Age13 yrs
Real estate1 parcel · 922 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of MC & S CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.4% (moderate). The 2020 annual accounts show equity of €2k and a net result of €-2k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.4%
Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+No NACE activity registered
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events08-10-2025
Bankruptcy
Bankruptcy closure (by liquidation)
05-03-2024
Bankruptcy
Opening
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k-112.4%
Working capital€2k-39.4%
Directors1
Annual accounts & ratios
Source: NBB · 2020Annual accounts filed on 25-08-2021 with the NBB · fiscal year 2020 · micro
€-2k
-112.4%
19-20
€11k
+35.0%
19-20
€2k
-39.4%
19-20
€2k
-39.4%
19-20
€10k
+68.3%
19-20
€10k
+68.3%
19-20
1.16
-19.8%
19-20
1.16
-19.8%
19-20
13.9%
-55.1%
19-20
-122.7%
-250.3%
19-20
-17.1%
-57.4%
19-20
Figures by fiscal year
| Fiscal year | 2020 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €11k |
| Equity | €2k |
| Debt | €10k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €2k |
| Employees (FTE) | - |
Ratios (computed)
| 2020 | |
|---|---|
| Current ratio | 1.16 |
| Quick ratio | 1.16 |
| Working capital ratio | 13.9% |
| Solvency | 13.9% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -17.1% |
| ROE | -122.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €11k |
| Current assets | 29/58 | €11k |
| Amounts receivable within one year | 40/41 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €11k |
| Equity | 10/15 | €2k |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €-2k |
| Amounts payable | 17/49 | €10k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €1k |
| Operating result | 9901 | €158 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-1k |
| Net result for the period | 9904 | €-1k |
| Result to be appropriated | 9905 | €-1k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2020 · computed47
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | WIM HEETHEM WATERLOOSESTEENWEG 412/F,
1050 BRUSSEL 5 |
27-02-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 05-04-2013 |
| Status | Active |
| Postal code | 1670 |
| First BS signal | 05-03-2024 |
| Latest BS signal | 08-10-2025 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
1 locationMC & S Construct
since 20132.220.800.845
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area922 m²
Buildings1
Building footprint228 m²
Volume (LiDAR)927 m³
Tallest building11.0 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23064B0414/00S000 | Flanders | 922 m² | 1 · 228 m² | 11.0 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette08-10-2025
Bankruptcy
Bankruptcy closure (by liquidation)
05-03-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Analysis
Snowflake analysis
financial profile on 5 axes40
/ 100
Fragile profile, watch profitability in particular.
Health
47
Profitability
0
Solvency
36
Growth
32
Stability
85
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | MC & S CONSTRUCT |
Registered office
Hoesnaek(P) 62
1670 Pepingen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.