MCLT
ActiveSummary
The computed 12-month bankruptcy probability of MCLT is 4.2% (elevated). The 2024 annual accounts show equity of €317k and a net result of €136k. Equity is growing by ~47.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 1763 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+8
Solvency83▲+25
Growth52=
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity short (current ratio 0.97 against 0.5 in 2023; short-term debt: 28.3% and cash: 12.3% of total assets), and 42.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
14 d early
2022
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€136k▲ 29.0%
2023 · €105k
Working capital
€-5k▲ 96.3%
2023 · €-138k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€182k-€142k▼ 22.2%€182k▲ 28.0%
Net result€136k-€105k▼ 22.9%€136k▲ 29.0%
Equity€146k-€182k▲ 24.0%€317k▲ 74.8%
Total assets€573k-€558k▼ 2.6%€551k▼ 1.4%
Debt€427k-€377k▼ 11.7%€234k▼ 38.0%
Working capital€-233k-€-138k▲ 40.9%€-5k▲ 96.3%
Staff (FTE)14.1-15.7▲ 11.3%15.6▼ 0.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 28% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €551k
Fixed assets
€400k ▼ 5.5%
Current assets
€151k ▲ 11.4%
Equity and liabilities €551k
Equity
€317k ▲ 74.8%
Debt
€234k ▼ 38.0%
Debt's share of the balance-sheet total falls from 67.5% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€250k▲
2023 · €205k
Cash flow
€204k▲
2023 · €168k
Current ratio
0.97▲
2023 · 0.50
Quick ratio
0.89▲
2023 · 0.48
Debt to equity
0.74▼
2023 · 2.08
ROE
42.8%▼
2023 · 57.9%
ROA
24.6%▲
2023 · 18.8%
Interest coverage
16.56▲
2023 · 16.25
Debt ≤ 1 year
€156k▼
2023 · €273k
Debt > 1 year
€78k▼
2023 · €104k
Income taxes
€32k▲
2023 · €25k
Staff costs
€557k▼
2023 · €581k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €525k | €581k | €557k | ▼ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57k | €63k | €68k | ▲ 7.8% |
| Other operating charges640/8 | €2k | €3k | €4k | ▲ 7.2% |
| Gross operating margin9900 | €766k | €789k | €810k | ▲ 2.7% |
| Operating profit (loss)9901 | €182k | €142k | €182k | ▲ 28.0% |
| Financial income75/76B | €4 | €471 | €1k | ▲ 125% |
| Recurring financial income75 | €4 | €471 | €1k | ▲ 125% |
| Financial charges65/66B | €6k | €13k | €15k | ▲ 19.5% |
| Recurring financial charges65 | €6k | €13k | €15k | ▲ 19.5% |
| Profit (loss) for the period before taxes9903 | €176k | €130k | €168k | ▲ 29.2% |
| Income taxes67/77 | €40k | €25k | €32k | ▲ 30.0% |
| Profit (loss) for the period9904 | €136k | €105k | €136k | ▲ 29.0% |
| Profit (loss) for the period to be appropriated9905 | €136k | €105k | €136k | ▲ 29.0% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €573k | €558k | €551k | ▼ 1.4% |
| Fixed assets21/28 | €410k | €423k | €400k | ▼ 5.5% |
| Intangible fixed assets21 | €315k | €280k | €249k | ▼ 11.0% |
| Tangible fixed assets22/27 | €94k | €143k | €150k | ▲ 5.3% |
| Plant, machinery and equipment23 | €74k | €120k | €135k | ▲ 12.8% |
| Furniture and vehicles24 | €20k | €23k | €15k | ▼ 33.8% |
| Financial fixed assets28 | €305 | €305 | €305 | = |
| Current assets29/58 | €164k | €135k | €151k | ▲ 11.4% |
| Stocks and contracts in progress3 | €5k | €5k | €11k | ▲ 128% |
| Stocks30/36 | €5k | €5k | €11k | ▲ 128% |
| Amounts receivable within one year40/41 | €37k | €55k | €68k | ▲ 22.4% |
| Trade receivables40 | €25k | €28k | €19k | ▼ 34.5% |
| Other amounts receivable41 | €11k | €27k | €49k | ▲ 82.2% |
| Cash at bank and in hand54/58 | €120k | €72k | €68k | ▼ 5.4% |
| Deferred charges and accrued income490/1 | €2k | €4k | €4k | ▲ 15.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €573k | €558k | €551k | ▼ 1.4% |
| Equity10/15 | €146k | €182k | €317k | ▲ 74.8% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €136k | €172k | €307k | ▲ 79.1% |
| Amounts payable17/49 | €427k | €377k | €234k | ▼ 38.0% |
| Amounts payable after more than one year17 | €30k | €104k | €78k | ▼ 25.4% |
| Financial debts170/4 | €30k | €104k | €78k | ▼ 25.4% |
| Amounts payable within one year42/48 | €397k | €273k | €156k | ▼ 42.8% |
| Current portion of amounts payable after more than one year42 | €14k | €35k | €35k | ▼ 1.3% |
| Trade debts44 | €61k | €64k | €40k | ▼ 36.8% |
| Suppliers440/4 | €61k | €64k | €40k | ▼ 36.8% |
| Taxes, remuneration and social security45 | €88k | €89k | €56k | ▼ 37.1% |
| Taxes450/3 | €40k | €40k | €2k | ▼ 94.8% |
| Remuneration and social security454/9 | €48k | €49k | €54k | ▲ 9.8% |
| Other amounts payable47/48 | €234k | €85k | €25k | ▼ 70.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €136k | €105k | €136k | ▲ 29.0% |
| + Depreciation and write-downs630 | €57k | €63k | €68k | ▲ 7.8% |
| Operating cash flow (approximation) | €193k | €168k | €204k | ▲ 21.1% |
| Investment in fixed assets (approximation) | - | €-77k | €-45k | ▲ 41.3% |
| Change in cash | - | €-49k | €-4k | ▲ 92.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200kEq €317k ▲74.8%
3 profitable years in a row build equity to €317k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €105k ▼22.9%
Net result drops to €105k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €182k ▲24%
2 profitable years in a row build equity to €182k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2022
Ground area
2,387 m²
Building footprint
206 m²
Parcel 92126C0234/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Charleroi, Tong. 52, 5140 Sombreffe
since 20222.325.527.587
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92126C0234/00F000 | Wallonia | 2,387 m² | 1 · 205 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSombreffe2.325.527.587
Similar companies · same sector, comparable size
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LIJSTERBES
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FRANCESCANI
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BRUMAC
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. 7,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.