MC FINANCE
ActiveSummary
For MC FINANCE, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €825,873 and a net result of €55,588. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 15869 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability75▼-15
Solvency98▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.1%
Return on assets
4.9%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 241 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline29-09-2026 today
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 21-02-2025, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
21 d late
2023
1 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55,588▼ 64.4%
2023 · €156,024
Working capital
€823,125▲ 7.4%
2023 · €766,590
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€180,178▼ 1.6%€192,665▲ 6.9%€178,473▼ 7.4%€198,588▲ 11.3%€34,514▼ 82.6%
Net result€134,237within the sector's middle half▼ 3.0%€152,529within the sector's middle half▲ 13.6%€136,043within the sector's middle half▼ 10.8%€156,024within the sector's middle half▲ 14.7%€55,588above the sector's middle half▼ 64.4%
Equity€445,689within the sector's middle half▲ 8.3%€478,218within the sector's middle half▲ 7.3%€614,261within the sector's middle half▲ 28.4%€770,285within the sector's middle half▲ 25.4%€825,873above the sector's middle half▲ 7.2%
Total assets€646,454below the sector's middle half▼ 2.5%€638,971below the sector's middle half▼ 1.2%€741,230below the sector's middle half▲ 16.0%€930,634below the sector's middle half▲ 25.6%€1.1mabove the sector's middle half▲ 21.4%
Debt€200,765▼ 20.1%€160,753▼ 19.9%€126,969▼ 21.0%€160,349▲ 26.3%€303,873▲ 89.5%
Working capital€139,145within the sector's middle half▲ 16.1%€152,398within the sector's middle half▲ 9.5%€283,065within the sector's middle half▲ 85.7%€766,590within the sector's middle half▲ 171%€823,125above the sector's middle half▲ 7.4%
Solvency68.9%above the sector's middle half▲ 6.9pp74.8%above the sector's middle half▲ 5.9pp82.9%above the sector's middle half▲ 8.0pp82.8%above the sector's middle half▼ 0.1pp73.1%above the sector's middle half▼ 9.7pp
Current ratio2.53within the sector's middle half▲ 0.492.87above the sector's middle half▲ 0.345.25above the sector's middle half▲ 2.385.78above the sector's middle half▲ 0.533.71above the sector's middle half▼ 2.07
Return on assets (ROA)20.8%above the sector's middle half▼ 0.1pp23.9%above the sector's middle half▲ 3.1pp18.4%above the sector's middle half▼ 5.5pp16.8%above the sector's middle half▼ 1.6pp4.9%within the sector's middle half▼ 11.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2024 Net result -64% on 2023. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€2,748 ▼ 25.6%
Current assets
€1.1m ▲ 21.6%
Equity and liabilities €1.1m
Equity
€825,873 ▲ 7.2%
Debt
€303,873 ▲ 89.5%
Debt's share of the balance-sheet total rises from 17.2% to 26.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35,460▼
2023 · €201,138
Cash flow
€56,535▼
2023 · €158,574
Debt to equity
0.37▲
2023 · 0.21
ROE
6.7%▼
2023 · 20.3%
Interest coverage
43.06▼
2023 · 97.00
Debt ≤ 1 year
€303,873▲
2023 · €160,349
Income taxes
€16,400▼
2023 · €51,440
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,115 | €17,209 | €16,271 | €2,550 | €947 | ▼ 62.9% |
| Other operating charges640/8 | - | - | €6,207 | €4,339 | €2,633 | ▼ 39.3% |
| Gross operating margin9900 | €200,480 | €212,945 | €200,951 | €205,478 | €38,093 | ▼ 81.5% |
| Operating profit (loss)9901 | €180,178 | €192,665 | €178,473 | €198,588 | €34,514 | ▼ 82.6% |
| Financial income75/76B | - | - | €6,137 | €10,949 | €38,298 | ▲ 250% |
| Recurring financial income75 | €14,797 | €11,971 | €6,137 | €10,949 | €38,298 | ▲ 250% |
| Financial charges65/66B | - | - | €1,106 | €2,074 | €824 | ▼ 60.3% |
| Recurring financial charges65 | €2,035 | €1,261 | €1,106 | €2,074 | €824 | ▼ 60.3% |
| Profit (loss) for the period before taxes9903 | €192,940 | €203,375 | €183,504 | €207,464 | €71,988 | ▼ 65.3% |
| Income taxes67/77 | €58,703 | €50,846 | €47,461 | €51,440 | €16,400 | ▼ 68.1% |
| Profit (loss) for the period9904 | €134,237 | €152,529 | €136,043 | €156,024 | €55,588 | ▼ 64.4% |
| Profit (loss) for the period to be appropriated9905 | €134,237 | €152,529 | €136,043 | €156,024 | €55,588 | ▼ 64.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €646,454 | €638,971 | €741,230 | €930,634 | €1.1m | ▲ 21.4% |
| Fixed assets21/28 | €416,263 | €405,154 | €391,633 | €3,695 | €2,748 | ▼ 25.6% |
| Tangible fixed assets22/27 | €416,263 | €405,154 | €391,633 | €3,695 | €2,748 | ▼ 25.6% |
| Land and buildings22 | - | - | €387,372 | - | - | - |
| Plant, machinery and equipment23 | - | - | €2,529 | €1,979 | €1,429 | ▼ 27.8% |
| Furniture and vehicles24 | - | - | €1,733 | €1,716 | €1,319 | ▼ 23.1% |
| Current assets29/58 | €230,191 | €233,817 | €349,597 | €926,940 | €1.1m | ▲ 21.6% |
| Amounts receivable after more than one year29 | - | - | - | €566,732 | €566,732 | = |
| Other amounts receivable291 | - | - | - | €566,732 | €566,732 | = |
| Amounts receivable within one year40/41 | €182,080 | €183,761 | €329,624 | €108,900 | €508,043 | ▲ 367% |
| Trade receivables40 | - | - | €22,990 | €108,900 | €190,879 | ▲ 75.3% |
| Other amounts receivable41 | - | - | €306,634 | - | €317,164 | - |
| Cash at bank and in hand54/58 | €47,009 | €46,643 | €12,701 | €240,368 | €2,986 | ▼ 98.8% |
| Deferred charges and accrued income490/1 | - | - | €7,273 | €10,939 | €49,238 | ▲ 350% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €646,454 | €638,971 | €741,230 | €930,634 | €1.1m | ▲ 21.4% |
| Equity10/15 | €445,689 | €478,218 | €614,261 | €770,285 | €825,873 | ▲ 7.2% |
| Contributions10/11 | - | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | - | - |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | - | - |
| Distributable reserves133 | - | - | - | - | €2,000 | - |
| Profit (loss) carried forward14 | €423,689 | €456,218 | €592,261 | €748,285 | €803,873 | ▲ 7.4% |
| Amounts payable17/49 | €200,765 | €160,753 | €126,969 | €160,349 | €303,873 | ▲ 89.5% |
| Amounts payable after more than one year17 | €107,334 | €79,334 | €51,334 | - | - | - |
| Financial debts170/4 | - | - | €51,334 | - | - | - |
| Amounts payable within one year42/48 | €91,046 | €81,419 | €66,532 | €160,349 | €303,873 | ▲ 89.5% |
| Current portion of amounts payable after more than one year42 | - | - | €48,064 | - | - | - |
| Trade debts44 | €2,007 | €937 | €1,469 | €3,704 | €253,473 | ▲ 6,744% |
| Suppliers440/4 | - | - | €1,469 | €3,704 | €15,123 | ▲ 308% |
| Bills of exchange payable441 | - | - | - | - | €238,350 | - |
| Taxes, remuneration and social security45 | - | - | €11,767 | €77,801 | €50,400 | ▼ 35.2% |
| Taxes450/3 | - | - | €11,767 | €77,801 | €50,400 | ▼ 35.2% |
| Other amounts payable47/48 | - | - | €5,232 | €78,844 | - | - |
| Accrued charges and deferred income492/3 | - | - | €9,104 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €134,237 | €152,529 | €136,043 | €156,024 | €55,588 | ▼ 64.4% |
| + Depreciation and write-downs630 | €18,115 | €17,209 | €16,271 | €2,550 | €947 | ▼ 62.9% |
| Operating cash flow (approximation) | €152,352 | €169,738 | €152,314 | €158,574 | €56,535 | ▼ 64.3% |
| Investment in fixed assets (approximation) | - | -€6,100 | -€2,750 | €385,388 | €0 | ▼ 100% |
| Change in cash | - | -€366 | -€33,942 | €227,667 | -€237,382 | ▼ 204% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-06
Financial
Weakest financial yearnet €55,588 ▼64.4%
Net result drops to €55,588, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €156,024 ▲14.7%
Operating result €198,588, net result €156,024, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €500,000Eq €614,261 ▲28.4%
4 profitable years in a row build equity to €614,261.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
03-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
26-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2008
Ground area
2,868 m²
Building footprint
330 m²
Volume, LiDAR
1,506 m³
Parcel 63002A0109/00E000, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.Y.T
since 20082.174.445.139
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0109/00E000 | Wallonia | 2,868 m² | 1 · 330 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,501 companies in sector 46649 we hold annual accounts for 1,762. 1,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
E-invoicing
Not found in the Peppol register
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Register as of 29 September 2026 · Peppol Directory
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