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MCI cleanUp

Active
Private limited companyfounded 20251 yr activeRue de la Justice 89, 7390 Quaregnon, BelgiumKBO/BCE: BE 1026.138.056
Summary

The computed 12-month bankruptcy probability of MCI cleanUp is 2.6% (moderate). The 2025 annual accounts show equity of €946 and a net result of €-2k. Its solvency ranks better than 24% of 4486 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
37 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.18; short-term debt: 84.9% and cash: 37.4% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.1%
Return on assets
-24.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4486 sector peers (2025).
NBB · sector comparison
Position among 4486 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
19 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€946
Total assets
€6k
Net result
€-2k
Working capital
€946

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €6k
Equity €946
Debt €5k
Debt finances 84.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.18
ROA
-24.8%
Debt ≤ 1 year
€5k
Equity ratios withheld: equity of €946 is too small for a meaningful ratio.
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€6k
Current assets29/58€6k
Amounts receivable within one year40/41€4k
Trade receivables40€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€6k
Equity10/15€946
Contributions10/11€3k
Profit (loss) carried forward14€-2k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€1k
Suppliers440/4€1k
Other amounts payable47/48€4k
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900€-1k
Operating profit (loss)9901€-2k
Financial charges65/66B€20
Recurring financial charges65€20
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Justice 897390 Quaregnon
Ground area
3,239 m²
Building footprint
476 m²
Volume, LiDAR
251 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MCI Clean UP
Rue Durant (G.) 8, 7011 MonsOther building cleaning and industrial cleaning
since 20252.377.684.784
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53080A0003/00S000 Wallonia 3,055 m² 1 · 438 m² -
53030C0651/00V000 Wallonia 184 m² 1 · 38 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.