MC Academy
ActiveSummary
MC Academy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,067 and a net result of €46,365. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+34
Solvency64▲+33
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.0 in 2024; short-term debt: 60.8% and cash: 29.9% of total assets), but 60.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
33.6%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €54,067
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
97 d late
2023
15 d late
2022
on the day
2021
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€54,067▲ 602%
2024 · €7,702
Total assets
€137,871▲ 8.8%
2024 · €126,759
Net result
€46,365
2024 · -€2,977
Working capital
€52,354
2024 · -€443
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,483--€10,714€2,888-€2,492€58,626
Net result€14,833within the sector's middle half--€11,405below the sector's middle half€2,250below the sector's middle half-€2,977below the sector's middle half€46,365within the sector's middle half
Equity€19,833below the sector's middle half-€8,428below the sector's middle half▼ 57.5%€10,678below the sector's middle half▲ 26.7%€7,702below the sector's middle half▼ 27.9%€54,067within the sector's middle half▲ 602%
Total assets€68,839below the sector's middle half-€70,574below the sector's middle half▲ 2.5%€122,588within the sector's middle half▲ 73.7%€126,759within the sector's middle half▲ 3.4%€137,871within the sector's middle half▲ 8.8%
Debt€49,006-€62,146▲ 26.8%€111,910▲ 80.1%€119,058▲ 6.4%€83,804▼ 29.6%
Working capital€19,833within the sector's middle half-€4,714within the sector's middle half▼ 76.2%€1,110within the sector's middle half▼ 76.4%-€443below the sector's middle half€52,354within the sector's middle half
Solvency28.8%within the sector's middle half-11.9%below the sector's middle half▼ 16.9pp8.7%below the sector's middle half▼ 3.2pp6.1%below the sector's middle half▼ 2.6pp39.2%within the sector's middle half▲ 33.1pp
Current ratio1.40within the sector's middle half-1.08within the sector's middle half▼ 0.331.01below the sector's middle half▼ 0.061.00below the sector's middle half▼ 0.021.62within the sector's middle half▲ 0.63
Return on assets (ROA)21.5%within the sector's middle half--16.2%below the sector's middle half▼ 37.7pp1.8%within the sector's middle half▲ 18.0pp-2.3%below the sector's middle half▼ 4.2pp33.6%above the sector's middle half▲ 36.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €58,626 after a loss of €2,492 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137,871
Fixed assets
€1,713 ▼ 90.7%
Current assets
€136,158 ▲ 25.7%
Equity and liabilities €137,871
Equity
€54,067 ▲ 602%
Debt
€83,804 ▼ 29.6%
Debt's share of the balance-sheet total falls from 93.9% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,567▲
2024 · €4,824
Cash flow
€47,307▲
2024 · €4,339
Debt to equity
1.55▼
2024 · 15.46
ROE
85.8%▲
2024 · -38.7%
Interest coverage
93.30▲
2024 · 8.64
Debt ≤ 1 year
€83,804▼
2024 · €108,731
Income taxes
€12,180▲
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,269 | €1,217 | €6,933 | €7,316 | €941 | ▼ 87.1% |
| Other operating charges640/8 | - | €50 | €558 | €285 | €7,504 | ▲ 2,530% |
| Gross operating margin9900 | €20,751 | -€9,447 | €10,378 | €5,109 | €67,071 | ▲ 1,213% |
| Operating profit (loss)9901 | €19,483 | -€10,714 | €2,888 | -€2,492 | €58,626 | ▲ 2,452% |
| Financial income75/76B | - | - | - | €238 | €557 | ▲ 134% |
| Recurring financial income75 | €13 | - | - | €238 | €557 | ▲ 134% |
| Financial charges65/66B | - | €748 | €484 | €558 | €638 | ▲ 14.4% |
| Recurring financial charges65 | €584 | €748 | €484 | €558 | €638 | ▲ 14.4% |
| Profit (loss) for the period before taxes9903 | €18,911 | -€11,462 | €2,404 | -€2,812 | €58,545 | ▲ 2,182% |
| Income taxes67/77 | €4,078 | -€57 | €153 | €164 | €12,180 | ▲ 7,307% |
| Profit (loss) for the period9904 | €14,833 | -€11,405 | €2,250 | -€2,977 | €46,365 | ▲ 1,658% |
| Profit (loss) for the period to be appropriated9905 | €14,833 | -€11,405 | €2,250 | -€2,977 | €46,365 | ▲ 1,658% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,839 | €70,574 | €122,588 | €126,759 | €137,871 | ▲ 8.8% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | - | €3,714 | €24,797 | €18,472 | €1,713 | ▼ 90.7% |
| Tangible fixed assets22/27 | - | €3,714 | €24,797 | €18,472 | €1,713 | ▼ 90.7% |
| Plant, machinery and equipment23 | - | €1,581 | €1,202 | €1,491 | €782 | ▼ 47.6% |
| Furniture and vehicles24 | - | €2,133 | €23,596 | €16,981 | €931 | ▼ 94.5% |
| Current assets29/58 | €68,839 | €66,860 | €97,791 | €108,287 | €136,158 | ▲ 25.7% |
| Amounts receivable within one year40/41 | €1,059 | €2,325 | €28,673 | €34,714 | €94,893 | ▲ 173% |
| Trade receivables40 | - | €2,059 | €24,749 | €30,840 | €89,906 | ▲ 192% |
| Other amounts receivable41 | - | €266 | €3,924 | €3,874 | €4,987 | ▲ 28.7% |
| Cash at bank and in hand54/58 | €67,780 | €64,535 | €69,118 | €72,430 | €41,265 | ▼ 43.0% |
| Deferred charges and accrued income490/1 | - | - | - | €1,143 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,839 | €70,574 | €122,588 | €126,759 | €137,871 | ▲ 8.8% |
| Equity10/15 | €19,833 | €8,428 | €10,678 | €7,702 | €54,067 | ▲ 602% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €14,833 | €3,428 | €5,678 | €2,702 | €49,067 | ▲ 1,716% |
| Amounts payable17/49 | €49,006 | €62,146 | €111,910 | €119,058 | €83,804 | ▼ 29.6% |
| Amounts payable after more than one year17 | - | - | €15,229 | €10,327 | - | - |
| Financial debts170/4 | - | - | €15,229 | €10,327 | - | - |
| Amounts payable within one year42/48 | €49,006 | €62,146 | €96,680 | €108,731 | €83,804 | ▼ 22.9% |
| Current portion of amounts payable after more than one year42 | - | - | €4,867 | €4,902 | - | - |
| Trade debts44 | €179 | €1,664 | €4,329 | €23,273 | €30,078 | ▲ 29.2% |
| Suppliers440/4 | - | €1,664 | €4,329 | €23,273 | €30,078 | ▲ 29.2% |
| Advances received on contracts in progress46 | - | €41,627 | €50,110 | €32,340 | €23,760 | ▼ 26.5% |
| Taxes, remuneration and social security45 | - | €5,088 | €4,293 | €5,615 | €19,045 | ▲ 239% |
| Taxes450/3 | - | €5,088 | €4,293 | €5,615 | €19,045 | ▲ 239% |
| Other amounts payable47/48 | - | €13,768 | €33,081 | €42,600 | €10,921 | ▼ 74.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,833 | -€11,405 | €2,250 | -€2,977 | €46,365 | ▲ 1,658% |
| + Depreciation and write-downs630 | €1,269 | €1,217 | €6,933 | €7,316 | €941 | ▼ 87.1% |
| Operating cash flow (approximation) | €16,102 | -€10,188 | €9,183 | €4,339 | €47,307 | ▲ 990% |
| Investment in fixed assets (approximation) | - | - | -€28,016 | -€991 | €15,818 | ▲ 1,696% |
| Change in cash | - | -€3,245 | €4,583 | €3,312 | -€31,166 | ▼ 1,041% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-06
Financial
Back to profitnet €46,365
Net result €46,365 after one loss-making year.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 97 days late
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-06
Financial
Back to profitnet €2,250
Net result €2,250 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€11,405
Net result drops to -€11,405, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ramillies
Ground area
1,086 m²
Building footprint
55 m²
Volume, LiDAR
453 m³
Parcel 25002A0454/00M000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25002A0454/00M000 | Wallonia | 1,086 m² | 1 · 55 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 38,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded13-01-2021
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761523244
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.