Mc Creations

Active

Private limited companyfounded 20215 yrs activeFabrieksweg 20, 8610 Kortemark, BelgiumKBO/BCE: BE 0764.411.171

Summary

The computed 12-month bankruptcy probability of Mc Creations is 1.6% (moderate). The 2025 annual accounts show equity of €6,194 and a net result of €27,433. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 2830 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Mc CreationsActiveChecked score 54/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311NACE 45201NACE 45204

1 site

Size

€314,077total assets 2025

Staff: 1 FTE
Equity: €6,194
Profit: €27,433

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts filed 31 d late0 of 1 deed read

Why 54- Latest accounts 31 days late; 1 of the last 3 late- Founded in 2021- Equity €6,194 (2.0% of total assets)+ Size: total assets €314,077Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 26% of its sector peers (NACE 95, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 27-20

equity 2.0% of total assets

Liquidity 24-25

short-term debt 77.9% · cash 13.4%

Profitability 80+8

return on assets 8.7%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,059 companies)

Last 16 months 07-2025: 1.4% 08-2025: 2.0%▲ +43.5% vs 07-2025 09-2025: 2.3%▲ +13.4% vs 08-2025highest value 10-2025: 0.9%▼ -61.3% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.1% vs 12-2025 02-2026: 0.9%▼ -1.8% vs 01-2026 03-2026: 0.8%▼ -3.5% vs 02-2026lowest value 04-2026: 0.9%▲ +9.4% vs 03-2026 05-2026: 0.9%▲ +1.3% vs 04-2026 06-2026: 0.9%▼ -3.9% vs 05-2026 07-2026: 0.9%▲ +3.9% vs 06-2026 08-2026: 1.4%▲ +51.8% vs 07-2026 09-2026: 1.7%▲ +22.4% vs 08-2026 10-2026: 1.6%▼ -4.1% vs 09-2026

Latest accounts 31 days late; 1 of the last 3 late raises the probability
Founded in 2021 raises the probability for this profile
Equity €6,194 (2.0% of total assets) raises the probability
Size: total assets €314,077 lowers the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 17%, liquidity 17%, profitability 63%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €6,194 (2.0% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €314,077

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2830 sector peers (2025).

NBB · sector comparison

Position among 2830 sector peers

Solvency

better than 19%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

31 d late

2024

28 d late

2023

12 d early

2022

11 d early

2021

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 39 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2021net €27,433 ▲511%
28-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 19% on solvencysector median 38.4% · 2,830 companies 2.0% View
Positive: 5 profitable years in a rowprofit 2025: €27,433 5 years View
Total assets 20255 fiscal years filed €314,077 View