Skip to content

MC-R

Active
Private limited companyfounded 201412 yrs activeNeerijse steenweg 6, 3061 Bertem, BelgiumKBO/BCE: BE 0546.660.821
Summary

The computed 12-month bankruptcy probability of MC-R is 4.3% (elevated). The 2025 annual accounts show negative equity (-€340,325) and a net result of -€90,542. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 21938 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
1 site
Size
€253,578total assets 2025
Equity
-€340,325
Loss
-€90,542
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2025
Bankruptcy chance 12 m
4.3%
Structure
Accounts filed 134 d late0 of 4 deeds read
Why 46- Latest accounts 134 days late; 2 of the last 3 late- Loss of €90,542, the second in a row (FY 2025)- Negative equity -€340,325+ Size: total assets €253,578Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0=
equity -134.2% of total assets
Liquidity 7+7
short-term debt 234.2% · cash 5.6%
Profitability 0=
return on assets -35.7%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 1.4%lowest value 12-2024: 1.8%▲ +27.5% vs 11-2024 01-2025: 2.4%▲ +39.1% vs 12-2024 02-2025: 2.6%▲ +6.8% vs 01-2025 03-2025: 6.6%▲ +154% vs 02-2025 04-2025: 6.6%● 0.0% vs 03-2025 05-2025: 6.6%● 0.0% vs 04-2025 06-2025: 6.5%▼ -2.0% vs 05-2025 07-2025: 6.4%▼ -1.6% vs 06-2025 08-2025: 6.4%▼ -0.5% vs 07-2025 09-2025: 6.1%▼ -4.4% vs 08-2025 10-2025: 5.9%▼ -3.6% vs 09-2025 11-2025: 6.2%▲ +5.2% vs 10-2025 12-2025: 5.7%▼ -7.4% vs 11-2025 01-2026: 6.5%▲ +13.3% vs 12-2025 02-2026: 6.8%▲ +4.3% vs 01-2026 03-2026: 8.4%▲ +24.3% vs 02-2026highest value 04-2026: 4.8%▼ -42.4% vs 03-2026 05-2026: 4.8%● 0.0% vs 04-2026 06-2026: 4.7%▼ -2.4% vs 05-2026 07-2026: 4.7%● 0.0% vs 06-2026 08-2026: 4.5%▼ -4.7% vs 07-2026 09-2026: 4.3%▼ -4.6% vs 08-2026 10-2026: 4.3%▲ +0.5% vs 09-2026
  • Latest accounts 134 days late; 2 of the last 3 late raises the probability
  • Loss of €90,542, the second in a row (FY 2025) raises the probability
  • Size: total assets €253,578 lowers the probability for this profile
  • Negative equity -€340,325 raises the probability
No credit on open account
Liquidity short (current ratio 0.26 against 0.3 in 2024; short-term debt: 234.2% and cash: 5.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 8%, profitability 6%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Latest accounts 134 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €90,542, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €253,578
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€340,325
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€340,325
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-03-2026, 134 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
134 d late
2024
116 d late
2023
on the day
2022
3 d late
2021
3 d early
2020
2 d late
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 3 November (4 of the last 5 filed years within 113 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close05-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€90,542
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€340,325 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€90,542 View
  • Caution: Among the weakest 5% on net resultsector median €5,059 · 21,916 companies -€90,542 View
  • Caution: Latest accounts filed lateafter the legal deadline 134 d View
  • Caution: Equity fell in 2025from -€249,783 to -€340,325 ▼ 36.2% View

By topic

Financials

Fiscal year
2025
Total assets
€253,578
Loss
-€90,542
Solvency
-134.2%
Total assets▼ 5.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-10-2026
  1. 14-03-2026Annual accounts filed
  2. 31-03-2025Weakest financial year
  3. 24-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
18-02-2014
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.