MBP RENOV
ActiveSummary
The computed 12-month bankruptcy probability of MBP RENOV is 1.5% (moderate). The 2025 annual accounts show equity of €27k and a net result of €228. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 26% of 27786 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-9
Solvency50▼-32
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.94 in 2024; short-term debt: 75.1% and cash: 66.5% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
30 d late
2022
30 d late
2021
31 d late
2020
100 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€228▼ 93.5%
2024 · €4k
2018: €9k
2019: €3k
2020: €-9k
2021: €2k
2022: €-9k
2023: €10k
2024: €4k
2018 → 2025
Working capital
€8k
2024 · €-1k
2018: €29k
2019: €32k
2020: €23k
2021: €25k
2022: €16k
2023: €11k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€16k▼ 35.4%€26k▲ 59.1%€27k▲ 3.8%€27k▲ 0.8%
Operating result€2k-€-6k€11k€6k▼ 49.7%€3k▼ 43.8%
Net result€2k-€-9k€10k€4k▼ 63.8%€228▼ 93.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€20k ▼ 31.2%
Current assets
€90k ▲ 371%
Equity and liabilities €110k
Equity
€27k ▲ 0.8%
Debt
€82k ▲ 304%
Debt's share of the balance-sheet total rises from 42.9% to 75.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €9k
Cash flow
€9k▲
2024 · €7k
Current ratio
1.10▲
2024 · 0.94
Debt to equity
3.01▲
2024 · 0.75
ROE
0.8%▼
2024 · 13.0%
ROA
0.2%▼
2024 · 7.4%
Interest coverage
47.25▼
2024 · 52.11
Debt ≤ 1 year
€82k▲
2024 · €20k
Income taxes
€3k▲
2024 · €2k
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€48k€110k▲
Fixed assets21/28€28k€20k▼
Tangible fixed assets22/27€28k€19k▼
Furniture and vehicles24€28k€19k▼
Financial fixed assets28€257€257=
Current assets29/58€19k€90k▲
Amounts receivable within one year40/41€8k€17k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€9k€73k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€48k€110k▲
Equity10/15€27k€27k▲
Contributions10/11€7k€7k=
Reserves13€12k€13k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k▲
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€20k€82k▲
Amounts payable within one year42/48€20k€82k▲
Trade debts44€18k€58k▲
Suppliers440/4€18k€58k▲
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€12k
Income statement
Code20242025
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€919€1k▲
Gross operating margin9900€10k€18k▲
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€176€256▲
Recurring financial charges65€176€256▲
Profit (loss) for the period before taxes9903€6k€3k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€4k€228▼
Profit (loss) for the period to be appropriated9905€4k€228▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€8k▼
Profit (loss) brought forward from the previous period14P€7k€7k▲
Transfer to equity691/2€3k€226▼
To other reserves6921€3k€226▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-9k ▼524%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 100 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 13.30
Current ratio from 5.87 to 13.30; short-term debt falls from €7k to €2k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 5361090 JetteGround area
74 m²
Building footprint
74 m²
Volume, LiDAR
593 m³
Parcel 21464E0001/00T021, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jetse Steenweg 536, 1090 Jette
since 20102.197.223.511
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0001/00T021 | Brussels | 74 m² | 1 · 74 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MARCLABEL
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MARIO SAM
BE 0537.242.319
Jette · Eq €27,405
biepie
BE 0464.319.994
Ranst · Eq €27,306
BIL TOP RENOV
BE 0682.619.286
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.