mcls.io
Activemcls.io has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €90k and a net result of €47k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 159 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100▲+51
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 1.28 in 2025; short-term debt: 16.1% and cash: 40.1% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
83.9%
Return on assets
43.5%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
46 d early
2025
129 d early
2024
7 d early
2023
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€90k▲ 108%
2025 · €44k
2023: €32k
2024: €90k
2025: €44k
2023 → 2026
Total assets
€108k▼ 39.5%
2025 · €178k
2023: €51k
2024: €118k
2025: €178k
2023 → 2026
Net result
€47k▼ 12.0%
2025 · €53k
2023: €30k
2024: €58k
2025: €53k
2023 → 2026
Working capital
€85k▲ 124%
2025 · €38k
2023: €26k
2024: €84k
2025: €38k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€32k-€90k▲ 180%€44k▼ 51.7%€90k▲ 108%
Operating result€39k-€75k▲ 93.0%€69k▼ 7.5%€61k▼ 12.7%
Net result€30k-€58k▲ 93.0%€53k▼ 8.0%€47k▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 13% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €108k
Fixed assets
€5k▼ 4.5%
Current assets
€103k▼ 40.7%
Equity and liabilities €108k
Equity
€90k▲ 108%
Debt
€17k▼ 87.1%
The debt ratio falls from 75.6% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2025 · €72k
Cash flow
€49k▼
2025 · €56k
Solvency
83.9%▲
2025 · 24.4%
Current ratio
5.90▲
2025 · 1.28
Quick ratio
5.90▲
2025 · 1.28
Debt / equity
0.19▼
2025 · 3.10
ROE
51.9%▼
2025 · 122.5%
ROA
43.5%▲
2025 · 29.9%
Interest coverage
57.15▲
2025 · 39.25
Debt
€17k▼
2025 · €135k
Debt ≤ 1 year
€17k▼
2025 · €135k
Income taxes
€13k▼
2025 · €14k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€178k€108k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€173k€103k▼
Amounts receivable after more than one year29€41k€41k=
Other amounts receivable291€41k€41k=
Amounts receivable within one year40/41€4k€17k▲
Trade receivables40€968€15k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€125k€43k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€178k€108k▼
Equity10/15€44k€90k▲
Contributions10/11€2k€2k=
Reserves13€41k€88k▲
Distributable reserves133€41k€88k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€135k€17k▼
Amounts payable within one year42/48€135k€17k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€31k€14k▼
Taxes450/3€29k€11k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€100k€2k▼
Income statement
Code20252026
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€118€621▲
Gross operating margin9900€72k€66k▼
Operating profit (loss)9901€69k€61k▼
Financial income75/76B€267€0▼
Recurring financial income75€267€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€68k€59k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€53k€47k▼
Profit (loss) for the period to be appropriated9905€53k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€47k▼
Transfer from equity791/2€47k€0▼
Transfer to equity691/2€0€47k▲
To other reserves6921€0€47k▲
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Liquidity times 5current ratio 5.90
Current ratio from 1.28 to 5.90; short-term debt falls from €135k to €17k.
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2023net €58k ▲93%
Operating result €75k, net result €58k, both a record.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Renaat Braemstraat 912100 AntwerpenGround area
195 m²
Building footprint
77 m²
Parcel 11345B0465/00T004, Flanders. Linked by address, not a title deed.
1 establishment unit
mcls.io
since 20222.328.064.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0465/00T004 | Flanders | 195 m² | 1 · 76 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Hendrickx Consulting
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JV Project
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AV CONSULTANCY
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OCTOPUS INTERNATIONAL
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.