MBK SERVICE
ActiveThe computed 12-month bankruptcy probability of MBK SERVICE is 5.2% (elevated). The 2025 annual accounts show equity of €53k and a net result of €22k. Equity is growing by ~78.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 4547 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency84▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 2.45 against 2.45 in 2024; short-term debt: 40.8% and cash: 81.6% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 70.0%
2024 · €31k
2023: €4k
2024: €31k
2023 → 2025
Total assets
€89k▲ 70.9%
2024 · €52k
2023: €28k
2024: €52k
2023 → 2025
Net result
€22k▼ 19.7%
2024 · €27k
2023: €-1k
2024: €27k
2023 → 2025
Working capital
€52k▲ 72.4%
2024 · €30k
2023: €3k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€31k▲ 685%€53k▲ 70.0%
Operating result€-936-€34k€31k▼ 7.3%
Net result€-1k-€27k€22k▼ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€136▼ 73.3%
Current assets
€89k▲ 72.4%
Equity and liabilities €89k
Equity
€53k▲ 70.0%
Debt
€36k▲ 72.3%
The debt ratio rises from 40.5% to 40.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €34k
Cash flow
€22k▼
2024 · €27k
Solvency
59.2%▼
2024 · 59.5%
Current ratio
2.45▲
2024 · 2.45
Quick ratio
2.45▲
2024 · 2.45
Debt / equity
0.69▲
2024 · 0.68
ROE
41.2%▼
2024 · 87.3%
ROA
24.4%▼
2024 · 51.9%
Interest coverage
196.61▲
2024 · 166.90
Debt
€36k▲
2024 · €21k
Debt ≤ 1 year
€36k▲
2024 · €21k
Income taxes
€9k▲
2024 · €6k
Staff costs
€19k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€89k▲
Fixed assets21/28€509€136▼
Tangible fixed assets22/27€509€136▼
Furniture and vehicles24€509€136▼
Current assets29/58€51k€89k▲
Amounts receivable within one year40/41€9k€16k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€43k€73k▲
Equity and liabilities
Total equity and liabilities10/49€52k€89k▲
Equity10/15€31k€53k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€26k€48k▲
Amounts payable17/49€21k€36k▲
Amounts payable within one year42/48€21k€36k▲
Trade debts44€11k€19k▲
Suppliers440/4€11k€19k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€6k€16k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€43-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€102k€87k▼
Remuneration, social security and pensions62€25k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€373€373=
Other operating charges640/8-€2k
Gross operating margin9900€60k€53k▼
Operating profit (loss)9901€34k€31k▼
Financial charges65/66B€204€161▼
Recurring financial charges65€204€161▼
Profit (loss) for the period before taxes9903€33k€31k▼
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€27k€22k▼
Profit (loss) for the period to be appropriated9905€27k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€48k▲
Profit (loss) brought forward from the previous period14P€-1k€26k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.45
Current ratio from 1.13 to 2.45; short-term debt falls from €24k to €21k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ransfortstraat 771080 Sint-Jans-MolenbeekGround area
194 m²
Building footprint
179 m²
Volume, LiDAR
1,423 m³
Parcel 21523B0937/00N068, Brussels · tallest building 15.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MBK SERVICE
since 20222.340.027.802
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0937/00N068 | Brussels | 194 m² | 1 · 179 m² | 15.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VF-TRANS
BE 0769.726.276
Wichelen · Eq €53k
TRANSPORTS LERNOULD & FILS
BE 0871.397.520
Frameries · Eq €53k
NAKATRANS
BE 0685.568.284
Brussel · Eq €53k
AUTO EUROP
BE 0426.969.947
Izegem · Eq €53k
PIETERS LIEVEN
BE 0842.059.275
Stekene · Eq €53k
Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,026 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.