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MC Tools

Active
Private limited companyfounded 200719 yrs activeSalm Salmstraat 72, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0887.916.620

MC Tools has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €55k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.09 against 39.45 in 2024; short-term debt: 6.7% and cash: 48.9% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.4%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 d early
2024
30 d early
2023
26 d early
2022
14 d early
2021
30 d early
2020
30 d early
2019
22 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€498k▲ 9.9%
2024 · €453k
2018: €167k 2019: €177k 2020: €218k 2021: €296k 2022: €383k 2023: €436k 2024: €453k
2018 → 2025
Total assets
€551k▲ 18.9%
2024 · €464k
2018: €257k 2019: €297k 2020: €281k 2021: €410k 2022: €458k 2023: €474k 2024: €464k
2018 → 2025
Net result
€55k▼ 34.8%
2024 · €85k
2018: €67k 2019: €82k 2020: €68k 2021: €103k 2022: €104k 2023: €76k 2024: €85k
2018 → 2025
Working capital
€409k▲ 3.2%
2024 · €397k
2018: €82k 2019: €91k 2020: €147k 2021: €166k 2022: €286k 2023: €330k 2024: €397k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€296k-€383k▲ 29.3%€436k▲ 13.9%€453k▲ 4.0%€498k▲ 9.9%
Operating result€148k-€157k▲ 6.6%€115k▼ 27.0%€126k▲ 9.6%€83k▼ 34.4%
Net result€103k-€104k▲ 0.4%€76k▼ 26.8%€85k▲ 11.4%€55k▼ 34.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €148k€148kNet result 2021: €103k€103kOperating result 2022: €157k€157kNet result 2022: €104k€104kOperating result 2023: €115k€115kNet result 2023: €76k€76kOperating result 2024: €126k€126kNet result 2024: €85k€85kOperating result 2025: €83k€83kNet result 2025: €55k€55k20212022202320242025
The operating result falls in 2025; 2025 is 34% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets €105k▲ 85.1%
Current assets €446k▲ 9.6%
Equity and liabilities €551k
Equity €498k▲ 9.9%
Debt €53k▲ 414%
The debt ratio rises from 2.2% to 9.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€121k
2024 · €153k
Cash flow
€93k
2024 · €112k
Solvency
90.4%
2024 · 97.8%
Current ratio
12.09
2024 · 39.45
Quick ratio
11.97
2024 · 38.53
Debt / equity
0.11
2024 · 0.02
ROE
11.1%
2024 · 18.6%
ROA
10.0%
2024 · 18.2%
Interest coverage
78.25
2024 · 157.99
Debt
€53k
2024 · €10k
Debt ≤ 1 year
€37k
2024 · €10k
Debt > 1 year
€16k
Income taxes
€32k
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€464k€551k
Fixed assets21/28€57k€105k
Tangible fixed assets22/27€57k€105k
Land and buildings22€2k€347
Plant, machinery and equipment23€25k€22k
Furniture and vehicles24€30k€82k
Current assets29/58€407k€446k
Amounts receivable after more than one year29€135k€135k=
Other amounts receivable291€135k€135k=
Stocks and contracts in progress3€9k€4k
Stocks30/36€9k€4k
Amounts receivable within one year40/41€44k€37k
Trade receivables40€29k€19k
Other amounts receivable41€15k€18k
Cash at bank and in hand54/58€219k€270k
Deferred charges and accrued income490/1-€15
Equity and liabilities
Total equity and liabilities10/49€464k€551k
Equity10/15€453k€498k
Contributions10/11€6k€6k=
Reserves13€447k€492k
Distributable reserves133€447k€492k
Amounts payable17/49€10k€53k
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€10k€37k
Current portion of amounts payable after more than one year42€707€7k
Trade debts44€4k€27k
Suppliers440/4€4k€27k
Taxes, remuneration and social security45€6k€2k
Taxes450/3€6k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€38k
Other operating charges640/8€599€1k
Gross operating margin9900€154k€122k
Operating profit (loss)9901€126k€83k
Financial income75/76B€5k€7k
Recurring financial income75€5k€7k
Financial charges65/66B€972€2k
Recurring financial charges65€972€2k
Profit (loss) for the period before taxes9903€130k€88k
Income taxes67/77€45k€32k
Profit (loss) for the period9904€85k€55k
Profit (loss) for the period to be appropriated9905€85k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€55k
Transfer from equity791/2€67k€10k
Transfer to equity691/2€85k€55k
To other reserves6921€85k€55k
Profit to be distributed694/7€67k€10k
Return on contributions (dividend)694€67k€10k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €55k ▼34.8%
Net result drops to €55k, the lowest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity quadruplescurrent ratio 39.45
Current ratio from 9.75 to 39.45; short-term debt falls from €38k to €10k.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €104k ▲0.4%
Operating result €157k, net result €104k, both a record.
31-12
Financial Liquidity doublescurrent ratio 5.34
Current ratio from 2.53 to 5.34; short-term debt falls from €108k to €66k.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity doublescurrent ratio 4.06
Current ratio from 1.84 to 4.06; short-term debt falls from €108k to €48k.
31-12
Financial Equity above €200kEq €218k ▲23.3%
3 profitable years in a row build equity to €218k.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Salm Salmstraat 722320 Hoogstraten
Ground area
1,638 m²
Building footprint
161 m²
Volume, LiDAR
979 m³
Parcel 13014D0049/00E000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MC Tools
Salm Salmstraat 72, 2320 HoogstratenNACE 51180
since 20072.161.557.601
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13014D0049/00E000 Flanders 1,638 m² 1 · 161 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,070 companies in sector 47741 we hold annual accounts for 644. 446 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-03-2007
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
51180
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
46460Wholesale of pharmaceutical and medical goods
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.