MBO Consulting
ActiveMBO Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €53k. Equity is growing by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 15.31 against 7.74 in 2024; short-term debt: 6% and cash: 49.6% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
30.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
7 d late
2024
11 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 49.0%
2024 · €106k
2023: €42k
2024: €106k
2023 → 2025
Total assets
€174k▲ 43.9%
2024 · €121k
2023: €68k
2024: €121k
2023 → 2025
Net result
€53k▼ 17.8%
2024 · €64k
2023: €40k
2024: €64k
2023 → 2025
Working capital
€150k▲ 65.0%
2024 · €91k
2023: €38k
2024: €91k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€42k-€106k▲ 149%€157k▲ 49.0%
Operating result€61k-€81k▲ 33.9%€67k▼ 17.2%
Net result€40k-€64k▲ 59.0%€53k▼ 17.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€14k▼ 16.1%
Current assets
€160k▲ 53.7%
Equity and liabilities €174k
Equity
€157k▲ 49.0%
Debt
€17k▲ 9.2%
The debt ratio falls from 12.9% to 9.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €84k
Cash flow
€57k▼
2024 · €67k
Solvency
90.2%▲
2024 · 87.1%
Current ratio
15.31▲
2024 · 7.74
Quick ratio
11.21▲
2024 · 4.25
Debt / equity
0.11▼
2024 · 0.15
ROE
33.4%▼
2024 · 60.6%
ROA
30.2%▼
2024 · 52.8%
Interest coverage
157.29▲
2024 · 113.13
Debt
€17k▲
2024 · €16k
Debt ≤ 1 year
€10k▼
2024 · €13k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€174k▲
Fixed assets21/28€17k€14k▼
Intangible fixed assets21€13k€10k▼
Tangible fixed assets22/27€4k€5k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€692€350▼
Furniture and vehicles24€1k€2k▲
Current assets29/58€104k€160k▲
Stocks and contracts in progress3€47k€43k▼
Stocks30/36€47k€43k▼
Amounts receivable within one year40/41€28k€21k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€29k€86k▲
Deferred charges and accrued income490/1€289€10k▲
Equity and liabilities
Total equity and liabilities10/49€121k€174k▲
Equity10/15€106k€157k▲
Contributions10/11€3k€3k=
Reserves13€103k€154k▲
Distributable reserves133€103k€154k▲
Amounts payable17/49€16k€17k▲
Amounts payable within one year42/48€13k€10k▼
Trade debts44€993€319▼
Suppliers440/4€993€319▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€86k€73k▼
Operating profit (loss)9901€81k€67k▼
Financial charges65/66B€746€640▼
Recurring financial charges65€746€455▼
Non-recurring financial charges66B-€185
Profit (loss) for the period before taxes9903€81k€67k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€64k€53k▼
Profit (loss) for the period to be appropriated9905€64k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€53k▼
Transfer to equity691/2€63k€52k▼
To other reserves6921€63k€52k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €150kEq €157k ▲49%
3 profitable years in a row build equity to €157k.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2023net €64k ▲59%
Operating result €81k, net result €64k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.74
Current ratio from 2.52 to 7.74; short-term debt falls from €25k to €13k.
31-12
Financial
Equity above €100kEq €106k ▲149%
2 profitable years in a row build equity to €106k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schomstraat 43530 Houthalen-HelchterenGround area
196 m²
Building footprint
102 m²
Volume, LiDAR
514 m³
Parcel 72015B0503/00P000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MBO Consulting
since 20222.333.313.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015B0503/00P000 | Flanders | 196 m² | 1 · 102 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B-CONSULTING
BE 0767.723.623
Sint-Truiden · Eq €157k
B&S Technologies
BE 0794.687.148
Grimbergen · Eq €157k
FREeDOM SOLUTION
BE 0884.284.761
Viroinval · Eq €157k
Slingshot Management
BE 1019.071.508
Lummen · Eq €157k
RBMA
BE 0683.893.253
Sint-Gillis (bij-Brussel) · Eq €157k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
62900Other information technology and computer services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.