MC DIAL
ActiveSummary
MC DIAL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €202,779. Equity is growing by ~14.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 21.64 against 19.08 in 2024; short-term debt: 4.2% and cash: 40.5% of total assets), and 4.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
17.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d late
2023
31 d late
2022
121 d late
2021
171 d late
2020
92 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 63 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.1m▲ 22.7%
2024 · €893,610
Total assets
€1.1m▲ 21.5%
2024 · €942,114
Net result
€202,779▲ 40.3%
2024 · €144,532
Working capital
€990,088▲ 33.4%
2024 · €741,941
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€231,783▲ 10.1%€167,033▼ 27.9%€222,574▲ 33.3%€351,142▲ 57.8%€415,992▲ 18.5%
Net result€85,980▼ 17.6%€28,553▼ 66.8%€103,278▲ 262%€144,532▲ 39.9%€202,779▲ 40.3%
Equity€618,846▲ 16.1%€646,600▲ 4.5%€749,078▲ 15.8%€893,610▲ 19.3%€1.1m▲ 22.7%
Total assets€719,403▲ 11.9%€826,970▲ 15.0%€789,190▼ 4.6%€942,114▲ 19.4%€1.1m▲ 21.5%
Debt€100,557▼ 8.8%€180,371▲ 79.4%€40,112▼ 77.8%€48,504▲ 20.9%€47,971▼ 1.1%
Working capital€388,125▲ 24.4%€270,431▼ 30.3%€548,424▲ 103%€741,941▲ 35.3%€990,088▲ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€106,303 ▼ 33.2%
Current assets
€1.0m ▲ 32.6%
Equity and liabilities €1.1m
Equity
€1.1m ▲ 22.7%
Debt
€47,971 ▼ 1.1%
Debt's share of the balance-sheet total falls from 5.1% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€472,803▲
2024 · €409,681
Cash flow
€259,590▲
2024 · €203,071
Current ratio
21.64▲
2024 · 19.08
Debt to equity
0.04▼
2024 · 0.05
ROE
18.5%▲
2024 · 16.2%
ROA
17.7%▲
2024 · 15.3%
Interest coverage
3.63▲
2024 · 2.79
Debt ≤ 1 year
€47,969▲
2024 · €41,027
Income taxes
€91,696▲
2024 · €63,656
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,618 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,353 | €62,017 | €62,238 | €58,539 | €56,811 | ▼ 3.0% |
| Other operating charges640/8 | €1,032 | €782 | €1,345 | €1,530 | €929 | ▼ 39.3% |
| Gross operating margin9900 | €277,168 | €229,831 | €286,156 | €411,211 | €473,732 | ▲ 15.2% |
| Operating profit (loss)9901 | €231,783 | €167,033 | €222,574 | €351,142 | €415,992 | ▲ 18.5% |
| Financial income75/76B | €288 | €2,075 | €811 | €3,916 | €8,637 | ▲ 121% |
| Recurring financial income75 | €288 | €2,075 | €811 | €3,916 | €8,637 | ▲ 121% |
| Financial charges65/66B | €110,144 | €128,793 | €76,599 | €146,870 | €130,153 | ▼ 11.4% |
| Recurring financial charges65 | €110,144 | €128,793 | €76,599 | €146,870 | €130,153 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €121,928 | €40,315 | €146,785 | €208,188 | €294,476 | ▲ 41.4% |
| Income taxes67/77 | €35,948 | €11,762 | €43,507 | €63,656 | €91,696 | ▲ 44.0% |
| Profit (loss) for the period9904 | €85,980 | €28,553 | €103,278 | €144,532 | €202,779 | ▲ 40.3% |
| Profit (loss) for the period to be appropriated9905 | €85,980 | €28,553 | €103,278 | €144,532 | €202,779 | ▲ 40.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €719,403 | €826,970 | €789,190 | €942,114 | €1.1m | ▲ 21.5% |
| Fixed assets21/28 | €262,211 | €399,726 | €216,206 | €159,146 | €106,303 | ▼ 33.2% |
| Tangible fixed assets22/27 | €262,211 | €399,726 | €216,206 | €159,146 | €106,303 | ▼ 33.2% |
| Plant, machinery and equipment23 | €5,264 | €3,535 | €1,761 | €1,321 | €881 | ▼ 33.3% |
| Furniture and vehicles24 | €92,654 | €80,769 | €62,554 | €43,243 | €28,002 | ▼ 35.2% |
| Other tangible fixed assets26 | €164,293 | €315,422 | €151,890 | €114,582 | €77,421 | ▼ 32.4% |
| Current assets29/58 | €457,192 | €427,244 | €572,984 | €782,968 | €1.0m | ▲ 32.6% |
| Amounts receivable within one year40/41 | €64,150 | €83,226 | €75,799 | €21,723 | €22,262 | ▲ 2.5% |
| Trade receivables40 | - | - | - | - | €472 | - |
| Other amounts receivable41 | €64,150 | €83,226 | €75,799 | €21,723 | €21,790 | ▲ 0.3% |
| Current investments50/53 | - | - | - | €99 | €397,606 | ▲ 402,050% |
| Cash at bank and in hand54/58 | €292,960 | €248,673 | €400,840 | €631,087 | €463,549 | ▼ 26.5% |
| Deferred charges and accrued income490/1 | €100,082 | €95,345 | €96,345 | €130,059 | €154,640 | ▲ 18.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €719,403 | €826,970 | €789,190 | €942,114 | €1.1m | ▲ 21.5% |
| Equity10/15 | €618,846 | €646,600 | €749,078 | €893,610 | €1.1m | ▲ 22.7% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Other1109/19 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €606,446 | €634,200 | €736,678 | €881,210 | €1.1m | ▲ 23.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €604,586 | €632,340 | €734,818 | €879,350 | €1.1m | ▲ 23.1% |
| Amounts payable17/49 | €100,557 | €180,371 | €40,112 | €48,504 | €47,971 | ▼ 1.1% |
| Amounts payable after more than one year17 | €31,489 | €23,557 | €15,552 | €7,473 | - | - |
| Financial debts170/4 | €31,489 | €23,557 | €15,552 | €7,473 | - | - |
| Amounts payable within one year42/48 | €69,068 | €156,813 | €24,560 | €41,027 | €47,969 | ▲ 16.9% |
| Current portion of amounts payable after more than one year42 | €7,859 | €7,932 | €8,005 | €8,080 | €7,473 | ▼ 7.5% |
| Trade debts44 | €28,983 | €139,415 | €3,854 | €218 | €193 | ▼ 11.5% |
| Suppliers440/4 | €28,983 | €139,415 | €3,854 | €218 | €193 | ▼ 11.5% |
| Taxes, remuneration and social security45 | €31,533 | €7,973 | €11,207 | €14,756 | €23,484 | ▲ 59.1% |
| Taxes450/3 | €31,533 | €7,973 | €11,207 | €14,756 | €23,484 | ▲ 59.1% |
| Other amounts payable47/48 | €694 | €1,494 | €1,494 | €17,973 | €16,820 | ▼ 6.4% |
| Accrued charges and deferred income492/3 | - | - | - | €5 | €2 | ▼ 52.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85,980 | €28,553 | €103,278 | €144,532 | €202,779 | ▲ 40.3% |
| + Depreciation and write-downs630 | €44,353 | €62,017 | €62,238 | €58,539 | €56,811 | ▼ 3.0% |
| Operating cash flow (approximation) | €130,333 | €90,570 | €165,516 | €203,071 | €259,590 | ▲ 27.8% |
| Investment in fixed assets (approximation) | - | -€199,532 | €121,282 | -€1,479 | -€3,968 | ▼ 168% |
| Change in cash | - | -€44,287 | €152,167 | €230,248 | -€167,538 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €202,779 ▲40.3%
Operating result €415,992, net result €202,779, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲22.7%
7 profitable years in a row build equity to €1.1m.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity times 9current ratio 23.33
Current ratio from 2.72 to 23.33; short-term debt falls from €156,813 to €24,560.
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 121 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 171 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Equity above €500,000Eq €532,866 ▲24.1%
2 profitable years in a row build equity to €532,866.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €3,991
Net result €3,991 after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud
Ground area
2,565 m²
Building footprint
260 m²
Parcel 25054D0165/00_000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0165/00_000 | Wallonia | 2,565 m² | 1 · 260 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300OOUJKP3E4S5U85
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2002
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477944437
Also
9925:BE0477944437
Registered
11-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.