Summary
McCARTHY MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,539 and a net result of €5,466. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 8091 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
29 d early
2022
4 d early
2021
2 d early
2020
32 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€18,539▼ 85.7%
2024 · €129,696
Net result
€5,466
2024 · -€5,686
Total assets
€516,730▲ 3.8%
2024 · €497,992
Solvency
3.6%▼ 22.5pp
2024 · 26.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56,504▲ 2.6%€46,565▼ 17.6%€26,901▼ 42.2%€839▼ 96.9%€47,523▲ 5,562%
Net result€37,035within the sector's middle half▲ 2.4%€32,759within the sector's middle half▼ 11.5%€15,559within the sector's middle half▼ 52.5%-€5,686below the sector's middle half€5,466within the sector's middle half
Equity€122,822within the sector's middle half▲ 43.2%€153,981within the sector's middle half▲ 25.4%€135,381within the sector's middle half▼ 12.1%€129,696within the sector's middle half▼ 4.2%€18,539below the sector's middle half▼ 85.7%
Total assets€481,900within the sector's middle half▲ 1.3%€478,263within the sector's middle half▼ 0.8%€447,917within the sector's middle half▼ 6.3%€497,992within the sector's middle half▲ 11.2%€516,730within the sector's middle half▲ 3.8%
Debt€359,078▼ 7.9%€324,282▼ 9.7%€312,535▼ 3.6%€368,297▲ 17.8%€498,191▲ 35.3%
Working capital€47,632within the sector's middle half▲ 17,389%€72,940within the sector's middle half▲ 53.1%€48,350within the sector's middle half▼ 33.7%€92,577within the sector's middle half▲ 91.5%-€68,128below the sector's middle half
Solvency25.5%within the sector's middle half▲ 7.4pp32.2%within the sector's middle half▲ 6.7pp30.2%within the sector's middle half▼ 2.0pp26.0%within the sector's middle half▼ 4.2pp3.6%below the sector's middle half▼ 22.5pp
Current ratio1.93within the sector's middle half▲ 0.932.86within the sector's middle half▲ 0.931.93within the sector's middle half▼ 0.934.16within the sector's middle half▲ 2.230.27below the sector's middle half▼ 3.89
Return on assets (ROA)7.7%within the sector's middle half▲ 0.1pp6.8%within the sector's middle half▼ 0.8pp3.5%within the sector's middle half▼ 3.4pp-1.1%below the sector's middle half▼ 4.6pp1.1%below the sector's middle half▲ 2.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,562% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516,730
Fixed assets
€491,564 ▲ 30.7%
Current assets
€25,165 ▼ 79.4%
Equity and liabilities €516,730
Equity
€18,539 ▼ 85.7%
Debt
€498,191 ▲ 35.3%
Debt's share of the balance-sheet total rises from 74.0% to 96.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
29.5%▲
2024 · -4.4%
Debt ≤ 1 year
€93,293▲
2024 · €29,326
Debt > 1 year
€402,505▲
2024 · €336,839
Income taxes
€2,721▲
2024 · €199
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,572 | €22,069 | €22,543 | €25,178 | €33,643 | ▲ 33.6% |
| Other operating charges640/8 | €676 | €1,267 | €1,507 | €3,008 | €1,587 | ▼ 47.3% |
| Gross operating margin9900 | €78,752 | €69,901 | €50,950 | €29,025 | €82,753 | ▲ 185% |
| Operating profit (loss)9901 | €56,504 | €46,565 | €26,901 | €839 | €47,523 | ▲ 5,562% |
| Financial income75/76B | €181 | €570 | €727 | €971 | €5,073 | ▲ 422% |
| Recurring financial income75 | €181 | €570 | €727 | €971 | €5,073 | ▲ 422% |
| Financial charges65/66B | €4,957 | €4,799 | €6,198 | €7,297 | €44,409 | ▲ 509% |
| Recurring financial charges65 | €4,957 | €4,799 | €6,198 | €7,297 | €44,409 | ▲ 509% |
| Profit (loss) for the period before taxes9903 | €51,728 | €42,336 | €21,430 | -€5,487 | €8,187 | ▲ 249% |
| Income taxes67/77 | €14,694 | €9,577 | €5,871 | €199 | €2,721 | ▲ 1,268% |
| Profit (loss) for the period9904 | €37,035 | €32,759 | €15,559 | -€5,686 | €5,466 | ▲ 196% |
| Profit (loss) for the period to be appropriated9905 | €37,035 | €32,759 | €15,559 | -€5,686 | €5,466 | ▲ 196% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €481,900 | €478,263 | €447,917 | €497,992 | €516,730 | ▲ 3.8% |
| Fixed assets21/28 | €383,059 | €366,091 | €347,665 | €376,089 | €491,564 | ▲ 30.7% |
| Tangible fixed assets22/27 | €383,059 | €366,091 | €347,665 | €376,089 | €491,564 | ▲ 30.7% |
| Land and buildings22 | €380,560 | €363,682 | €342,206 | €372,222 | €479,321 | ▲ 28.8% |
| Plant, machinery and equipment23 | €614 | €1,035 | €3,228 | €2,460 | €7,077 | ▲ 188% |
| Furniture and vehicles24 | €1,885 | €1,374 | €2,232 | €1,407 | €5,166 | ▲ 267% |
| Financial fixed assets28 | €0 | - | - | - | - | - |
| Current assets29/58 | €98,842 | €112,172 | €100,252 | €121,903 | €25,165 | ▼ 79.4% |
| Amounts receivable after more than one year29 | €33,771 | €57,842 | €50,522 | €82,778 | €0 | ▼ 100% |
| Other amounts receivable291 | €33,771 | €57,842 | €50,522 | €82,778 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €1,767 | €13,988 | €16,068 | €20,280 | €16,469 | ▼ 18.8% |
| Trade receivables40 | €1,476 | €13,079 | €15,711 | €0 | €16,469 | - |
| Other amounts receivable41 | €292 | €909 | €357 | €20,280 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €58,568 | €36,143 | €28,268 | €12,824 | €3,430 | ▼ 73.3% |
| Deferred charges and accrued income490/1 | €4,735 | €4,199 | €5,394 | €6,020 | €5,266 | ▼ 12.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €481,900 | €478,263 | €447,917 | €497,992 | €516,730 | ▲ 3.8% |
| Equity10/15 | €122,822 | €153,981 | €135,381 | €129,696 | €18,539 | ▼ 85.7% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €116,622 | €147,781 | €116,781 | €116,781 | €159 | ▼ 99.9% |
| Distributable reserves133 | €116,622 | €147,781 | €116,781 | €116,781 | €159 | ▼ 99.9% |
| Profit (loss) carried forward14 | - | €0 | €0 | -€5,686 | -€220 | ▲ 96.1% |
| Amounts payable17/49 | €359,078 | €324,282 | €312,535 | €368,297 | €498,191 | ▲ 35.3% |
| Amounts payable after more than one year17 | €307,869 | €284,392 | €260,634 | €336,839 | €402,505 | ▲ 19.5% |
| Financial debts170/4 | €307,869 | €284,392 | €260,634 | €336,839 | €402,505 | ▲ 19.5% |
| Amounts payable within one year42/48 | €51,209 | €39,232 | €51,902 | €29,326 | €93,293 | ▲ 218% |
| Current portion of amounts payable after more than one year42 | €23,192 | €23,476 | €23,759 | €24,045 | €34,334 | ▲ 42.8% |
| Financial debts43 | - | €581 | €579 | €1,057 | €778 | ▼ 26.4% |
| Credit institutions430/8 | - | €581 | €579 | €0 | - | - |
| Other loans439 | - | - | - | €1,057 | €778 | ▼ 26.4% |
| Trade debts44 | €14,886 | €6,734 | €4,703 | €1,321 | €5,886 | ▲ 346% |
| Suppliers440/4 | €14,886 | €6,734 | €4,703 | €1,321 | €5,886 | ▲ 346% |
| Taxes, remuneration and social security45 | €13,131 | €6,841 | €7,302 | €2,170 | €20,207 | ▲ 831% |
| Taxes450/3 | €12,893 | €6,841 | €7,302 | €0 | €18,022 | - |
| Remuneration and social security454/9 | €238 | €0 | - | €2,170 | €2,185 | ▲ 0.7% |
| Other amounts payable47/48 | €0 | €1,600 | €15,559 | €733 | €32,088 | ▲ 4,276% |
| Accrued charges and deferred income492/3 | - | €657 | €0 | €2,132 | €2,393 | ▲ 12.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,035 | €32,759 | €15,559 | -€5,686 | €5,466 | ▲ 196% |
| + Depreciation and write-downs630 | €21,572 | €22,069 | €22,543 | €25,178 | €33,643 | ▲ 33.6% |
| Operating cash flow (approximation) | €58,607 | €54,828 | €38,102 | €19,492 | €39,109 | ▲ 101% |
| Investment in fixed assets (approximation) | - | -€5,101 | -€4,117 | -€53,602 | -€149,118 | ▼ 178% |
| Change in cash | - | -€22,425 | -€7,875 | -€15,445 | -€9,394 | ▲ 39.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5,466
Net result €5,466 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€5,686
Net result drops to -€5,686, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 4.16
Current ratio from 1.93 to 4.16; short-term debt falls from €51,902 to €29,326.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €153,981 ▲25.4%
4 profitable years in a row build equity to €153,981.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €122,822 ▲43.2%
3 profitable years in a row build equity to €122,822.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2019
Ground area
570 m²
Building footprint
89 m²
Volume, LiDAR
527 m³
Parcel 21684B0063/00G018, Brussels · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vogelzanglaan 102, 1150 Sint-Pieters-Woluwe
since 20192.283.030.701
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0063/00G018 | Brussels | 570 m² | 1 · 89 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900EFAE4BIN8Y5A10
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 7,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2018
Fiscal year end31-12
Abbreviation FR
MCM
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
seamusjmcc2007@gmail.comSint-Pieters-Woluwe
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715844756
Also
9925:BE0715844756
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.