Skip to content

MCVlaw

Active
Private limited companyfounded 20223 yrs activeRue Moulin Saint-Lambert(NSV) 20, 1457 Walhain, BelgiumKBO/BCE: BE 0795.489.278
Summary

MCVlaw has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,052 and a net result of €8,819. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency65▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.35 in 2024; short-term debt: 59.9% and cash: 54.7% of total assets), and 59.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.1%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
53 d early
2024
44 d early
2023
48 d early
2022
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MCVlaw was incorporated on 28 December 2022 as a Private limited company.1 Total assets rose from EUR 10,945 in 2022 to EUR 57,548 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€23,052▲ 0.1%
2024 · €23,033
Total assets
€57,548▼ 28.2%
2024 · €80,196
Net result
€8,819▼ 71.2%
2024 · €30,663
Working capital
€15,718▼ 20.9%
2024 · €19,879
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€6,411-€21,762▲ 239%€41,228▲ 89.4%€13,648▼ 66.9%
Net result€6,411below the sector's middle half-€15,209within the sector's middle half▲ 137%€30,663within the sector's middle half▲ 102%€8,819below the sector's middle half▼ 71.2%
Equity€8,411below the sector's middle half-€23,620below the sector's middle half▲ 181%€23,033below the sector's middle half▼ 2.5%€23,052below the sector's middle half▲ 0.1%
Total assets€10,945below the sector's middle half-€41,344below the sector's middle half▲ 278%€80,196below the sector's middle half▲ 94.0%€57,548below the sector's middle half▼ 28.2%
Debt€2,534-€17,724▲ 599%€57,163▲ 223%€34,496▼ 39.7%
Working capital€8,411below the sector's middle half-€18,838within the sector's middle half▲ 124%€19,879within the sector's middle half▲ 5.5%€15,718within the sector's middle half▼ 20.9%
Solvency76.8%within the sector's middle half-57.1%within the sector's middle half▼ 19.7pp28.7%below the sector's middle half▼ 28.4pp40.1%within the sector's middle half▲ 11.3pp
Current ratio4.32within the sector's middle half-2.06within the sector's middle half▼ 2.261.35within the sector's middle half▼ 0.711.46within the sector's middle half▲ 0.11
Return on assets (ROA)58.6%above the sector's middle half-36.8%above the sector's middle half▼ 21.8pp38.2%above the sector's middle half▲ 1.4pp15.3%within the sector's middle half▼ 22.9pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2022: €6,411€6,411Net result 2022: €6,411€6,411Operating result 2023: €21,762€21,762Net result 2023: €15,209€15,209Operating result 2024: €41,228€41,228Net result 2024: €30,663€30,663Operating result 2025: €13,648€13,648Net result 2025: €8,819€8,8192022202320242025€0€20,000€40,000Operating result 2023: €21,762€21,800Net result 2023: €15,209€15,200Operating result 2024: €41,228€41,200Net result 2024: €30,663€30,700Operating result 2025: €13,648€13,600Net result 2025: €8,819€8,820202320242025
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,548
Fixed assets €7,334 ▲ 129%
Current assets €50,214 ▼ 34.8%
Equity and liabilities €57,548
Equity €23,052 ▲ 0.1%
Debt €34,496 ▼ 39.7%
Debt's share of the balance-sheet total falls from 71.3% to 59.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,266▼
2024 · €42,806
Cash flow
€9,436▼
2024 · €32,241
Debt to equity
1.50▼
2024 · 2.48
ROE
38.3%▼
2024 · 133.1%
Interest coverage
75.81▼
2024 · 261.99
Debt ≤ 1 year
€34,496▼
2024 · €57,113
Income taxes
€4,746▼
2024 · €10,702
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€80,196€57,548▼
Fixed assets21/28€3,204€7,334▲
Tangible fixed assets22/27€3,204€7,334▲
Plant, machinery and equipment23€3,204€7,334▲
Current assets29/58€76,992€50,214▼
Amounts receivable within one year40/41€29,282€18,737▼
Trade receivables40€18,282€13,315▼
Other amounts receivable41€11,000€5,423▼
Cash at bank and in hand54/58€47,710€31,477▼
Equity and liabilities
Total equity and liabilities10/49€80,196€57,548▼
Equity10/15€23,033€23,052▲
Contributions10/11€2,000€2,000=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Other1319€200€200=
Profit (loss) carried forward14€20,833€20,852▲
Amounts payable17/49€57,163€34,496▼
Amounts payable within one year42/48€57,113€34,496▼
Financial debts43€3,635€1,535▼
Credit institutions430/8€3,635€1,535▼
Trade debts44€6,629€6,564▼
Suppliers440/4€6,629€6,564▼
Taxes, remuneration and social security45€21,850€18,917▼
Taxes450/3€21,850€18,917▼
Other amounts payable47/48€25,000€7,480▼
Accrued charges and deferred income492/3€50-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,579€617▼
Other operating charges640/8€698€1,208▲
Gross operating margin9900€43,504€15,474▼
Operating profit (loss)9901€41,228€13,648▼
Financial income75/76B€301€104▼
Recurring financial income75€301€104▼
Financial charges65/66B€163€188▲
Recurring financial charges65€163€188▲
Profit (loss) for the period before taxes9903€41,365€13,564▼
Income taxes67/77€10,702€4,746▼
Profit (loss) for the period9904€30,663€8,819▼
Profit (loss) for the period to be appropriated9905€30,663€8,819▼
Appropriation of the result
Profit (loss) to be appropriated9906€52,083€29,652▼
Profit (loss) brought forward from the previous period14P€21,420€20,833▼
Profit to be distributed694/7€31,250€8,800▼
Return on contributions (dividend)694€31,250€8,800▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1€1,579€617▼ 60.9%
Other operating charges640/8-€1,368€698€1,208▲ 73.2%
Gross operating margin9900€6,411€23,132€43,504€15,474▼ 64.4%
Operating profit (loss)9901€6,411€21,762€41,228€13,648▼ 66.9%
Financial income75/76B-€190€301€104▼ 65.3%
Recurring financial income75-€190€301€104▼ 65.3%
Financial charges65/66B-€140€163€188▲ 15.2%
Recurring financial charges65-€140€163€188▲ 15.2%
Profit (loss) for the period before taxes9903€6,411€21,812€41,365€13,564▼ 67.2%
Income taxes67/77-€6,603€10,702€4,746▼ 55.7%
Profit (loss) for the period9904€6,411€15,209€30,663€8,819▼ 71.2%
Profit (loss) for the period to be appropriated9905€6,411€15,209€30,663€8,819▼ 71.2%
Line2022202320242025Change
Assets
Total assets20/58€10,945€41,344€80,196€57,548▼ 28.2%
Fixed assets21/28-€4,782€3,204€7,334▲ 129%
Tangible fixed assets22/27-€4,782€3,204€7,334▲ 129%
Plant, machinery and equipment23-€4,782€3,204€7,334▲ 129%
Current assets29/58€10,945€36,562€76,992€50,214▼ 34.8%
Amounts receivable within one year40/41€8,945€15,541€29,282€18,737▼ 36.0%
Trade receivables40€8,945€10,541€18,282€13,315▼ 27.2%
Other amounts receivable41-€5,000€11,000€5,423▼ 50.7%
Cash at bank and in hand54/58€2,000€18,717€47,710€31,477▼ 34.0%
Deferred charges and accrued income490/1-€2,303---
Equity and liabilities
Total equity and liabilities10/49€10,945€41,344€80,196€57,548▼ 28.2%
Equity10/15€8,411€23,620€23,033€23,052▲ 0.1%
Contributions10/11€2,000€2,000€2,000€2,000=
Capital10€2,000€2,000---
Issued capital100€2,000€2,000---
Reserves13€200€200€200€200=
Non-distributable reserves130/1€200€200€200€200=
Legal reserve130€200€200---
Other1319--€200€200=
Profit (loss) carried forward14€6,211€21,420€20,833€20,852▲ 0.1%
Amounts payable17/49€2,534€17,724€57,163€34,496▼ 39.7%
Amounts payable within one year42/48€2,534€17,724€57,113€34,496▼ 39.6%
Financial debts43€350€3,235€3,635€1,535▼ 57.8%
Credit institutions430/8€350€3,235€3,635€1,535▼ 57.8%
Trade debts44€2,184€1,661€6,629€6,564▼ 1.0%
Suppliers440/4€2,184€1,661€6,629€6,564▼ 1.0%
Taxes, remuneration and social security45-€12,827€21,850€18,917▼ 13.4%
Taxes450/3-€12,827€21,850€18,917▼ 13.4%
Other amounts payable47/48--€25,000€7,480▼ 70.1%
Accrued charges and deferred income492/3--€50--
Line2022202320242025Change
Profit (loss) for the period9904€6,411€15,209€30,663€8,819▼ 71.2%
+ Depreciation and write-downs630-€1€1,579€617▼ 60.9%
Operating cash flow (approximation)€6,411€15,211€32,241€9,436▼ 70.7%
Investment in fixed assets (approximation)--€0-€4,747-
Change in cash-€16,717€28,993-€16,234▼ 156%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €30,663 ▲102%
Operating result €41,228, net result €30,663, both a record.
13-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,230 m²
Building footprint
103 m²
Volume, LiDAR
532 m³
Parcel 25071C0062/00F000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MCVlaw
Rue Moulin Saint-Lambert(NSV) 20, 1457 WalhainActivities of lawyers
since 20222.339.800.940
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25071C0062/00F000 Wallonia 1,230 m² 1 · 103 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,057 companies in sector 69101 we hold annual accounts for 9,058. 6,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795489278
Also 9925:BE0795489278
Registered 16-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.