MC2-ADVICE
ActiveMC2-ADVICE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €-2k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+27
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 11.48; short-term debt: 8.7% and cash: 20.1% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
19 d late
2023
20 d early
2022
12 d early
2021
24 d late
2020
212 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 2.9%
2024 · €67k
2018: €99k
2019: €89k
2020: €98k
2021: €138k
2022: €107k
2023: €75k
2024: €67k
2018 → 2025
Total assets
€72k▲ 6.0%
2024 · €68k
2018: €436k
2019: €350k
2020: €294k
2021: €146k
2022: €107k
2023: €77k
2024: €68k
2018 → 2025
Net result
€-2k▲ 75.4%
2024 · €-8k
2018: €13k
2019: €-10k
2020: €9k
2021: €41k
2022: €-31k
2023: €-32k
2024: €-8k
2018 → 2025
Working capital
€65k▲ 6.7%
2024 · €61k
2018: €20k
2019: €60k
2020: €75k
2021: €129k
2022: €104k
2023: €67k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€107k▼ 22.6%€75k▼ 29.7%€67k▼ 10.6%€65k▼ 2.9%
Operating result€61k-€-23k€-21k▲ 7.5%€-7k▲ 65.5%€-1k▲ 82.3%
Net result€41k-€-31k€-32k▼ 1.9%€-8k▲ 75.1%€-2k▲ 75.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €72k
Equity
€65k▼ 2.9%
Debt
€6k▲ 2,477%
The debt ratio rises from 0.4% to 8.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
91.3%▼
2024 · 99.6%
Current ratio
11.48
Quick ratio
11.48
Debt / equity
0.10▲
2024 · 0.00
ROE
-3.0%▲
2024 · -11.8%
ROA
-2.7%▲
2024 · -11.8%
Debt
€6k▲
2024 · €242
Debt ≤ 1 year
€6k▲
2024 · €242
Income taxes
€645▲
2024 · €527
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€72k▲
Fixed assets21/28€6k€0▼
Tangible fixed assets22/27€6k€0▼
Furniture and vehicles24€6k-
Other tangible fixed assets26€0€0=
Current assets29/58€61k€72k▲
Amounts receivable within one year40/41€61k€57k▼
Other amounts receivable41€61k€57k▼
Cash at bank and in hand54/58€22€14k▲
Equity and liabilities
Total equity and liabilities10/49€68k€72k▲
Equity10/15€67k€65k▼
Contributions10/11€19k€19k=
Reserves13€80k€80k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14€-32k€-33k▼
Amounts payable17/49€242€6k▲
Amounts payable within one year42/48€242€6k▲
Trade debts44€242€3k▲
Suppliers440/4€242€3k▲
Taxes, remuneration and social security45€0€3k▲
Taxes450/3-€3k
Remuneration and social security454/9€0-
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€643€552▼
Gross operating margin9900€-5k€-731▲
Operating profit (loss)9901€-7k€-1k▲
Financial charges65/66B€166€22▼
Recurring financial charges65€166€22▼
Profit (loss) for the period before taxes9903€-7k€-1k▲
Income taxes67/77€527€645▲
Profit (loss) for the period9904€-8k€-2k▲
Profit (loss) for the period to be appropriated9905€-8k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-33k▼
Profit (loss) brought forward from the previous period14P€-24k€-32k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Liquidity times 6current ratio 253.86
Current ratio from 45.13 to 253.86; short-term debt falls from €2k to €242.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 13current ratio 260.69
Current ratio from 19.36 to 260.69; short-term debt falls from €7k to €401.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 212 days late
2021
31-12
Financial
Highest result since 2018net €41k ▲362%
Operating result €61k, net result €41k, both a record.
31-12
Financial
Liquidity times 7current ratio 19.36
Current ratio from 2.93 to 19.36; short-term debt falls from €39k to €7k.
31-12
Financial
Equity above €100kEq €138k ▲41.8%
2 profitable years in a row build equity to €138k.
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 314 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg 7039420 Erpe-MereGround area
1,736 m²
Building footprint
226 m²
Volume, LiDAR
1,028 m³
Parcel 41006B0010/00T002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MC2-advice
since 20042.137.419.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41006B0010/00T002 | Flanders | 1,736 m² | 1 · 226 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-05-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0473835932
Phone:0475435721