MCJ Management
ActiveThe computed 12-month bankruptcy probability of MCJ Management is 2.8% (moderate). The 2025 annual accounts show equity of €20k and a net result of €6k. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 17% of 7318 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency24▲+19
Growth78=
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.31 in 2024), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
2.6%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7318 sector peers (2025).
NBB · sector comparisonPosition among 7318 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 40.8%
2024 · €14k
2023: €6k
2024: €14k
2023 → 2025
Total assets
€220k▲ 12.9%
2024 · €195k
2023: €193k
2024: €195k
2023 → 2025
Net result
€6k▼ 26.2%
2024 · €8k
2023: €1k
2024: €8k
2023 → 2025
Working capital
€48k
2024 · €-76k
2023: €-66k
2024: €-76k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€14k▲ 123%€20k▲ 40.8%
Operating result€6k-€12k▲ 98.3%€12k▼ 7.2%
Net result€1k-€8k▲ 487%€6k▼ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€24k▼ 85.2%
Current assets
€196k▲ 483%
Equity and liabilities €220k
Equity
€20k▲ 40.8%
Debt
€200k▲ 10.7%
The debt ratio falls from 92.8% to 91.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€15k
Cash flow
€9k
Solvency
9.0%▲
2024 · 7.2%
Current ratio
1.33▲
2024 · 0.31
Quick ratio
1.27▲
2024 · 0.31
Debt / equity
10.06▼
2024 · 12.79
ROE
29.0%▼
2024 · 55.3%
ROA
2.6%▼
2024 · 4.0%
Interest coverage
5.92
Debt
€200k▲
2024 · €181k
Debt ≤ 1 year
€148k▲
2024 · €110k
Debt > 1 year
€52k▼
2024 · €71k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€220k▲
Fixed assets21/28€162k€24k▼
Tangible fixed assets22/27-€24k
Plant, machinery and equipment23-€15k
Furniture and vehicles24-€8k
Financial fixed assets28€162k-
Current assets29/58€34k€196k▲
Amounts receivable after more than one year29€29k-
Other amounts receivable291€29k-
Stocks and contracts in progress3-€8k
Stocks30/36-€8k
Amounts receivable within one year40/41€4k€177k▲
Trade receivables40€4k€175k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€994€6k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€195k€220k▲
Equity10/15€14k€20k▲
Contributions10/11€5k€5k=
Reserves13€9k€15k▲
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Distributable reserves133€9k€14k▲
Amounts payable17/49€181k€200k▲
Amounts payable after more than one year17€71k€52k▼
Financial debts170/4€71k€52k▼
Amounts payable within one year42/48€110k€148k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€2k€18k▲
Suppliers440/4€2k€18k▲
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€82k€108k▲
Accrued charges and deferred income492/3€335-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€627€727▲
Gross operating margin9900€13k€16k▲
Operating profit (loss)9901€12k€12k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€10k€9k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€6k▼
Transfer to equity691/2€8k€6k▼
To the legal reserve6920€500-
To other reserves6921€7k€6k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 1.33
Current ratio from 0.31 to 1.33.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €8k ▲487%
Operating result €12k, net result €8k, both a record.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Putlei 232018 AntwerpenGround area
578 m²
Building footprint
241 m²
Volume, LiDAR
3,624 m³
2 parcels, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Atelier Soho
since 20222.330.035.812
Atelier Soho
since 20252.380.872.225
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1897/00C002 | Flanders | 513 m² | 1 · 176 m² | 18.1 m · 5 fl. |
| 11810K1857/00T002 | Flanders | 65 m² | 1 · 65 m² | 15.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 174 EUR awarded · 174 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 174 EUR | 174 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2022
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43350Other building finishing work
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:maarten0905@gmail.com
E-mail:hello@ateliersoho.be
Phone:+32470986858