MC Cleaning Systems
ActiveSummary
The computed 12-month bankruptcy probability of MC Cleaning Systems is 4.0% (elevated). The annual accounts of MC Cleaning Systems for financial year 2025 show a net loss of 85% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €14,786 and a net result of -€22,986. Equity has been shrinking by about 40% per year since 2022. If that trend continues, it turns negative around financial year 2027. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-11-2021 Normal situation
- Activity
- “Groot- en kleinhandel in land- en tuinbouwmachines en landbouw-,tuin- en tuinbouwmateriaal en het herstel…” (deed in Dutch)From the articles, 19 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- CRUYDT Maxim GilainDirector
- CRUYDT Maxim Gilainfounderdeed of 01-12-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.0%
- Gross margin
- €138
- ▼ 98.5%
- Turnover
- ≈ €1,100
- estimated
- Loss
- €22,986
- ▼ 2.7%
- Equity
- €14,786
- ▼ 60.9%
- Total assets
- €27,096
- ▼ 75.1%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskNo registered site in the KBOLast filed accounts filed 31 days late; 2 of the last 3 accounts lateFounded in 2021Liquidity: current ratio 0.74, cash €149, halvedShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 68% of them on solvency, 26% on liquidity, 6% on profitability and 10% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 4 accounts on average 40 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00499616.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a loss of €22,604, larger than the loss of €17,647 in 2024. It is the lowest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €137,936 | €1,255 | - | - |
| Depreciation and write-downs of the year | €12,777 | €25,374 | €25,724 | €6,955 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,777 | €25,374 | €25,724 | €6,955 | ▼ 73.0% |
| Other operating charges640/8 | €886 | €2,477 | €1,399 | €340 | ▼ 75.7% |
| Non-recurring operating charges66A | - | - | - | €15,447 | - |
| Gross operating margin9900 | €78,506 | €49,572 | €9,476 | €138 | ▼ 98.5% |
| Operating profit (loss)9901 | €64,843 | €21,721 | -€17,647 | -€22,604 | ▼ 28.1% |
| Financial income75/76B | €506 | €12 | €52 | €13 | ▼ 75.3% |
| Recurring financial income75 | €506 | €12 | €52 | €13 | ▼ 75.3% |
| Financial charges65/66B | €1,428 | €4,574 | €5,913 | €394 | ▼ 93.3% |
| Recurring financial charges65 | €1,428 | €4,574 | €5,913 | €394 | ▼ 93.3% |
| Profit (loss) for the period before taxes9903 | €63,920 | €17,160 | -€23,508 | -€22,986 | ▲ 2.2% |
| Income taxes67/77 | €8,492 | €4,201 | €107 | - | - |
| Profit (loss) for the period9904 | €55,428 | €12,959 | -€23,615 | -€22,986 | ▲ 2.7% |
| Profit (loss) for the period to be appropriated9905 | €55,428 | €12,959 | -€23,615 | -€22,986 | ▲ 2.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €193,469 | €306,134 | €108,977 | €27,096 | ▼ 75.1% |
| Fixed assets21/28 | €125,158 | €97,725 | €72,002 | €17,925 | ▼ 75.1% |
| Tangible fixed assets22/27 | €125,158 | €97,725 | €72,002 | €17,925 | ▼ 75.1% |
| Plant, machinery and equipment23 | €24,790 | €19,339 | €13,887 | €8,435 | ▼ 39.3% |
| Furniture and vehicles24 | €86,368 | €65,890 | €47,121 | - | - |
| Other tangible fixed assets26 | €14,000 | €12,497 | €10,994 | €9,490 | ▼ 13.7% |
| Current assets29/58 | €68,311 | €208,408 | €36,976 | €9,171 | ▼ 75.2% |
| Stocks and contracts in progress3 | - | €92,582 | - | - | - |
| Stocks30/36 | - | €92,582 | - | - | - |
| Amounts receivable within one year40/41 | €58,760 | €55,264 | €33,156 | €9,022 | ▼ 72.8% |
| Trade receivables40 | €38,838 | €35,089 | €13,234 | €96 | ▼ 99.3% |
| Other amounts receivable41 | €19,923 | €20,174 | €19,923 | €8,926 | ▼ 55.2% |
| Cash at bank and in hand54/58 | €7,329 | €57,852 | €3,690 | €149 | ▼ 96.0% |
| Deferred charges and accrued income490/1 | €2,221 | €2,710 | €130 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €193,469 | €306,134 | €108,977 | €27,096 | ▼ 75.1% |
| Equity10/15 | €48,428 | €61,386 | €37,771 | €14,786 | ▼ 60.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | - | - | €32,771 | €9,786 | ▼ 70.1% |
| Distributable reserves133 | - | - | €32,771 | €9,786 | ▼ 70.1% |
| Profit (loss) carried forward14 | €43,428 | €56,386 | - | - | - |
| Amounts payable17/49 | €145,041 | €244,748 | €71,206 | €12,310 | ▼ 82.7% |
| Amounts payable after more than one year17 | €50,643 | €36,755 | €22,679 | - | - |
| Financial debts170/4 | €50,643 | €36,755 | €22,679 | - | - |
| Amounts payable within one year42/48 | €92,998 | €207,992 | €48,527 | €12,310 | ▼ 74.6% |
| Current portion of amounts payable after more than one year42 | €13,702 | €13,888 | €14,076 | - | - |
| Financial debts43 | €31,000 | €100,000 | - | - | - |
| Credit institutions430/8 | €31,000 | €100,000 | - | - | - |
| Trade debts44 | €2,600 | €9,834 | €16,201 | €3,032 | ▼ 81.3% |
| Suppliers440/4 | €2,600 | €9,834 | €16,201 | €3,032 | ▼ 81.3% |
| Taxes, remuneration and social security45 | €10,222 | €29,996 | €15,486 | €92 | ▼ 99.4% |
| Taxes450/3 | €10,222 | €29,996 | €15,486 | €92 | ▼ 99.4% |
| Other amounts payable47/48 | €35,475 | €54,274 | €2,763 | €9,187 | ▲ 232% |
| Accrued charges and deferred income492/3 | €1,400 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,428 | €12,959 | -€23,615 | -€22,986 | ▲ 2.7% |
| + Depreciation and write-downs630 | €12,777 | €25,374 | €25,724 | €6,955 | ▼ 73.0% |
| Operating cash flow (approximation) | €68,205 | €38,333 | €2,109 | -€16,031 | - |
| Investment in fixed assets (approximation) | - | €2,059 | €0 | €47,121 | - |
| Change in cash | - | €50,523 | -€54,162 | -€3,541 | ▲ 93.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as MC Cleaning Systems has now. Two years later, 87.8% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MC Cleaning Systems itself: 4.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for MC Cleaning Systems. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- CRUYDT Maxim Gilain sole founder · 100% at incorporation
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
Articles of association, deed of 01-12-2021 (in Dutch)
Network & group
MC Cleaning Systems shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of MC Cleaning Systems. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
01-12
Gazette deed
IncorporationFounder: CRUYDT Maxim Gilain · Founding capital of €5,000, 100 shares · Appointment: CRUYDT Maxim Gilain (director)4 points ▸
- Incorporation, 29-11-2021
- Founder, CRUYDT Maxim Gilain
- Founding capital, €5,000, 100 shares
- Director appointment, CRUYDT Maxim Gilain (director (not named in the articles))
- The deed holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
19 activities
- Groot- en kleinhandel in land- en tuinbouwmachines en landbouw-,tuin- en tuinbouwmateriaal en het herstel ervan
- Metaalconstructie in de brede zin van het woord
- Kleinhandel in metaalwaren
- Verhuur van tuin- en tuinbouwmateriaal
- Groot- en kleinhandel in industriële machines en industrieel materiaal en het herstel ervan
- Vervullen van managementopdrachten
- De vennootschap kan ook opdrachten uitoefenen in andere vennootschappen,zoals optreden als bestuurder of vereffenaar.
- Handel in eigen onroerend goed,flatgebouwen en woningen,niet voor bewoning bestemde gebouwen,grond.
- Verkoop van eigen handelszaken.
- Verhuur en verkoop van eigen onroerend goed.
- Verhuur en verkoop van woningen exclusief sociale woningen.
- Verhuur en verkoop van al dan niet gemeubelde appartementen en huizen.
- Verhuur en verkoop van niet-residentiële gebouwen zoals kantoorgebouwen,handelspanden.
- Verhuur en verkoop van garageboxen en standplaatsen voor auto's.
- Verhuur en verkoop van handelszaken.
- Het beleggen of investeren van haar middelen,zelfs gefinancierd door leningen.
- Beleggen/investeren in roerende en onroerende goederen zowel in vruchtgebruik,blote eigendom en volle eigendom.
- Alle investeringen en beleggingen kan uitvoeren zoals onder meer de aankoop,de verhuring en de oprichting van roerende en onroerende goederen.
- Beheer van onroerende goederen in de ruimste zin.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 33037B0269/00A002 | Flanders | 752 m² | 1 · 189 m² | 7.8 m · 2 |