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MCA TECHNOLOGY

Active
Private limited companyfounded 200818 yrs activeAvenue de Philippeville 208, 6001 Charleroi, BelgiumKBO/BCE: BE 0898.366.884

MCA TECHNOLOGY has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €42k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
100 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-6
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 3.1 in 2024), and 44% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56%
Return on assets
7.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
59 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€330k▲ 14.7%
2024 · €288k
2018: €84k 2019: €95k 2020: €136k 2021: €136k 2022: €191k 2023: €247k 2024: €288k
2018 → 2025
Total assets
€589k▲ 42.2%
2024 · €414k
2018: €127k 2019: €167k 2020: €188k 2021: €188k 2022: €274k 2023: €344k 2024: €414k
2018 → 2025
Net result
€42k▲ 4.8%
2024 · €40k
2018: €26k 2019: €33k 2020: €41k 2021: €41k 2022: €-32k 2023: €57k 2024: €40k
2018 → 2025
Working capital
€198k▼ 24.0%
2024 · €260k
2018: €82k 2019: €92k 2020: €134k 2021: €134k 2022: €159k 2023: €221k 2024: €260k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€136k-€191k▲ 40.5%€247k▲ 29.7%€288k▲ 16.3%€330k▲ 14.7%
Operating result€66k-€-9k€56k€62k▲ 11.4%€103k▲ 65.3%
Net result€41k-€-32k€57k€40k▼ 29.0%€42k▲ 4.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €66k€66kNet result 2021: €41k€41kOperating result 2022: €-9k€-9kNet result 2022: €-32k€-32kOperating result 2023: €56k€56kNet result 2023: €57k€57kOperating result 2024: €62k€62kNet result 2024: €40k€40kOperating result 2025: €103k€103kNet result 2025: €42k€42k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 65% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €589k
Fixed assets €218k▲ 619%
Current assets €371k▼ 3.3%
Equity and liabilities €589k
Equity €330k▲ 14.7%
Debt €259k▲ 105%
The debt ratio rises from 30.6% to 44.0%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€134k
2024 · €72k
Cash flow
€73k
2024 · €50k
Solvency
56.0%
2024 · 69.4%
Current ratio
2.14
2024 · 3.10
Quick ratio
2.14
2024 · 3.10
Debt / equity
0.79
2024 · 0.44
ROE
12.8%
2024 · 14.0%
ROA
7.2%
2024 · 9.7%
Interest coverage
32.78
2024 · 29.31
Debt
€259k
2024 · €127k
Debt ≤ 1 year
€174k
2024 · €124k
Debt > 1 year
€86k
2024 · €3k
Income taxes
€57k
2024 · €20k
Staff costs
€197k
2024 · €208k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€414k€589k
Fixed assets21/28€30k€218k
Tangible fixed assets22/27€19k€211k
Land and buildings22-€127k
Plant, machinery and equipment23€963€73k
Furniture and vehicles24€9k€3k
Other tangible fixed assets26€9k€7k
Financial fixed assets28€12k€7k
Current assets29/58€384k€371k
Amounts receivable within one year40/41€128k€156k
Trade receivables40€111k€138k
Other amounts receivable41€17k€18k
Cash at bank and in hand54/58€248k€205k
Deferred charges and accrued income490/1€9k€10k
Equity and liabilities
Total equity and liabilities10/49€414k€589k
Equity10/15€288k€330k
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€1k€43k
Distributable reserves133€1k€43k
Profit (loss) carried forward14€267k€268k=
Amounts payable17/49€127k€259k
Amounts payable after more than one year17€3k€86k
Financial debts170/4€3k€86k
Amounts payable within one year42/48€124k€174k
Current portion of amounts payable after more than one year42€6k€18k
Financial debts43€8€8=
Credit institutions430/8€8€8=
Trade debts44€72k€82k
Suppliers440/4€72k€82k
Taxes, remuneration and social security45€24k€57k
Taxes450/3€6k€38k
Remuneration and social security454/9€18k€18k
Other amounts payable47/48€22k€18k
Income statement Code20242025
Remuneration, social security and pensions62€208k€197k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€31k
Other operating charges640/8€387€557
Gross operating margin9900€281k€332k
Operating profit (loss)9901€62k€103k
Financial charges65/66B€2k€4k
Recurring financial charges65€2k€4k
Profit (loss) for the period before taxes9903€60k€99k
Income taxes67/77€20k€57k
Profit (loss) for the period9904€40k€42k
Profit (loss) for the period to be appropriated9905€40k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€267k€310k
Profit (loss) brought forward from the previous period14P€227k€267k
Transfer to equity691/2-€42k
To other reserves6921-€42k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial Equity above €200kEq €247k ▲29.7%
Equity rises from €191k to €247k.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Weakest financial yearnet €-32k ▼178%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150kEq €191k ▲40.5%
Equity rises from €136k to €191k.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €100kEq €136k ▲42.5%
3 profitable years in a row build equity to €136k.
28-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Philippeville 2086001 Charleroi
Ground area
356 m²
Building footprint
112 m²
Volume, LiDAR
1,227 m³
Parcel 52045A0541/00W014, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLIMACOSTA
Avenue de Philippeville 208, 6001 CharleroiGeneral electrical installation work
since 20082.171.168.717
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52045A0541/00W014 Wallonia 356 m² 1 · 112 m² 12.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,728 companies in sector 43211 we hold annual accounts for 10,269. 7,371 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-06-2008
Fiscal year end31-12
Trade name FR Genius technology
Activities, NACEBEL
43211General electrical installation work
43212Electrical installation work in industrial facilities
47400Retail sale of information and communication equipment
47430Retail trade
47410Retail trade
73110Advertising agencies
77222Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.