Financials
- Fiscal year
- 2025
- Total assets
- €55,773
- Loss
- -€7,505
- Solvency
- 90.8%
Total assets▼ 18.8%
Net result
20182025
MC ELEKTRO
ActiveSummary
The computed 12-month bankruptcy probability of MC ELEKTRO is 3.2% (moderate). The 2025 annual accounts show equity of €50,653 and a net result of -€7,505. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 30651 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€55,773total assets 2025
- Equity
- €50,653
- Loss
- -€7,505
Turnover not published (abridged schema)
Structure
Accounts 29 d early0 of 3 deeds read
Why 50- Liquidity: current ratio 10.39, cash €3, halved- 2 of the last 3 late- Loss of €7,505, the second in a row (FY 2025)- Ex-officio strike-off in the KBOShow the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 48% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
100+3
equity 90.8% of total assets
Liquidity
50+8
short-term debt 9.2% · cash 0.0%
Profitability
4+4
return on assets -13.5%
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 10.1%
09-2025: 10.6%▲ +4.9% vs 08-2025
10-2025: 14.6%▲ +38.3% vs 09-2025
11-2025: 14.7%▲ +0.9% vs 10-2025
12-2025: 16.0%▲ +8.5% vs 11-2025
01-2026: 20.3%▲ +26.8% vs 12-2025
02-2026: 20.3%● 0.0% vs 01-2026
03-2026: 20.7%▲ +2.1% vs 02-2026highest value
04-2026: 19.5%▼ -5.7% vs 03-2026
05-2026: 19.5%● +0.0% vs 04-2026
06-2026: 17.6%▼ -9.9% vs 05-2026
07-2026: 11.6%▼ -33.9% vs 06-2026
08-2026: 3.2%▼ -72.5% vs 07-2026lowest value
09-2026: 3.2%● 0.0% vs 08-2026lowest value
10-2026: 3.2%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 10.39, cash €3, halved raises the probability
- 2 of the last 3 late raises the probability
- Loss of €7,505, the second in a row (FY 2025) raises the probability
- Ex-officio strike-off in the KBO raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 10.39 against 4.07 in 2023; short-term debt: 9.2% and cash: 0% of total assets), and 9.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 44%, profitability 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2023
55 d late
2022
31 d late
2021
60 d late
2020
61 d late
2019
238 d late
2018
308 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 103 days after the deadline; the sector median for financial year 2023 is 1 day before the deadline, and 44% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity triplescurrent ratio 10.39
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-07-2027
- 02-07-2026Annual accounts filed
- 31-12-2025Liquidity triples
- 24-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 24-11-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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