Financials
- Fiscal year
- 2025
- Total assets
- €72,472
- Profit
- €11,276
- Solvency
- 22.3%
Total assets▲ 8.5%
Net result
20242025
MCH & CO
ActiveSummary
The computed 12-month bankruptcy probability of MCH & CO is 1.9% (moderate). The 2025 annual accounts show equity of €16,171 and a net result of €11,276. Its solvency ranks better than 42% of 1635 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Renting and leasing of cars and light motor vehicles
NACE 77110
1 site
How big
€72,472total assets 2025
- Equity
- €16,171
- Profit
- €11,276
Turnover not published (abridged schema)
Who decides
Accounts filed 10 d late0 of 1 deed read
Why 55- Founded in 2023- Latest accounts 10 days late; 1 of the last 3 late- Size: total assets €72,472+ Liquidity: current ratio 1.29, cash €11,590Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
47+15
equity 22.3% of total assets
Liquidity
28-5
short-term debt 77.7% · cash 16.0%
Profitability
76+20
return on assets 15.6%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 3.6%highest value
09-2026: 1.9%▼ -45.8% vs 08-2026lowest value
10-2026: 1.9%● 0.0% vs 09-2026lowest value
- Founded in 2023 raises the probability for this profile
- Latest accounts 10 days late; 1 of the last 3 late raises the probability
- Size: total assets €72,472 raises the probability for this profile
- Liquidity: current ratio 1.29, cash €11,590 lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.38 in 2024; short-term debt: 77.7% and cash: 16% of total assets), and 77.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 39%, liquidity 24%, profitability 66%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
73 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 10-08-2026Annual accounts filed
- 12-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and leasing of cars and light motor…NACE 77110
- Founded
- 14-04-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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