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MCservice

Active
Private limited companyfounded 20223 yrs activeRue de Géloury 8, 4050 Chaudfontaine, BelgiumKBO/BCE: BE 0791.898.397
Summary

The computed 12-month bankruptcy probability of MCservice is 3.9% (moderate). The 2025 annual accounts show equity of €87,502 and a net result of -€79. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 4695 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-29
Solvency57▼-25
Growth52=
Track record94
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.32 against 4.21 in 2024; short-term debt: 20.6% and cash: 19% of total assets), but 67.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.3%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
30 d early
2024
24 d early
2023
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 16 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MCservice was incorporated on 5 October 2022 as a Private limited company.1 Total assets rose from EUR 153,580 in 2023 to EUR 271,292 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€87,502▼ 0.1%
2024 · €87,581
Total assets
€271,292▲ 75.7%
2024 · €154,363
Net result
-€79
2024 · €36,559
Working capital
€73,508▼ 17.5%
2024 · €89,059
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€62,500-€47,783▼ 23.5%€21,645▼ 54.7%
Net result€46,022above the sector's middle half-€36,559above the sector's middle half▼ 20.6%-€79within the sector's middle half
Equity€51,022within the sector's middle half-€87,581within the sector's middle half▲ 71.7%€87,502within the sector's middle half▼ 0.1%
Total assets€153,580within the sector's middle half-€154,363within the sector's middle half▲ 0.5%€271,292within the sector's middle half▲ 75.7%
Debt€102,558-€66,783▼ 34.9%€183,790▲ 175%
Working capital€63,285-€89,059▲ 40.7%€73,508▼ 17.5%
Solvency33.2%within the sector's middle half-56.7%within the sector's middle half▲ 23.5pp32.3%within the sector's middle half▼ 24.5pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2023: €62,500€62,500Net result 2023: €46,022€46,022Operating result 2024: €47,783€47,783Net result 2024: €36,559€36,559Operating result 2025: €21,645€21,645Net result 2025: -€79-€79202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €62,500€62,500Net result 2023: €46,022€46,000Operating result 2024: €47,783€47,800Net result 2024: €36,559€36,600Operating result 2025: €21,645€21,600Net result 2025: -€79-€79202320242025
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270,024
Fixed assets €140,618 ▲ 295%
Current assets €129,406 ▲ 10.8%
Equity and liabilities €271,292
Equity €87,502 ▼ 0.1%
Debt €183,790 ▲ 175%
Debt's share of the balance-sheet total rises from 43.3% to 67.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,933▼
2024 · €56,780
Cash flow
€16,209▼
2024 · €45,557
Current ratio
2.32▼
2024 · 4.21
Debt to equity
2.10▲
2024 · 0.76
ROE
-0.1%▼
2024 · 41.7%
ROA
0.0%▼
2024 · 23.7%
Interest coverage
12.07▼
2024 · 24.79
Debt ≤ 1 year
€55,898▲
2024 · €27,749
Debt > 1 year
€127,891▲
2024 · €39,033
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.9% stopped otherwise
91% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€154,363€271,292▲
Formation expenses20€1,981€1,268▼
Fixed assets21/28€35,573€140,618▲
Tangible fixed assets22/27€26,258€131,303▲
Plant, machinery and equipment23€913€2,738▲
Furniture and vehicles24€25,345€128,566▲
Financial fixed assets28€9,315€9,315=
Current assets29/58€116,809€129,406▲
Amounts receivable within one year40/41€68,743€76,543▲
Trade receivables40€58,311€58,550▲
Other amounts receivable41€10,432€17,993▲
Cash at bank and in hand54/58€43,715€51,539▲
Deferred charges and accrued income490/1€4,351€1,324▼
Equity and liabilities
Total equity and liabilities10/49€154,363€271,292▲
Equity10/15€87,581€87,502▼
Contributions10/11€5,000€5,000=
Reserves13€45,000€45,000=
Distributable reserves133€45,000€45,000=
Profit (loss) carried forward14€37,581€37,502▼
Amounts payable17/49€66,783€183,790▲
Amounts payable after more than one year17€39,033€127,891▲
Financial debts170/4€39,033€127,891▲
Amounts payable within one year42/48€27,749€55,898▲
Current portion of amounts payable after more than one year42€16,343€41,188▲
Trade debts44€5,442€10,490▲
Suppliers440/4€5,442€10,490▲
Taxes, remuneration and social security45€5,964€4,220▼
Taxes450/3€3,561€4,220▲
Remuneration and social security454/9€2,403-
Other amounts payable47/48-€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,997€16,288▲
Other operating charges640/8€401€1,068▲
Gross operating margin9900€57,181€39,001▼
Operating profit (loss)9901€47,783€21,645▼
Financial income75/76B€169€0▼
Recurring financial income75€169€0▼
Financial charges65/66B€2,291€21,724▲
Recurring financial charges65€2,291€3,143▲
Non-recurring financial charges66B-€18,581
Profit (loss) for the period before taxes9903€45,661-€79▼
Income taxes67/77€9,102-
Profit (loss) for the period9904€36,559-€79▼
Profit (loss) for the period to be appropriated9905€36,559-€79▼
Appropriation of the result
Profit (loss) to be appropriated9906€37,581€37,502▼
Profit (loss) brought forward from the previous period14P€1,022€37,581▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,231€8,997€16,288▲ 81.0%
Other operating charges640/8€549€401€1,068▲ 166%
Gross operating margin9900€73,280€57,181€39,001▼ 31.8%
Operating profit (loss)9901€62,500€47,783€21,645▼ 54.7%
Financial income75/76B€3€169€0▼ 100.0%
Recurring financial income75€3€169€0▼ 100.0%
Financial charges65/66B€4,727€2,291€21,724▲ 848%
Recurring financial charges65€4,727€2,291€3,143▲ 37.2%
Non-recurring financial charges66B--€18,581-
Profit (loss) for the period before taxes9903€57,777€45,661-€79▼ 100%
Income taxes67/77€11,755€9,102--
Profit (loss) for the period9904€46,022€36,559-€79▼ 100%
Profit (loss) for the period to be appropriated9905€46,022€36,559-€79▼ 100%
Line202320242025Change
Assets
Total assets20/58€153,580€154,363€271,292▲ 75.7%
Formation expenses20€2,695€1,981€1,268▼ 36.0%
Fixed assets21/28€39,057€35,573€140,618▲ 295%
Tangible fixed assets22/27€29,742€26,258€131,303▲ 400%
Plant, machinery and equipment23-€913€2,738▲ 200%
Furniture and vehicles24€29,742€25,345€128,566▲ 407%
Financial fixed assets28€9,315€9,315€9,315=
Current assets29/58€111,828€116,809€129,406▲ 10.8%
Amounts receivable within one year40/41€55,378€68,743€76,543▲ 11.3%
Trade receivables40€55,378€58,311€58,550▲ 0.4%
Other amounts receivable41-€10,432€17,993▲ 72.5%
Cash at bank and in hand54/58€49,365€43,715€51,539▲ 17.9%
Deferred charges and accrued income490/1€7,086€4,351€1,324▼ 69.6%
Equity and liabilities
Total equity and liabilities10/49€153,580€154,363€271,292▲ 75.7%
Equity10/15€51,022€87,581€87,502▼ 0.1%
Contributions10/11€5,000€5,000€5,000=
Reserves13€45,000€45,000€45,000=
Distributable reserves133€45,000€45,000€45,000=
Profit (loss) carried forward14€1,022€37,581€37,502▼ 0.2%
Amounts payable17/49€102,558€66,783€183,790▲ 175%
Amounts payable after more than one year17€54,015€39,033€127,891▲ 228%
Financial debts170/4€54,015€39,033€127,891▲ 228%
Amounts payable within one year42/48€48,543€27,749€55,898▲ 101%
Current portion of amounts payable after more than one year42€15,927€16,343€41,188▲ 152%
Trade debts44€16,175€5,442€10,490▲ 92.7%
Suppliers440/4€16,175€5,442€10,490▲ 92.7%
Taxes, remuneration and social security45€16,364€5,964€4,220▼ 29.2%
Taxes450/3€13,505€3,561€4,220▲ 18.5%
Remuneration and social security454/9€2,859€2,403--
Other amounts payable47/48€77-€0-
Line202320242025Change
Profit (loss) for the period9904€46,022€36,559-€79▼ 100%
+ Depreciation and write-downs630€10,231€8,997€16,288▲ 81.0%
Operating cash flow (approximation)€56,252€45,557€16,209▼ 64.4%
Investment in fixed assets (approximation)--€5,514-€121,332▼ 2,101%
Change in cash--€5,650€7,824▲ 238%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€79
Net result drops to -€79, the lowest in the series.
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
125 m²
Building footprint
54 m²
Parcel 62022B0010/03A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MCservice
Rue de Géloury 8, 4050 ChaudfontaineManufacture of fabricated metal products, except machinery and equipment
since 20222.336.929.740
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62022B0010/03A000 Wallonia 125 m² 1 · 54 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 6,313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID 0208:0791898397
Registered 30-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.