mCache
ActivemCache has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €214k. Equity is growing by ~53.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 3175 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency32▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.25 in 2024; short-term debt: 87.5% and cash: 0.1% of total assets), and 93.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
8.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 3175 sector peers (2025).
NBB · sector comparisonPosition among 3175 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
on the day
2022
on the day
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€214k▼ 45.3%
2024 · €392k
2021: €-3k
2022: €-13k
2023: €174k
2024: €392k
2021 → 2025
Working capital
€-1.87M▲ 6.3%
2024 · €-1.99M
2021: €-2.05M
2022: €-2.05M
2023: €-1.90M
2024: €-1.99M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€35k▼ 26.7%€209k▲ 500%€100k▼ 52.0%€175k▲ 74.3%
Operating result€-3k-€-2k▲ 27.4%€277k€342k▲ 23.6%€340k▼ 0.6%
Net result€-3k-€-13k▼ 389%€174k€392k▲ 125%€214k▼ 45.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.58M
Fixed assets
€2.19M▼ 0.6%
Current assets
€395k▼ 39.1%
Equity and liabilities €2.58M
Equity
€175k▲ 74.3%
Debt
€2.41M▼ 12.4%
The debt ratio falls from 96.5% to 93.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€353k▼
2024 · €355k
Cash flow
€227k▼
2024 · €405k
Solvency
6.8%▲
2024 · 3.5%
Current ratio
0.17▼
2024 · 0.25
Quick ratio
0.17▼
2024 · 0.25
Debt / equity
13.79▼
2024 · 27.44
ROE
122.8%▼
2024 · 390.9%
ROA
8.3%▼
2024 · 13.7%
Interest coverage
6.48▲
2024 · 5.25
Debt
€2.41M▼
2024 · €2.75M
Debt ≤ 1 year
€2.26M▼
2024 · €2.64M
Debt > 1 year
€18k▼
2024 · €31k
Income taxes
€73k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.85M€2.58M▼
Fixed assets21/28€2.20M€2.19M▼
Tangible fixed assets22/27€43k€30k▼
Leasing and similar rights25€43k€30k▼
Financial fixed assets28€2.16M€2.16M=
Current assets29/58€649k€395k▼
Amounts receivable within one year40/41€484k€388k▼
Trade receivables40€385k€388k▲
Other amounts receivable41€99k€207▼
Current investments50/53€150k-
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.85M€2.58M▼
Equity10/15€100k€175k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€50k€125k▲
Amounts payable17/49€2.75M€2.41M▼
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€2.64M€2.26M▼
Current portion of amounts payable after more than one year42€2.01M€1.61M▼
Trade debts44€615€2k▲
Suppliers440/4€615€2k▲
Taxes, remuneration and social security45€82k€86k▲
Taxes450/3€82k€86k▲
Other amounts payable47/48€545k€565k▲
Accrued charges and deferred income492/3€77k€129k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€359k€358k▼
Operating profit (loss)9901€342k€340k▼
Financial income75/76B€188k€2k▼
Recurring financial income75€188k€2k▼
Financial charges65/66B€68k€54k▼
Recurring financial charges65€68k€54k▼
Profit (loss) for the period before taxes9903€463k€288k▼
Income taxes67/77€71k€73k▲
Profit (loss) for the period9904€392k€214k▼
Profit (loss) for the period to be appropriated9905€392k€214k▼
Appropriation of the result
Profit (loss) to be appropriated9906€550k€265k▼
Profit (loss) brought forward from the previous period14P€159k€50k▼
Profit to be distributed694/7€500k€140k▼
Return on contributions (dividend)694€500k€140k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
GesellschaftssitzBoard meeting · Registered-office move2 facts ▸
State Gazette act
Gesellschaftssitz
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-06-01
- Registered-office move, Schlossgartenstrasse 7, 4791 THOMMEN
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Equity above €150kEq €175k ▲74.3%
3 profitable years in a row build equity to €175k.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2021net €392k ▲125%
Operating result €342k, net result €392k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €174k
Net result €174k after 2 loss-making years.
30-06
Financial
Equity above €200kEq €209k ▲500%
Equity rises from €35k to €209k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burg-Reuland · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schlossgartenstraße, Thommen 74791 Burg-Reuland1 establishment unit
mCache
since 20192.298.711.443
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2019
Fiscal year end30-06
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.