MCDL CONSULT
ActiveMCDL CONSULT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-31k) and a net result of €-4k. Equity is shrinking by ~59.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 3257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.19 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-246.5%
Return on assets
-34.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
84 d late
2022
59 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▲ 66.9%
2024 · €-13k
2018: €-540
2019: €6k
2020: €-3k
2021: €-8k
2022: €-6k
2023: €-10k
2024: €-13k
2018 → 2025
Working capital
€-31k▼ 12.2%
2024 · €-28k
2018: €23k
2019: €15k
2020: €10k
2021: €-4k
2022: €-7k
2023: €-15k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-3k€-13k▼ 332%€-27k▼ 98.8%€-31k▼ 16.5%
Operating result€-7k-€-6k▲ 18.3%€-10k▼ 58.3%€-13k▼ 34.9%€-4k▲ 67.7%
Net result€-8k-€-6k▲ 21.2%€-10k▼ 58.5%€-13k▼ 28.6%€-4k▲ 66.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€152▼ 86.7%
Current assets
€12k▲ 88.3%
Key figures and ratios
EBITDA
€-3k▲
2024 · €-12k
Cash flow
€-3k▲
2024 · €-12k
Solvency
-246.5%▲
2024 · -343.6%
Current ratio
0.29▲
2024 · 0.19
Quick ratio
0.29▲
2024 · 0.19
Debt / equity
-1.41▼
2024 · -1.29
ROE
14.1%▼
2024 · 49.7%
ROA
-34.8%▲
2024 · -170.8%
Interest coverage
-15.10▲
2024 · -96.82
Debt
€43k▲
2024 · €34k
Debt ≤ 1 year
€43k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€13k▲
Fixed assets21/28€1k€152▼
Tangible fixed assets22/27€1k€152▼
Furniture and vehicles24€1k€152▼
Current assets29/58€7k€12k▲
Amounts receivable within one year40/41€4k€11k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€8k€13k▲
Equity10/15€-27k€-31k▼
Contributions10/11€7k€7k=
Reserves13€6k€6k=
Non-distributable reserves130/1€800€800=
Reserves not available under the articles1311€800€800=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-40k€-44k▼
Amounts payable17/49€34k€43k▲
Amounts payable within one year42/48€34k€43k▲
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€340€3k▲
Taxes450/3€340€3k▲
Other amounts payable47/48€24k€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€992€992=
Other operating charges640/8€81€266▲
Gross operating margin9900€-12k€-3k▲
Operating profit (loss)9901€-13k€-4k▲
Financial charges65/66B€123€209▲
Recurring financial charges65€123€209▲
Profit (loss) for the period before taxes9903€-13k€-4k▲
Income taxes67/77€175-
Profit (loss) for the period9904€-13k€-4k▲
Profit (loss) for the period to be appropriated9905€-13k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-44k▼
Profit (loss) brought forward from the previous period14P€-27k€-40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 84 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 107 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
J.F. Debeckerlaan 1141200 Sint-Lambrechts-Woluwe1 establishment unit
M.C. Debroux-Leddet &M.C. Debroux-Leddet &
since 20132.220.080.075
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Of 941 companies in sector 69203 we hold annual accounts for 658. 104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2013
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.