Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MC99 is 9.6% (elevated). The 2024 annual accounts show equity of €13k and a net result of €-731. Its solvency ranks better than 90% of 1972 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone9.6%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Recent warning signals
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events01-12-2025
KBO administration
Address struck
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 1972 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 30-09-2025 | 61 d late | 2025-00516946 |
| 31-12-2023 | 31-07-2024 | 29-08-2024 | 29 d late | 2024-00449465 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
1 eventAddress struck
Financials
Turnover€38k
EBIT margin-9.3%
Net result€-731+79.7%
Working capital€13k-5.3%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.9% | 36.6% | |
| Net result | €-731 | €10k | |
| Equity | €13k | €29k | |
| Gross operating margin | €-397 | €39k | |
| Total assets | €18k | €91k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€38k
-
23-24
€-731
+79.7%
23-24
€18k
+0.4%
23-24
€13k
-5.3%
23-24
€13k
-5.3%
23-24
€4k
+22.4%
23-24
€4k
+22.4%
23-24
€0
-
23-24
3.99
-18.0%
23-24
3.99
-18.0%
23-24
74.9%
-5.7%
23-24
0.33
+29.2%
23-24
-5.5%
+78.5%
23-24
-4.2%
+79.8%
23-24
-9.4%
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-731 |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €18k |
| Equity | €13k |
| Debt | €4k |
| of which ≤ 1y | €4k |
| of which > 1y | - |
| Working capital | €13k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.99 |
| Quick ratio | 3.99 |
| Working capital ratio | 74.9% |
| Solvency | 74.9% |
| Debt / equity | 0.33 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -4.2% |
| ROE | -5.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 635d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €18k |
| Current assets | 29/58 | €18k |
| Amounts receivable within one year | 40/41 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €18k |
| Equity | 10/15 | €13k |
| Contributions / capital | 10/11 | €18k |
| Accumulated profits (losses) | 14 | €-4k |
| Amounts payable | 17/49 | €4k |
| Amounts payable within one year | 42/48 | €4k |
| Trade debts payable within one year | 44 | €691 |
| Income statement | ||
| Gross operating margin | 9900 | €-397 |
| Operating result | 9901 | €-700 |
| Financial charges | 65 | €30 |
| Result before taxes | 9903 | €-731 |
| Net result for the period | 9904 | €-731 |
| Result to be appropriated | 9905 | €-731 |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed70
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
URSHIT Dzhengiz NaimDirectorState Gazette act 24172950 (09-12-2024)Current01-10-2024 → present
Former directors (1)
-
CHAKIR MohamedDirectorState Gazette act 24172950 (09-12-2024)Former- → 30-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene reiniging van gebouwen(81210) |
| Legal form | Private limited company(610) |
| Incorporation | 09-02-2023 |
| Status | Active |
| Postal code | - |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Establishment units
1 locationMC99
since 20232.341.956.320
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,965 m²
Buildings1
Building footprint1,730 m²
Volume (LiDAR)60,495 m³
Tallest building45.7 m · ±14 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette01-12-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2024
09-12-2024 1 director appointed, 1 resigning
- URSHIT Dzhengiz Naim, Bestuurder
- CHAKIR Mohamed, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes63
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
70
Profitability
0
Solvency
100
Growth
58
Stability
86
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Credit advice
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We hold annual accounts for 851 of the 7,242 companies in this sector. 733 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Carrosserieherstelling45204Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
| Legal nameNL | MC99 |
Registration history
- 30-09-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.