MCB RENOVATION
ActiveThe computed 12-month bankruptcy probability of MCB RENOVATION is 2.6% (moderate). The 2024 annual accounts show equity of €35k and a net result of €6k. Equity is growing by ~59.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-20
Solvency79▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.38 in 2023; short-term debt: 37.5% and cash: 21.2% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.9%
Return on assets
8.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
30 d late
2022
12 d early
2021
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▲ 19.1%
2023 · €29k
2021: €-830
2022: €11k
2023: €29k
2021 → 2024
Total assets
€64k▲ 32.2%
2023 · €48k
2021: €6k
2022: €57k
2023: €48k
2021 → 2024
Net result
€6k▼ 68.7%
2023 · €18k
2021: €-5k
2022: €12k
2023: €18k
2021 → 2024
Working capital
€29k▲ 9.6%
2023 · €27k
2021: €-830
2022: €10k
2023: €27k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-830-€11k€29k▲ 156%€35k▲ 19.1%
Operating result€-5k-€15k€22k▲ 49.9%€8k▼ 63.8%
Net result€-5k-€12k€18k▲ 45.6%€6k▼ 68.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 64% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€11k▲ 372%
Current assets
€53k▲ 15.5%
Equity and liabilities €64k
Equity
€35k▲ 19.1%
Debt
€30k▲ 51.9%
The debt ratio rises from 40.1% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2023 · €23k
Cash flow
€8k▼
2023 · €18k
Solvency
53.9%▼
2023 · 59.9%
Current ratio
2.22▼
2023 · 2.38
Quick ratio
2.22▼
2023 · 2.38
Debt / equity
0.85▲
2023 · 0.67
ROE
16.0%▼
2023 · 61.0%
ROA
8.7%▼
2023 · 36.5%
Interest coverage
17.73▼
2023 · 246.72
Debt
€30k▲
2023 · €19k
Debt ≤ 1 year
€24k▲
2023 · €19k
Debt > 1 year
€5k
Income taxes
€2k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€48k€64k▲
Fixed assets21/28€2k€11k▲
Tangible fixed assets22/27€2k€10k▲
Plant, machinery and equipment23€2k€988▼
Furniture and vehicles24-€9k
Financial fixed assets28€400€400=
Current assets29/58€46k€53k▲
Amounts receivable within one year40/41€33k€38k▲
Trade receivables40€32k€32k=
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€370€2k▲
Equity and liabilities
Total equity and liabilities10/49€48k€64k▲
Equity10/15€29k€35k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€25k€31k▲
Amounts payable17/49€19k€30k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€19k€24k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€2k€3▼
Suppliers440/4€2k€3▼
Advances received on contracts in progress46€9k€9k=
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€5k€11k▲
Accrued charges and deferred income492/3-€28
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€680€3k▲
Other operating charges640/8€100€893▲
Gross operating margin9900€23k€12k▼
Operating profit (loss)9901€22k€8k▼
Financial income75/76B€90€8▼
Recurring financial income75€90€8▼
Financial charges65/66B€94€618▲
Recurring financial charges65€94€618▲
Profit (loss) for the period before taxes9903€22k€8k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€18k€6k▼
Profit (loss) for the period to be appropriated9905€18k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€31k▲
Profit (loss) brought forward from the previous period14P€7k€25k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €18k ▲45.6%
Operating result €22k, net result €18k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beemdstraat 271601 Sint-Pieters-LeeuwGround area
1,662 m²
Building footprint
6,337 m²
Volume, LiDAR
33,731 m³
2 parcels, Brussels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MCB RENOVATION
since 20212.314.896.387
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0395/00A002 | Flanders | 1,540 m² | 1 · 6,251 m² | 14.4 m · 2 fl. |
| 21903B0225/00T002 | Brussels | 122 m² | 1 · 85 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BRALUMA
BE 0756.538.929
Sint-Agatha-Berchem · Eq €35k
NEW ABRI PLUS
BE 0834.101.119
Koekelberg · Eq €35k
LECLERCQ LUDOVIC
BE 0466.976.707
La Bruyère · Eq €35k
DEMIR ELEC
BE 0675.686.558
Schaarbeek · Eq €35k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 5,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2021
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43110Demolition
43350Other building finishing work
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:INFO.MCB.RENO2021@GMAIL.COM
Phone:0489/33.50.81