€5k
Debt finances 58.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€2k
Solvency
41.5%
Current ratio
1.27
Quick ratio
1.27
Debt / equity
1.41
ROE
44.9%
ROA
18.6%
Interest coverage
37.29
Debt
€5k
Debt ≤ 1 year
€5k
Income taxes
€421
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€9k
Fixed assets21/28€2k
Intangible fixed assets21€2k
Financial fixed assets28€115
Current assets29/58€7k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€732
Equity and liabilities
Total equity and liabilities10/49€9k
Equity10/15€4k
Contributions10/11€2k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€236
Other operating charges640/8€400
Gross operating margin9900€3k
Operating profit (loss)9901€2k
Financial charges65/66B€63
Recurring financial charges65€63
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€421
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Condroz 2314550 NandrinGround area
2,335 m²
Building footprint
206 m²
Volume, LiDAR
1,271 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MCY
since 20252.375.906.023
MCY Nandrin
since 20252.375.906.122
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0006/00C003 | Wallonia | 1,353 m² | 1 · 95 m² | 7.0 m · 2 fl. |
| 61053A0086/00C002 | Wallonia | 982 m² | 1 · 112 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2025
Fiscal year end31-12
Activities, NACEBEL
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.