MCHB

Active Risk: not assessed Public limited companyfounded 2005active for 21 yearsLeon Bekaertlaan 22, 3900 PeltKBO/BCE: BE 0874.448.466 #10 company by equity in Pelt, Finance and insurance sector

MCHB

Financial year 2025

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Annual accounts 2025

abbreviated format, filed on 05-01-2026, 26 days before the deadline

€5.4m

▼ 14.0%

€6.7m

▼ 28.7%

€434,041

▼ 69.2%

79.9%

▲ 13.6 percentage points

8.1%

▼ 14.5 percentage points

6.5%

▼ 8.5 percentage points

The turnover shown is an estimate from the gross margin.

In the rankings #10 company by equity in Pelt, Finance and insurance sector

Balance sheet

balance sheet total €6.7m on 30-06-2025

What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

79.9%

Higher than 76% of 6,708 companies in 2025.

6.5%

Higher than 59% of 6,673 companies in 2025.

MCHB Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Staff: middle half

Staff

€91,169

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	6.7m	9.4m	9.3m	9.6m	11.2m	11.1m	10.0m	10.2m	9.1m	7.8m	6.7m	6.1m	6.8m	5.7m	5.2m	4.3m	4.4m	4.4m	4.4m
`21/28`	4.6m	4.9m	4.8m	4.7m	5.0m	4.9m	5.0m	4.9m	4.4m	4.8m	5.0m	5.3m	4.7m	4.5m	4.6m	4.0m	4.0m	4.0m	4.0m
`22/27`	693,726	958,217	851,018	802,985	1.1m	945,174	1.0m	926,835	500,765	889,953	1.0m	1.3m	784,226	550,256	627,586	51,431	83,995	31,600	48,077
`23`	668,316	922,685	788,206	729,482	984,911	808,291	968,430	852,255	414,885	792,037	996,003	1.3m	784,226	533,096	593,266	-	-	-	-
`24`	25,410	28,753	44,733	44,123	64,513	84,903	-	-	-	736	1,473	-	-	17,160	34,320	51,431	83,995	31,600	48,077
`26`	0	6,780	18,080	29,380	40,680	51,980	63,280	74,580	85,880	97,180	40,680	-	-	-	-	-	-	-	-
`28`	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m	3.9m
`29/58`	2.1m	4.5m	4.5m	4.8m	6.2m	6.2m	5.0m	5.3m	4.7m	2.9m	1.7m	826,568	2.0m	1.2m	647,081	356,477	389,444	379,365	393,425
`40/41`	369,758	578,275	507,990	856,353	631,827	647,330	553,723	437,282	126,191	445,141	512,574	696,371	2.0m	1.1m	610,902	24,805	24,805	15,125	15,125
`40`	250,660	489,542	353,411	726,996	554,490	640,115	509,335	371,046	118,991	437,768	506,272	546,050	708,340	101,433	67,005	24,805	24,805	15,125	15,125
`41`	119,098	88,734	154,579	129,357	77,337	7,216	44,388	66,236	7,201	7,372	6,302	150,321	1.3m	998,294	543,897	-	-	-	-
`50/53`	1.6m	3.5m	3.5m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`54/58`	20,794	1,987	54,531	3.1m	5.1m	5.1m	2.0m	4.1m	4.5m	2.5m	761,782	130,197	59,932	108,876	36,179	331,672	364,639	63,388	178,900
`490/1`	110,300	459,676	402,956	861,983	402,849	475,000	2.5m	798,424	1,103	-	473,409	-	-	-	-	-	-	300,853	199,400
Balance sheet: equity and liabilities
`10/49`	6.7m	9.4m	9.3m	9.6m	11.2m	11.1m	10.0m	10.2m	9.1m	7.8m	6.7m	6.1m	6.8m	5.7m	5.2m	4.3m	4.4m	4.4m	4.4m
`10/15`	5.4m	6.2m	9.1m	9.4m	10.9m	10.9m	9.5m	10.0m	8.8m	7.5m	6.5m	5.2m	4.4m	4.1m	3.8m	3.7m	3.4m	3.1m	2.8m
`10/11`	100,000	100,000	100,000	100,000	100,000	100,000	100,000	3.7m	3.7m	3.7m	3.7m	3.7m	100,000	100,000	100,000	100,000	100,000	100,000	100,000
`10`	100,000	100,000	100,000	100,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	100,000	100,000	100,000	100,000	100,000	100,000	100,000	3.7m	3.7m	3.7m	3.7m	3.7m	100,000	100,000	100,000	100,000	100,000	100,000	100,000
`13`	5.3m	6.1m	9.0m	9.3m	10.8m	10.8m	9.4m	6.4m	5.2m	3.9m	2.8m	1.5m	4.3m	4.0m	3.7m	3.6m	3.3m	3.0m	2.7m
`130/1`	10,000	10,000	10,000	10,000	10,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	10,000	10,000	10,000	10,000	10,000	10,000	10,000	309,526	250,038	184,938	131,355	66,482	10,000	10,000	10,000	10,000	10,000	10,000	10,000
`132`	3,171	3,171	3,171	3,171	3,171	3,171	-	-	-	-	-	-	-	-	-	-	-	-	-
`133`	5.2m	6.1m	9.0m	9.3m	10.8m	10.7m	9.4m	6.1m	4.9m	3.7m	2.7m	1.4m	4.3m	4.0m	3.7m	3.6m	3.3m	3.0m	2.7m
`14`	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`17/49`	1.4m	3.2m	206,440	128,717	269,750	243,764	450,260	169,946	276,689	236,584	268,162	952,158	2.3m	1.6m	1.4m	640,496	996,331	1.3m	1.6m
`17`	-	-	-	-	-	-	-	-	-	-	-	256,358	483,335	709,542	800,000	-	300,000	600,000	900,000
`170/4`	-	-	-	-	-	-	-	-	-	-	-	256,358	483,335	709,542	800,000	-	300,000	600,000	900,000
`42/48`	1.3m	3.2m	206,440	128,717	269,725	243,764	450,260	169,932	276,352	234,984	268,161	695,660	1.8m	921,846	274,966	319,326	364,576	311,008	308,614
`42`	-	-	-	-	-	-	-	-	-	-	-	226,977	226,207	225,458	200,000	300,000	300,000	300,000	300,000
`44`	14,435	9,193	9,549	5,201	22,825	3,119	127,915	9,093	10,627	12,999	2,599	1,724	23,447	15,323	49,876	1,792	4,166	2,607	2,619
`440/4`	14,435	9,193	9,549	5,201	22,825	3,119	127,915	9,093	10,627	12,999	2,599	1,724	23,447	15,323	49,876	1,792	4,166	2,607	2,619
`45`	81,907	61,524	189,238	115,863	242,737	236,671	318,371	156,820	261,765	216,279	260,281	138,322	144,442	88,346	24,775	17,220	10,252	8,400	5,995
`450/3`	70,067	50,000	178,761	105,324	232,294	226,291	308,174	146,711	251,836	206,285	251,028	133,130	139,786	83,955	20,420	12,884	5,842	4,036	1,645
`454/9`	11,840	11,524	10,477	10,540	10,443	10,380	10,197	10,109	9,929	9,994	9,253	5,192	4,656	4,391	4,355	4,336	4,410	4,365	4,350
`47/48`	1.3m	3.1m	7,653	7,653	4,164	3,974	3,974	4,019	3,960	5,705	5,280	328,636	1.4m	592,719	315	315	50,157	-	-
`492/3`	3,090	16,976	-	-	25	-	-	14	337	1,600	1	140	-	-	310,586	321,170	331,755	342,485	352,925
Income statement
`76A`	-	-	-	-	186,200	5,650	-	-	-	-	-	-	-	-	-	-	-	-	-
`9900`	932,355	1.7m	1.2m	1.3m	1.8m	1.8m	1.7m	1.3m	1.4m	1.3m	1.4m	1.1m	805,686	541,363	363,759	130,628	46,062	39,356	41,550
`62`	91,169	85,465	80,890	75,544	73,901	72,736	70,382	71,304	69,893	71,993	59,105	1,389	-	-	-	-	-	-	-
`630`	284,492	387,711	297,647	296,043	277,521	359,451	357,581	487,703	408,441	428,502	478,564	451,901	296,200	186,888	165,923	32,564	33,919	16,477	16,477
`640/8`	1,217	2,057	1,114	1,122	160	921	3,151	3,542	3,469	3,545	3,682	3,799	4,790	4,401	4,294	4,533	8,845	1,800	1,518
`66A`	-	-	-	62	-	53	-	-	50	-	-	180	-	-	50	-	-	-	-
`9901`	555,477	1.3m	837,239	943,062	1.4m	1.3m	1.2m	755,575	949,043	785,900	860,618	624,889	504,696	350,073	193,543	93,531	3,299	21,079	23,555
`75/76B`	77,755	529,020	413,303	459,080	399,200	475,600	2.5m	800,965	801,912	801,506	875,462	740,213	66,355	45,968	10,223	249,711	350,116	300,344	299,942
`75`	77,755	529,020	413,303	459,080	399,200	475,600	2.5m	800,965	801,912	801,506	875,462	740,213	66,355	45,968	10,223	249,711	350,116	300,344	299,942
`65/66B`	600	1,126	2,786	15,272	874	378	398	1,117	393	1,657	19,046	19,183	25,791	27,308	14,078	21,238	31,804	42,554	52,995
`65`	600	1,126	2,786	15,272	874	378	398	1,117	393	1,657	19,046	19,183	25,791	27,308	14,078	21,238	31,804	42,554	52,995
`9903`	632,632	1.8m	1.2m	1.4m	1.8m	1.8m	3.7m	1.6m	1.8m	1.6m	1.7m	1.3m	545,260	368,733	189,638	322,004	321,611	278,868	270,502
`67/77`	198,592	387,059	297,521	374,106	444,469	506,484	634,318	365,653	448,557	514,096	419,572	216,103	186,371	130,378	67,934	31,701	1,975	1,359	1,559
`9904`	434,041	1.4m	950,235	1.0m	1.4m	1.3m	3.1m	1.2m	1.3m	1.1m	1.3m	1.1m	358,889	238,355	121,704	290,303	319,636	277,509	268,943
`689`	-	-	-	-	-	3,171	-	-	-	-	-	-	-	-	-	-	-	-	-
`9905`	434,041	1.4m	950,235	1.0m	1.4m	1.3m	3.1m	1.2m	1.3m	1.1m	1.3m	1.1m	358,889	238,355	121,704	290,303	319,636	277,509	268,943
Appropriation of the result
`9906`	434,041	1.4m	950,235	1.0m	1.4m	1.3m	3.1m	1.2m	1.3m	1.1m	1.3m	1.1m	358,889	238,355	121,704	290,303	319,636	277,509	268,943
`791/2`	1.3m	4.3m	1.3m	2.5m	1.3m	-	-	-	-	-	-	4.0m	-	-	-	-	-	-	-
`691/2`	434,041	1.4m	950,235	1.0m	1.4m	1.3m	3.1m	1.2m	1.3m	1.1m	1.3m	1.1m	358,889	238,355	121,704	290,303	319,636	277,509	268,943
`6920`	-	-	-	-	-	-	-	59,489	65,100	53,583	64,873	56,482	-	-	-	-	-	-	-
`6921`	434,041	1.4m	950,235	1.0m	1.4m	1.3m	3.1m	1.1m	1.2m	1.0m	1.2m	1.1m	358,889	238,355	121,704	290,303	319,636	277,509	268,943
`694/7`	1.3m	4.3m	1.3m	2.5m	1.3m	-	-	-	-	-	-	4.0m	-	-	-	-	-	-	-
`694`	1.3m	4.3m	1.3m	2.5m	1.3m	-	-	-	-	-	-	4.0m	-	-	-	-	-	-	-
Social balance sheet
`9087`	1	1	1	1	1	1	1	1	1	1	1	0.1	-	-	-	-	-	-	-
Hours worked`1013`	1,736	1,746	1,744	1,754	1,748	1,790	1,738	1,734	1,748	1,767	1,729	152	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for financial year 2006 were filed as a document without figures as data, a scan for example.

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 05-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
30-06-2025	abbreviated format	05-01-2026	2026-00001665	PDF
30-06-2024	abbreviated format	29-01-2025	2025-00013726	PDF
30-06-2023	full format	09-02-2024	2024-00028693	PDF
30-06-2023	abbreviated format	15-01-2024	2024-00001811	PDF
30-06-2022	abbreviated format	17-01-2023	2023-20559013	PDF
30-06-2021	abbreviated format	15-12-2021	2021-80200534	PDF
30-06-2020	abbreviated format	14-01-2021	2021-00900364	PDF
30-06-2019	abbreviated format	16-01-2020	2020-01400358	PDF
30-06-2018	abbreviated format	07-02-2019	2019-04700596	PDF
30-06-2017	abbreviated format	07-02-2018	2018-04600453	PDF
30-06-2016	abbreviated format	06-02-2017	2017-04000105	PDF
30-06-2015	abbreviated format	14-01-2016	2016-01500491	PDF
30-06-2014	abbreviated format	29-12-2014	2014-70800364	PDF
30-06-2013	abbreviated format	17-02-2014	2014-04000420	PDF
30-06-2012	abbreviated format	25-02-2013	2013-04700178	PDF
30-06-2011	abbreviated format	16-02-2012	2012-03900052	PDF
30-06-2010	abbreviated format	04-01-2011	2011-00300215	PDF
30-06-2009	abbreviated format	13-01-2010	2010-01300324	PDF
30-06-2008	abbreviated format	30-12-2008	2008-87800092	PDF
30-06-2007	abbreviated format	17-01-2008	2008-01700145	PDF
30-06-2006	abbreviated format	18-01-2007	2007-02003496	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
20,000	494,910	345,680	8,924	236,250	272,915	462,457	913,773	19,252	280,300	170,833	1.1m	530,170	111,358	742,077	0	86,314	0	-
18,807	-52,544	-3.1m	-2.0m	46,381	3.1m	-2.1m	-451,455	2.0m	1.7m	631,585	70,265	-48,944	72,697	-295,493	-32,967	301,252	-115,513	-
79.9%	66.2%	97.8%	98.7%	97.6%	97.8%	95.5%	98.3%	97.0%	97.0%	96.0%	84.4%	65.6%	71.4%	73.4%	85.3%	77.4%	71.2%	64.4%
8.1%	22.7%	10.5%	10.7%	12.6%	12.1%	32.3%	11.9%	14.7%	14.2%	20.1%	21.9%	8.1%	5.9%	3.2%	7.8%	9.4%	9.0%	9.5%
6.5%	15.0%	10.2%	10.6%	12.3%	11.8%	30.8%	11.7%	14.3%	13.8%	19.3%	18.5%	5.3%	4.2%	2.3%	6.7%	7.2%	6.4%	6.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Employees at the balance-sheet date	1	1	1	1
full-time	1	1	1	1
part-time	0	0	-	-
in full-time equivalents	1	1	1	1
	1	1	1	1
On a permanent contract	1	1	1	1

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Tangible fixed assets	€20,000	€494,910	€345,680	€8,924
	€284,492	€387,711	€297,647	€296,043

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on MCHB

The operating result for 2025 is 56% lower than in 2024 and the lowest since 2013.

Debt's share of the balance-sheet total falls from 33.8% to 20.1%. Equity and debt are lower.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin €m

Change in cashin euro

Position in the sector

Solvency79.9%

Return on assets6.5%

Staff

Staff cost per FTE€91,169

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on MCHB

Next steps

in €m

in euro

79.9%

6.5%

€91,169