The computed 12-month bankruptcy probability of MCA CONSTRUCT is 3.0% (moderate). The 2020 annual accounts show equity of €11k and a net result of €5k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability87▼-13
Solvency69▼-28
Growth52
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
44.2%
Return on assets
20%
Age of the figures
68 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 27-09-2021, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
58 d late
2019
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€11k▲ 82.6%
2019 · €6k
2019: €6k
2019 → 2020
Total assets
€26k▲ 197%
2019 · €9k
2019: €9k
2019 → 2020
Net result
€5k▼ 1.6%
2019 · €5k
2019: €5k
2019 → 2020
Working capital
€7k▲ 139%
2019 · €3k
2019: €3k
2019 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020Trend
Equity€6k-€11k▲ 82.6%
Operating result€7k-€8k▲ 15.6%
Net result€5k-€5k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2020; 2020 is 16% above 2019.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €26k
Fixed assets
€8k▲ 157%
Current assets
€17k▲ 221%
Equity and liabilities €26k
Equity
€11k▲ 82.6%
Debt
€14k▲ 487%
The debt ratio rises from 28.2% to 55.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2019 · €8k
Cash flow
€11k▲
2019 · €6k
Solvency
44.2%▼
2019 · 71.8%
Current ratio
1.68▼
2019 · 2.20
Quick ratio
1.68▼
2019 · 2.20
Debt / equity
0.36
ROE
45.2%▼
2019 · 83.9%
ROA
20.0%▼
2019 · 60.2%
Debt
€14k▲
2019 · €2k
Debt ≤ 1 year
€10k▲
2019 · €2k
Debt > 1 year
€4k
Income taxes
€2k▲
2019 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€9k€26k▲
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27€3k€8k▲
Current assets29/58€5k€17k▲
Amounts receivable within one year40/41€219€11k▲
Cash at bank and in hand54/58€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€9k€26k▲
Equity10/15€6k€11k▲
Contributions10/11€1k-
Reserves13€261€261=
Profit (loss) carried forward14€5k€10k▲
Amounts payable17/49€2k€14k▲
Amounts payable after more than one year17-€4k
Amounts payable within one year42/48€2k€10k▲
Trade debts44€859€1k▲
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Gross operating margin9900€8k€15k▲
Operating profit (loss)9901€7k€8k▲
Recurring financial charges65€26€305▲
Profit (loss) for the period before taxes9903€7k€8k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Timeline · acts, filings and financial milestones
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gillisvoorplein 61060 Sint-Gillis (bij-Brussel)Ground area
148 m²
Building footprint
127 m²
Volume, LiDAR
2,128 m³
2 parcels, Brussels · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
MCA CONSTRICT
since 20192.286.208.242
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0070/00V002 | Brussels | 78 m² | 1 · 66 m² | 14.4 m · 4 fl. |
| 21013B0154/00L004 | Brussels | 69 m² | 1 · 61 m² | 25.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded30-01-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.