MC-carré
ActiveMC-carré has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €54k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 35% of 1118 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
75
/ 100
Excellent▼ -6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency53▼-11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.43 in 2023), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-04-2025, 97 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
97 d early
2023
48 d early
2022
34 d early
2021
31 d early
2020
23 d late
2019
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€54k▼ 51.6%
2023 · €112k
2018: €-31k
2019: €86k
2020: €81k
2021: €92k
2022: €134k
2023: €112k
2018 → 2024
Working capital
€96k▼ 20.4%
2023 · €120k
2018: €103k
2019: €92k
2020: €62k
2021: €65k
2022: €89k
2023: €120k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€100k=€120k▲ 20.0%€152k▲ 27.0%€120k▼ 21.2%
Operating result€108k-€125k▲ 15.2%€182k▲ 46.2%€153k▼ 16.3%€78k▼ 49.1%
Net result€81k-€92k▲ 14.0%€134k▲ 45.7%€112k▼ 16.3%€54k▼ 51.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 49% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €413k
Fixed assets
€25k▼ 24.2%
Current assets
€388k▼ 3.5%
Equity and liabilities €413k
Equity
€120k▼ 21.2%
Debt
€293k▲ 3.6%
The debt ratio rises from 65.0% to 70.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€85k▼
2023 · €161k
Cash flow
€62k▼
2023 · €120k
Solvency
29.1%▼
2023 · 35.0%
Current ratio
1.33▼
2023 · 1.43
Quick ratio
1.33▼
2023 · 1.43
Debt / equity
2.44▲
2023 · 1.86
ROE
45.3%▼
2023 · 73.7%
ROA
13.2%▼
2023 · 25.8%
Interest coverage
206.22▼
2023 · 454.33
Debt
€293k▲
2023 · €283k
Debt ≤ 1 year
€293k▲
2023 · €282k
Income taxes
€23k▼
2023 · €40k
Staff costs
€179k▲
2023 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€435k€413k▼
Fixed assets21/28€33k€25k▼
Tangible fixed assets22/27€33k€25k▼
Plant, machinery and equipment23€16k€13k▼
Furniture and vehicles24€17k€11k▼
Financial fixed assets28€50€50=
Current assets29/58€402k€388k▼
Amounts receivable within one year40/41€238k€186k▼
Trade receivables40€201k€170k▼
Other amounts receivable41€37k€16k▼
Cash at bank and in hand54/58€144k€190k▲
Deferred charges and accrued income490/1€20k€11k▼
Equity and liabilities
Total equity and liabilities10/49€435k€413k▼
Equity10/15€152k€120k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€144k€112k▼
Amounts payable17/49€283k€293k▲
Amounts payable within one year42/48€282k€293k▲
Trade debts44€143k€84k▼
Suppliers440/4€143k€84k▼
Taxes, remuneration and social security45€49k€70k▲
Taxes450/3€16k€41k▲
Remuneration and social security454/9€34k€29k▼
Other amounts payable47/48€90k€139k▲
Accrued charges and deferred income492/3€508€437▼
Income statement
Code20232024
Remuneration, social security and pensions62€142k€179k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€396€642▲
Gross operating margin9900€303k€265k▼
Operating profit (loss)9901€153k€78k▼
Financial income75/76B€318€56▼
Recurring financial income75€318€56▼
Financial charges65/66B€353€414▲
Recurring financial charges65€353€414▲
Profit (loss) for the period before taxes9903€153k€77k▼
Income taxes67/77€40k€23k▼
Profit (loss) for the period9904€112k€54k▼
Profit (loss) for the period to be appropriated9905€112k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€224k€199k▼
Profit (loss) brought forward from the previous period14P€112k€144k▲
Profit to be distributed694/7€80k€87k▲
Return on contributions (dividend)694€80k€87k▲
Social balance
Average headcount (FTE)90873.03.3▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €150kEq €152k ▲27%
5 profitable years in a row build equity to €152k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €134k ▲45.7%
Operating result €182k, net result €134k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Back to profitnet €86k
Net result €86k after one loss-making year.
31-12
Financial
Equity above €100kEq €100k ▲4%
Equity rises from €96k to €100k.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 37 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert Einstein 111348 Ottignies-Louvain-la-NeuveGround area
1.1 ha
Building footprint
2,071 m²
Volume, LiDAR
14,164 m³
2 parcels, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Albert Einstein 11a, 1348 Ottignies-Louvain-la-Neuve
since 20082.230.598.637
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25384B0021/00X002 | Wallonia | 1.1 ha | 1 · 1,809 m² | 10.0 m · 2 fl. |
| 25384B0021/00S000 | Wallonia | 267 m² | 1 · 262 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Atelier JFW
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AaaS Architecture
BE 0763.740.584
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Deckers Invest
BE 0777.471.925
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STUDIO LEGIO
BE 0781.976.782
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KORDAAT
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Kortemark · Eq €120k
Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 5,413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2008
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.