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MC INVEST

Active
Private limited companyfounded 2000active for 26 yearsDrève Richelle 161H, 1410 Waterloo, Belgium17 active companies are registered at this addressKBO/BCE: BE 0472.012.589
Summary

The computed 12-month bankruptcy probability of MC INVEST is 1.7% (moderate). The 2025 annual accounts show equity of €233,785 and a net result of -€1,102. Equity is shrinking by about 14% per year across the filed financial years. The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€546,911total assets 2025
Equity
€233,785
Loss
-€1,102
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Accounts filed 32 days late2 of 6 deeds read
Why 54raises riskLiquidity: current ratio 0.11, cash €746, halved1 change of registered office in 24 monthsLatest accounts 33 days late; 2 of the last 3 latelowers riskSize: total assets €546,911Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 68+4
equity 42.7% of total assets
Liquidity 45+1
short-term debt 17.8% · cash 0.1%
Profitability 68+5
return on assets -0.2%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.9% 12-2024: 2.0%▲ +0.1 percentage points vs 11-2024 01-2025: 0.9%▼ -1.1 percentage points vs 12-2024lowest value 02-2025: 1.3%▲ +0.4 percentage points vs 01-2025 03-2025: 1.5%▲ +0.2 percentage points vs 02-2025 04-2025: 2.4%▲ +0.9 percentage points vs 03-2025 05-2025: 2.6%▲ +0.2 percentage points vs 04-2025 06-2025: 3.2%▲ +0.6 percentage points vs 05-2025 07-2025: 4.9%▲ +1.7 percentage points vs 06-2025 08-2025: 9.0%▲ +4.1 percentage points vs 07-2025 09-2025: 9.1%▲ +0.1 percentage points vs 08-2025 10-2025: 8.8%▼ -0.3 percentage points vs 09-2025 11-2025: 8.8%● unchanged vs 10-2025 12-2025: 8.8%● unchanged vs 11-2025 01-2026: 8.8%● unchanged vs 12-2025 02-2026: 9.5%▲ +0.7 percentage points vs 01-2026 03-2026: 11.2%▲ +1.7 percentage points vs 02-2026highest value 04-2026: 1.7%▼ -9.5 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 1.7%▼ -0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.11, compared with 0.1 in 2024, below 1; short-term debt: 17.8% and cash: 0.1% of total assets), and 57.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 40% on solvency, 28% on liquidity, 46% on profitability and 43% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €546,911
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.11, cash €746, halved
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 33 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€1,102
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-03-2026, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
32 days late
2024
397 days late
2023
29 days late
2022
20 days late
2021
3 days early
2020
13 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 60 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 March (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end14-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Registered officeRegistered-office move

Key points

  • Risk: 7 loss-making years in a rowloss financial year 2025 -€1,102 View
  • Active since 2000founded 18-05-2000 26 years View
  • Total assets 20256 financial years filed €546,911 View

By topic

Financials

Financial year
2025
Total assets
€546,911
Loss
-€1,102
Solvency
42.7%
Total assets▼ 9.4%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2002
Next accounts
by 31-01-2027
  1. 07-07-2025Resignation: Marie - Eve Colet (director)
  2. 29-02-2024Annual accounts filed
  3. 30-06-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
18-05-2000
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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