McA Consultancy
ActiveSummary
McA Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €9k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 2280 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-26
Solvency100▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.05 against 3.56 in 2023; short-term debt: 19.8% and cash: 99.9% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.2%
Return on assets
14.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€49k▲ 22.0%
2023 · €40k
2022: €25k
2023: €40k
2022 → 2024
Total assets
€61k▲ 9.4%
2023 · €56k
2022: €44k
2023: €56k
2022 → 2024
Net result
€9k▼ 42.1%
2023 · €15k
2022: €23k
2023: €15k
2022 → 2024
Working capital
€49k▲ 22.0%
2023 · €40k
2022: €25k
2023: €40k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€25k-€40k▲ 61.1%€49k▲ 22.0%
Operating result€29k-€20k▼ 31.1%€12k▼ 41.2%
Net result€23k-€15k▼ 33.6%€9k▼ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 41% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €61k
Equity
€49k ▲ 22.0%
Debt
€12k ▼ 22.8%
Debt's share of the balance-sheet total falls from 28.1% to 19.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.05▲
2023 · 3.56
Debt to equity
0.25▼
2023 · 0.39
ROE
18.0%▼
2023 · 37.9%
ROA
14.4%▼
2023 · 27.3%
Debt ≤ 1 year
€12k▼
2023 · €16k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet
Code20232024
Assets
Total assets20/58€56k€61k▲
Current assets29/58€56k€61k▲
Amounts receivable within one year40/41€10k-
Trade receivables40€10k-
Cash at bank and in hand54/58€46k€61k▲
Deferred charges and accrued income490/1€99€63▼
Equity and liabilities
Total equity and liabilities10/49€56k€61k▲
Equity10/15€40k€49k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€38k€47k▲
Amounts payable17/49€16k€12k▼
Amounts payable within one year42/48€16k€12k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Other operating charges640/8€225€1k▲
Gross operating margin9900€20k€13k▼
Operating profit (loss)9901€20k€12k▼
Financial income75/76B€10€84▲
Recurring financial income75€10€84▲
Financial charges65/66B€281€175▼
Recurring financial charges65€281€175▼
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€15k€9k▼
Profit (loss) for the period to be appropriated9905€15k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€47k▲
Profit (loss) brought forward from the previous period14P€23k€38k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼42.1%
Net result drops to €9k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Taalmeers(Goe) 109500 GeraardsbergenGround area
574 m²
Building footprint
102 m²
Parcel 41021A0751/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
McA Consultancy
since 20222.329.035.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41021A0751/00H000 | Flanders | 574 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 720 EUR awarded · 720 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 720 EUR | 720 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MEDIA WOOD
BE 0802.151.990
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EURIDEA
BE 0896.995.325
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KLI-Consultancy Services
BE 0764.423.643
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KVANTESPRANG KVADRAT
BE 0722.628.719
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Engage4
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.