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McVan

Active
Private limited companyfounded 2020active for 6 yearsKardinaal Mercierplein 44, 1090 Jette, BelgiumKBO/BCE: BE 0744.909.025
Summary

The computed 12-month bankruptcy probability of McVan is 2.2% (moderate). The 2025 annual accounts show equity of €181,327 and a net result of -€1,364. Equity remains stable across the filed financial years (±0.5% per year). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€190,701total assets 2025
Equity
€181,327
Loss
-€1,364
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Holdings
1
2025 accounts 30 days early1 deed in the Belgian Official Gazette
Why 53raises riskLiquidity: current ratio 0.61, cash €1, halvedNo registered site in the KBOFounded in 2020lowers riskSize: total assets €190,701Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.1% of total assets
Liquidity 50=
short-term debt 4.9% · cash 0.0%
Profitability 36=
return on assets -0.7%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.5% 12-2024: 2.5%● unchanged vs 11-2024 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.6%▲ +0.1 percentage points vs 01-2025 03-2025: 2.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.8%▲ +0.1 percentage points vs 03-2025 05-2025: 2.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 2.8%▼ -0.1 percentage points vs 06-2025 08-2025: 3.9%▲ +1.1 percentage points vs 07-2025highest value 09-2025: 2.3%▼ -1.6 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.2%▼ -0.1 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.3%▲ +0.1 percentage points vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.2%▼ -0.1 percentage points vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.0%▼ -0.2 percentage points vs 05-2026 07-2026: 1.9%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 2.2%▲ +0.3 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.61, compared with 0.72 in 2024, below 1; short-term debt: 4.9% and cash: 0% of total assets), and 4.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 37% on liquidity, 26% on profitability and 42% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €190,701
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.61, cash €1, halved
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
30 days early
2024
12 days late
2023
29 days late
2022
2 days early
2021
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€1,364
  3. Annual accounts filedfinancial year 2024 · full…

Financials · financial year 2025, micro format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,364▼ 69.5%
2024 · -€805
Working capital
-€3,673▼ 59.1%
2024 · -€2,308
Trend over the years

2021 to 2025, 5 financial years

The operating result stays negative: a loss of €1,502 in 2025 against €1,033 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,502 2025 Net result-€1,364 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,733--€1,480▲ 45.8%-€1,239▲ 16.3%-€1,033▲ 16.6%-€1,502▼ 45.4%
Net result€141,552-€37,873▼ 73.2%-€928-€805▲ 13.3%-€1,364▼ 69.5%
Equity€146,552-€184,425▲ 25.8%€183,497▼ 0.5%€182,692▼ 0.4%€181,327▼ 0.7%
Total assets€204,820-€192,693▼ 5.9%€191,765▼ 0.5%€190,960▼ 0.4%€190,701▼ 0.1%
Debt€58,268-€8,268▼ 85.8%€8,268=€8,268=€9,374▲ 13.4%
Working capital-€38,448--€575▲ 98.5%-€1,503▼ 161%-€2,308▼ 53.6%-€3,673▼ 59.1%
Staff (FTE)0
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190,701
Fixed assets €185,000 =
Current assets €5,701 ▼ 4.3%
Equity and liabilities €190,701
Equity €181,327 ▼ 0.7%
Debt €9,374 ▲ 13.4%
Debt's share of the balance-sheet total rises from 4.3% to 4.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.61▼
2024 · 0.72
Debt to equity
0.05▲
2024 · 0.05
ROE
-0.8%▼
2024 · -0.4%
ROA
-0.7%▼
2024 · -0.4%
Debt ≤ 1 year
€9,374▲
2024 · €8,268
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€190,960€190,701▼
Fixed assets21/28€185,000€185,000=
Financial fixed assets28€185,000€185,000=
Current assets29/58€5,960€5,701▼
Amounts receivable within one year40/41€5,652€5,701▲
Other amounts receivable41€5,652€5,701▲
Cash at bank and in hand54/58€308€1▼
Equity and liabilities
Total equity and liabilities10/49€190,960€190,701▼
Equity10/15€182,692€181,327▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€177,692€176,327▼
Amounts payable17/49€8,268€9,374▲
Amounts payable within one year42/48€8,268€9,374▲
Other amounts payable47/48€8,268€9,374▲
Income statement Code20242025
Other operating charges640/8€104€129▲
Gross operating margin9900-€929-€1,374▼
Operating profit (loss)9901-€1,033-€1,502▼
Financial income75/76B€333€301▼
Recurring financial income75€333€301▼
Financial charges65/66B€104€163▲
Recurring financial charges65€104€163▲
Profit (loss) for the period before taxes9903-€805-€1,364▼
Profit (loss) for the period9904-€805-€1,364▼
Profit (loss) for the period to be appropriated9905-€805-€1,364▼
Appropriation of the result
Profit (loss) to be appropriated9906€177,692€176,327▼
Profit (loss) brought forward from the previous period14P€178,497€177,692▼
Social balance sheet
Average headcount (FTE)90870.0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€348€96€103€104€129▲ 23.8%
Gross operating margin9900-€2,385-€1,385-€1,136-€929-€1,374▼ 47.8%
Operating profit (loss)9901-€2,733-€1,480-€1,239-€1,033-€1,502▼ 45.4%
Financial income75/76B€150,226€40,392€415€333€301▼ 9.6%
Recurring financial income75€150,226€40,392€415€333€301▼ 9.6%
Financial charges65/66B€5,942€1,039€104€104€163▲ 55.9%
Recurring financial charges65€5,942€1,039€104€104€163▲ 55.9%
Profit (loss) for the period before taxes9903€141,552€37,873-€928-€805-€1,364▼ 69.5%
Profit (loss) for the period9904€141,552€37,873-€928-€805-€1,364▼ 69.5%
Profit (loss) for the period to be appropriated9905€141,552€37,873-€928-€805-€1,364▼ 69.5%
Line20212022202320242025Change
Assets
Total assets20/58€204,820€192,693€191,765€190,960€190,701▼ 0.1%
Fixed assets21/28€185,000€185,000€185,000€185,000€185,000=
Financial fixed assets28€185,000€185,000€185,000€185,000€185,000=
Current assets29/58€19,820€7,693€6,765€5,960€5,701▼ 4.3%
Amounts receivable within one year40/41€4,969€6,605€5,320€5,652€5,701▲ 0.9%
Other amounts receivable41€4,969€6,605€5,320€5,652€5,701▲ 0.9%
Cash at bank and in hand54/58€14,851€1,088€1,445€308€1▼ 99.8%
Equity and liabilities
Total equity and liabilities10/49€204,820€192,693€191,765€190,960€190,701▼ 0.1%
Equity10/15€146,552€184,425€183,497€182,692€181,327▼ 0.7%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€141,552€179,425€178,497€177,692€176,327▼ 0.8%
Amounts payable17/49€58,268€8,268€8,268€8,268€9,374▲ 13.4%
Amounts payable within one year42/48€58,268€8,268€8,268€8,268€9,374▲ 13.4%
Financial debts43€50,000€0----
Credit institutions430/8€50,000€0----
Other amounts payable47/48€8,268€8,268€8,268€8,268€9,374▲ 13.4%
Line20212022202320242025Change
Profit (loss) for the period9904€141,552€37,873-€928-€805-€1,364▼ 69.5%
Operating cash flow (approximation)€141,552€37,873-€928-€805-€1,364▼ 69.5%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€13,763€357-€1,138-€307▲ 73.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 01-07-2026 2026-00230574
31-12-2024 full format 12-08-2025 2025-00370553
31-12-2023 micro format 29-08-2024 2024-00391008
31-12-2022 micro format 29-07-2023 2023-00289328
31-12-2021 micro format 21-06-2022 2022-20076780

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding · 2 subsidiaries in the tree

Holdings 1

All subsidiaries, including indirect ones 2

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of McVan and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 1 Gazette act processed.

History

On 10 March 2020, McVan was incorporated as a private limited company.1 Total assets went from €204,820 in 2021 to €190,701 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet -€1,364
Net result drops to -€1,364, the lowest in the series.
12-08
NBB filing Annual accounts filed
financial year 2024 · full format · 12 days late
2024
29-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 29 days late
2023
29-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Equity above €150,000equity €184,425 ▲25.8%
A profit in every financial year since 2021 builds equity to €184,425.
21-06
NBB filing Annual accounts filed
financial year 2021 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded10-03-2020
Financial year end31-12
Contact
E-mail Picmeup2@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0744909025
Also 9925:BE0744909025
Registered 16-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Jette
exact location from the address register On OpenStreetMap
Ground area
91 m²
Building footprint
88 m²
Building volume
1,190 m³
Parcel 21010B0200/00N000, Brussels · tallest building 16.1 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21010B0200/00N000 Brussels 91 m² 1 · 88 m² 16.1 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.