MCTRUDO
ActiveSummary
The computed 12-month bankruptcy probability of MCTRUDO is 3.6% (moderate). The 2025 annual accounts show equity of €609k and a net result of €-47k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 3705 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-5
Solvency67▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.7 in 2024; short-term debt: 43.4% and cash: 19.2% of total assets), but 58% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
12 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€609k▼ 7.2%
2024 · €656k
2021: €387klowest in 5 years
2022: €546k▲ +40.9% vs 2021
2023: €643k▲ +17.8% vs 2022
2024: €656k▲ +2.1% vs 2023highest in 5 years
2025: €609k▼ -7.2% vs 2024
2021 → 2025
Total assets
€1.45M▼ 12.3%
2024 · €1.65M
2021: €1.66M
2022: €1.66M▲ +0.2% vs 2021
2023: €1.74M▲ +4.8% vs 2022highest in 5 years
2024: €1.65M▼ -5.2% vs 2023
2025: €1.45M▼ -12.3% vs 2024lowest in 5 years
2021 → 2025
Net result
€-47k
2024 · €13k
2021: €52k
2022: €158k▲ +202% vs 2021highest in 5 years
2023: €97k▼ -38.7% vs 2022
2024: €13k▼ -86.2% vs 2023
2025: €-47k▼ -455% vs 2024lowest in 5 years
2021 → 2025
Working capital
€409k▼ 8.2%
2024 · €446k
2021: €184klowest in 5 years
2022: €337k▲ +83.4% vs 2021
2023: €450k▲ +33.3% vs 2022highest in 5 years
2024: €446k▼ -0.9% vs 2023
2025: €409k▼ -8.2% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€387k-€546k▲ 40.9%€643k▲ 17.8%€656k▲ 2.1%€609k▼ 7.2%
2021: €387klowest in 5 years
2022: €546k▲ +40.9% vs 2021
2023: €643k▲ +17.8% vs 2022
2024: €656k▲ +2.1% vs 2023highest in 5 years
2025: €609k▼ -7.2% vs 2024
Operating result€65k-€171k▲ 165%€110k▼ 35.9%€42k▼ 61.9%€-36k
2021: €65k
2022: €171k▲ +165% vs 2021highest in 5 years
2023: €110k▼ -35.9% vs 2022
2024: €42k▼ -61.9% vs 2023
2025: €-36k▼ -186% vs 2024lowest in 5 years
Net result€52k-€158k▲ 202%€97k▼ 38.7%€13k▼ 86.2%€-47k
2021: €52k
2022: €158k▲ +202% vs 2021highest in 5 years
2023: €97k▼ -38.7% vs 2022
2024: €13k▼ -86.2% vs 2023
2025: €-47k▼ -455% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €42k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€410k ▼ 28.1%
Current assets
€1.04M ▼ 4.0%
Equity and liabilities €1.45M
Equity
€609k ▼ 7.2%
Debt
€840k ▼ 15.7%
Debt's share of the balance-sheet total falls from 60.3% to 58.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€133k▼
2024 · €202k
Cash flow
€122k▼
2024 · €174k
Current ratio
1.65▼
2024 · 1.70
Quick ratio
1.62▼
2024 · 1.66
Debt to equity
1.38▼
2024 · 1.52
ROE
-7.8%▼
2024 · 2.0%
ROA
-3.3%▼
2024 · 0.8%
Interest coverage
11.75▲
2024 · 11.48
Debt ≤ 1 year
€629k▼
2024 · €636k
Debt > 1 year
€211k▼
2024 · €360k
Income taxes
€151▼
2024 · €11k
Staff costs
€1.15M▲
2024 · €1.08M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.65M€1.45M▼
Fixed assets21/28€571k€410k▼
Tangible fixed assets22/27€571k€410k▼
Plant, machinery and equipment23€541k€386k▼
Furniture and vehicles24€29k€23k▼
Financial fixed assets28€595€595=
Current assets29/58€1.08M€1.04M▼
Stocks and contracts in progress3€24k€22k▼
Stocks30/36€24k€22k▼
Amounts receivable within one year40/41€789k€712k▼
Trade receivables40€20k€27k▲
Other amounts receivable41€768k€685k▼
Current investments50/53-€94
Cash at bank and in hand54/58€237k€278k▲
Deferred charges and accrued income490/1€32k€27k▼
Equity and liabilities
Total equity and liabilities10/49€1.65M€1.45M▼
Equity10/15€656k€609k▼
Contributions10/11€335k€335k=
Reserves13€321k€274k▼
Distributable reserves133€321k€274k▼
Amounts payable17/49€996k€840k▼
Amounts payable after more than one year17€360k€211k▼
Financial debts170/4€360k€211k▼
Amounts payable within one year42/48€636k€629k▼
Current portion of amounts payable after more than one year42€148k€150k▲
Trade debts44€379k€368k▼
Suppliers440/4€379k€368k▼
Taxes, remuneration and social security45€108k€111k▲
Remuneration and social security454/9€108k€111k▲
Other amounts payable47/48€139€257▲
Accrued charges and deferred income492/3€302€212▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.08M€1.15M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€160k€169k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€1.29M€1.29M▼
Operating profit (loss)9901€42k€-36k▼
Financial income75/76B€86€83▼
Recurring financial income75€86€83▼
Financial charges65/66B€18k€11k▼
Recurring financial charges65€18k€11k▼
Profit (loss) for the period before taxes9903€24k€-47k▼
Income taxes67/77€11k€151▼
Profit (loss) for the period9904€13k€-47k▼
Profit (loss) for the period to be appropriated9905€13k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-47k▼
Transfer from equity791/2-€47k
Transfer to equity691/2€13k-
To other reserves6921€13k-
Social balance
Average headcount (FTE)908722.923.9▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €787k | €920k | €1.03M | €1.08M | €1.15M | ▲ 6.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €122k | €158k | €160k | €160k | €169k | ▲ 5.6% |
| Other operating charges640/8 | €4k | €5k | €5k | €6k | €6k | ▼ 8.0% |
| Gross operating margin9900 | €978k | €1.25M | €1.31M | €1.29M | €1.29M | ▼ 0.3% |
| Operating profit (loss)9901 | €65k | €171k | €110k | €42k | €-36k | ▼ 186% |
| Financial income75/76B | - | - | €2 | €86 | €83 | ▼ 2.9% |
| Recurring financial income75 | - | - | €2 | €86 | €83 | ▼ 2.9% |
| Financial charges65/66B | €12k | €13k | €12k | €18k | €11k | ▼ 35.6% |
| Recurring financial charges65 | €12k | €13k | €12k | €18k | €11k | ▼ 35.6% |
| Profit (loss) for the period before taxes9903 | €52k | €158k | €98k | €24k | €-47k | ▼ 294% |
| Income taxes67/77 | - | - | €1k | €11k | €151 | ▼ 98.6% |
| Profit (loss) for the period9904 | €52k | €158k | €97k | €13k | €-47k | ▼ 455% |
| Profit (loss) for the period to be appropriated9905 | €52k | €158k | €97k | €13k | €-47k | ▼ 455% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.66M | €1.66M | €1.74M | €1.65M | €1.45M | ▼ 12.3% |
| Fixed assets21/28 | €971k | €834k | €678k | €571k | €410k | ▼ 28.1% |
| Tangible fixed assets22/27 | €970k | €834k | €677k | €571k | €410k | ▼ 28.2% |
| Plant, machinery and equipment23 | €970k | €834k | €677k | €541k | €386k | ▼ 28.6% |
| Furniture and vehicles24 | - | - | - | €29k | €23k | ▼ 20.0% |
| Financial fixed assets28 | €198 | €198 | €595 | €595 | €595 | = |
| Current assets29/58 | €690k | €830k | €1.07M | €1.08M | €1.04M | ▼ 4.0% |
| Stocks and contracts in progress3 | €16k | €21k | €21k | €24k | €22k | ▼ 7.8% |
| Stocks30/36 | €16k | €21k | €21k | €24k | €22k | ▼ 7.8% |
| Amounts receivable within one year40/41 | €268k | €468k | €630k | €789k | €712k | ▼ 9.7% |
| Trade receivables40 | €8k | €40k | €31k | €20k | €27k | ▲ 31.5% |
| Other amounts receivable41 | €260k | €429k | €599k | €768k | €685k | ▼ 10.8% |
| Current investments50/53 | - | - | - | - | €94 | - |
| Cash at bank and in hand54/58 | €386k | €327k | €392k | €237k | €278k | ▲ 17.2% |
| Deferred charges and accrued income490/1 | €20k | €13k | €22k | €32k | €27k | ▼ 17.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.66M | €1.66M | €1.74M | €1.65M | €1.45M | ▼ 12.3% |
| Equity10/15 | €387k | €546k | €643k | €656k | €609k | ▼ 7.2% |
| Contributions10/11 | €335k | €335k | €335k | €335k | €335k | = |
| Reserves13 | €52k | €211k | €308k | €321k | €274k | ▼ 14.8% |
| Distributable reserves133 | €52k | €211k | €308k | €321k | €274k | ▼ 14.8% |
| Amounts payable17/49 | €1.27M | €1.12M | €1.10M | €996k | €840k | ▼ 15.7% |
| Amounts payable after more than one year17 | €767k | €625k | €483k | €360k | €211k | ▼ 41.5% |
| Financial debts170/4 | €767k | €625k | €483k | €360k | €211k | ▼ 41.5% |
| Amounts payable within one year42/48 | €507k | €492k | €616k | €636k | €629k | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | €140k | €141k | €142k | €148k | €150k | ▲ 0.8% |
| Trade debts44 | €267k | €237k | €362k | €379k | €368k | ▼ 3.1% |
| Suppliers440/4 | €267k | €237k | €362k | €379k | €368k | ▼ 3.1% |
| Taxes, remuneration and social security45 | €99k | €110k | €107k | €108k | €111k | ▲ 3.4% |
| Taxes450/3 | €2k | €2k | €14 | - | - | - |
| Remuneration and social security454/9 | €97k | €108k | €107k | €108k | €111k | ▲ 3.4% |
| Other amounts payable47/48 | €222 | €4k | €3k | €139 | €257 | ▲ 85.4% |
| Accrued charges and deferred income492/3 | €567 | €479 | €2k | €302 | €212 | ▼ 29.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52k | €158k | €97k | €13k | €-47k | ▼ 455% |
| + Depreciation and write-downs630 | €122k | €158k | €160k | €160k | €169k | ▲ 5.6% |
| Operating cash flow (approximation) | €174k | €317k | €257k | €174k | €122k | ▼ 29.9% |
| Investment in fixed assets (approximation) | - | €-22k | €-3k | €-54k | €-9k | ▲ 84.1% |
| Change in cash | - | €-59k | €65k | €-156k | €41k | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €158k ▲202%
Operating result €171k, net result €158k, both a record.
31-12
Financial
Equity above €500kEq €546k ▲40.9%
2 profitable years in a row build equity to €546k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Ground area
1,022 m²
Building footprint
487 m²
Volume, LiDAR
1,126 m³
Parcel 71352D0884/00M002, Flanders · tallest building 9.7 m. Linked by address, not a title deed.
1 establishment unit
McDonalds Sint-Truiden
since 20212.311.707.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0884/00M002 | Flanders | 1,022 m² | 1 · 487 m² | 9.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,976 EUR awarded · 1,976 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,363 EUR | 1,363 EUR |
| 2024 | 1 | 613 EUR | 613 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.311.707.463
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 3,935 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2021
Fiscal year end31-12
Trade name NL
McDonalds Sint-Truiden
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.