MC Interieur
ActiveMC Interieur has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €3k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▲+6
Solvency26▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.21 in 2024), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
0.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7684 sector peers (2025).
NBB · sector comparisonPosition among 7684 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
20 d late
2023
13 d late
2022
68 d early
2021
16 d late
2020
10 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€270k▲ 1.2%
2024 · €266k
2018: €93k
2019: €166k
2020: €178k
2021: €234k
2022: €287k
2023: €328k
2024: €266k
2018 → 2025
Total assets
€1.94M▼ 8.4%
2024 · €2.12M
2018: €1.90M
2019: €1.98M
2020: €1.67M
2021: €1.73M
2022: €1.80M
2023: €1.98M
2024: €2.12M
2018 → 2025
Net result
€3k
2024 · €-62k
2018: €-57k
2019: €73k
2020: €12k
2021: €56k
2022: €53k
2023: €42k
2024: €-62k
2018 → 2025
Working capital
€265k▲ 7.2%
2024 · €247k
2018: €-9k
2019: €123k
2020: €185k
2021: €208k
2022: €227k
2023: €292k
2024: €247k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€287k▲ 22.5%€328k▲ 14.6%€266k▼ 18.9%€270k▲ 1.2%
Operating result€107k-€180k▲ 68.4%€124k▼ 31.1%€42k▼ 65.8%€94k▲ 122%
Net result€56k-€53k▼ 5.8%€42k▼ 20.4%€-62k€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 122% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€585k▼ 12.6%
Current assets
€1.36M▼ 6.4%
Equity and liabilities €1.94M
Equity
€270k▲ 1.2%
Debt
€1.67M▼ 9.8%
The debt ratio falls from 87.4% to 86.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€219k▲
2024 · €161k
Cash flow
€128k▲
2024 · €56k
Solvency
13.9%▲
2024 · 12.6%
Current ratio
1.24▲
2024 · 1.21
Quick ratio
0.47▼
2024 · 0.52
Debt / equity
6.20▼
2024 · 6.95
ROE
1.2%▲
2024 · -23.2%
ROA
0.2%▲
2024 · -2.9%
Interest coverage
2.68▲
2024 · 1.40
Debt
€1.67M▼
2024 · €1.85M
Debt ≤ 1 year
€1.09M▼
2024 · €1.20M
Debt > 1 year
€581k▼
2024 · €650k
Income taxes
€13k▲
2024 · €453
Staff costs
€1.03M▼
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€1.94M▼
Fixed assets21/28€670k€585k▼
Tangible fixed assets22/27€670k€585k▼
Land and buildings22€266k€250k▼
Plant, machinery and equipment23€159k€101k▼
Furniture and vehicles24€29k€42k▲
Leasing and similar rights25€203k€181k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€1.45M€1.36M▼
Stocks and contracts in progress3€824k€839k▲
Stocks30/36€405k€406k▲
Contracts in progress37€419k€433k▲
Amounts receivable within one year40/41€571k€365k▼
Trade receivables40€485k€322k▼
Other amounts receivable41€87k€42k▼
Cash at bank and in hand54/58€39k€82k▲
Deferred charges and accrued income490/1€14k€70k▲
Equity and liabilities
Total equity and liabilities10/49€2.12M€1.94M▼
Equity10/15€266k€270k▲
Contributions10/11€156k€156k=
Reserves13€172k€172k=
Distributable reserves133€172k€172k=
Profit (loss) carried forward14€-62k€-59k▲
Amounts payable17/49€1.85M€1.67M▼
Amounts payable after more than one year17€650k€581k▼
Financial debts170/4€650k€581k▼
Amounts payable within one year42/48€1.20M€1.09M▼
Current portion of amounts payable after more than one year42€164k€167k▲
Financial debts43€476k€475k▼
Credit institutions430/8€476k€475k▼
Trade debts44€455k€254k▼
Suppliers440/4€455k€254k▼
Taxes, remuneration and social security45€107k€148k▲
Taxes450/3€28k€95k▲
Remuneration and social security454/9€79k€54k▼
Other amounts payable47/48-€46k
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€1.06M€1.03M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€118k€125k▲
Other operating charges640/8€15k€30k▲
Gross operating margin9900€1.23M€1.28M▲
Operating profit (loss)9901€42k€94k▲
Financial income75/76B€11k€4k▼
Recurring financial income75€11k€4k▼
Financial charges65/66B€115k€82k▼
Recurring financial charges65€115k€82k▼
Profit (loss) for the period before taxes9903€-61k€16k▲
Income taxes67/77€453€13k▲
Profit (loss) for the period9904€-62k€3k▲
Profit (loss) for the period to be appropriated9905€-62k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-59k▲
Profit (loss) brought forward from the previous period14P-€-62k
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908717.616.3▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
30-09
Financial
Weakest financial yearnet €-62k ▼248%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
30-09
Financial
Equity above €200kEq €234k ▲31.4%
3 profitable years in a row build equity to €234k.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
30-09
Financial
Equity above €150kEq €166k ▲78.8%
Equity rises from €93k to €166k.
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 3 days late
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 238 C8560 WevelgemGround area
2,959 m²
Building footprint
2,734 m²
Volume, LiDAR
13,892 m³
Parcel 34029B1367/00A002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MC Interieur
since 20122.208.353.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34029B1367/00A002 | Flanders | 2,959 m² | 1 · 2,733 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 8,095 EUR awarded · 8,095 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 4,669 EUR | 4,669 EUR |
| 2024 | 2 | 1,837 EUR | 1,837 EUR |
| 2023 | 1 | 1,548 EUR | 1,548 EUR |
| 2022 | 1 | 41 EUR | 41 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Similar companies · same sector, comparable size
RMR
BE 0540.688.985
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DECO
BE 0473.293.385
Hamont-Achel · Eq €270k
SUBA
BE 0707.606.288
Haaltert · Eq €270k
HOME PERSPECTIVE
BE 0628.460.822
Brussel · Eq €269k
ANSEEUW GILLES
BE 0547.598.949
Brugge · Eq €269k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
43332Laying of wooden floor and wall coverings
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.