Equity
€24,240 ▲ 0.9%
MCA BUILDING has made a profit in every financial year since 2023.
MCA BUILDING
Lifetime
3 annual accounts with figures on one time axispeak €27,331 (2023)
€6,242▲ 13.9%
peak €21,172 (2023)
€225▼ 92.1%
peak €24,240 (2025)
€24,240▲ 0.9%
€25,873▲ 39.7%
Board1 name since 2022
1 directorMARITA Catalin-Nicolae
Documentsfilings and deeds
15-05-202616 days before the deadline
2025micro format
Gross margin from €5,478 to €6,242Result from €2,842 to €225Debts from €18,517 to €25,873Investments €11,462
Key points
from the 2025 annual accountsTurnover
≈ €84,000 estimated
The micro format states no turnover.
Investments
€11,462 3.2 × depreciation
Green is investment, beige is depreciation. Machinery stands 594.6% higher than in 2024.
Checked score
54
Fair
Financially stronger than 35% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.5%
01-2025: 3.5%● unchanged vs 12-2024
02-2025: 3.5%● unchanged vs 01-2025
03-2025: 3.5%● unchanged vs 02-2025highest value
04-2025: 3.4%▼ -0.1 percentage points vs 03-2025
05-2025: 3.3%▼ -0.1 percentage points vs 04-2025
06-2025: 1.1%▼ -2.2 percentage points vs 05-2025
07-2025: 1.0%▼ -0.1 percentage points vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025lowest value
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.1%▲ +0.1 percentage points vs 01-2026
03-2026: 1.2%▲ +0.1 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.9%▲ +0.7 percentage points vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 1.9%● unchanged vs 08-2026
10-2026: 1.8%▼ -0.1 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2022
Size: total assets €50,113
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 15-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 52% of them on solvency, 25% on liquidity, 24% on profitability and 38% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-10-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as MCA BUILDING has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MCA BUILDING itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for MCA BUILDING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.5 (2.12 in 2024), above the usual 1.5. Short-term debt is 51.6% and cash 10.2% of total assets. However, 51.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 15-05-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 days early
2024
12 days early
2023
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 15 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-10-2026 is due by 31-05-2027. Nothing is late today. The company usually files around 15 May (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 year end10-11-2026 today31-05-2027 deadline
Recent changes
Registered office moved from Maarkedal to Destelbergen
New registered office: Dendermondesteenweg 55 bus 202, 9070 Destelbergen · Previous registered office: Rijksweg 111, 9680 Maarkedal · General meeting of 19-03-2026 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: MARITA Catalin-Nicolae · Appointment: MARITA Catalin-Nicolae (director) · published on 14-10-2022 · Gazette deed
First establishment
MCA BUILDING SRL
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MCA BUILDING Destelbergen | - | - | 48.4% | - |
| AB PROFESSIONAL PEINTURE Sint-Pieters-Leeuw | €276,680 | 1.1% | 28.0% | - |
| HBK-GROUP Zaventem | - | - | 35.5% | - |
| Technieken Haentjens Geel | - | - | 20.1% | - |
| J&J PRO BUILD Ghent | - | - | 15.4% | - |
| GDB Metal Lokeren | - | - | 22.7% | - |
| DENIS CONSTRUCT Aalst | €167,703 | 3.0% | 97.8% | - |
These companies have the same main activity as MCA BUILDING: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €45,200 and €69,400, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 12-10-2022Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 2 others
- Establishment unit
- 2.337.216.681since 12-10-2022
- Financial year end
- 31 October
- Peppol
- Reachable
Annual accounts to 31-10-2025
- €50,113▲ 17.8%
- Filing
- Filed on 15-05-2026, 16 days before the end of the filing period
Insights on MCA BUILDING
MCA BUILDING files the micro format. That format states no turnover. The gross margin fell from €27,331 in 2023 to €6,242 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MCA BUILDING
- What is the company number of MCA BUILDING?
- The company number of MCA BUILDING is 0792.385.872. The VAT number is the same number with BE in front: BE 0792.385.872.
- Where is MCA BUILDING based?
- The registered office is at Dendermondesteenweg 55, 9070 Destelbergen.Company details
- What does MCA BUILDING do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of MCA BUILDING?
- MCA BUILDING is a private limited company (BV).
- When was MCA BUILDING founded?
- MCA BUILDING was founded on 12-10-2022.
- Is MCA BUILDING still active?
- Yes, MCA BUILDING is an active enterprise in the KBO register.
- What is the turnover of MCA BUILDING?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €6,242 and 201 comparable companies (NACE 43990). It probably lies between €46,000 and €160,000. It is a rough estimate.Financials
- Is MCA BUILDING profitable?
- In financial year 2025, MCA BUILDING made a profit of €225.
- Where can I find the annual accounts of MCA BUILDING?
- MCA BUILDING filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MCA BUILDING due?
- MCA BUILDING must file the annual accounts for financial year 2026 by 31-05-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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