MBCL
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
MBCL has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €897,945 and a net result of -€102,055. Its solvency ranks better than 66% of 17,107 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 25-01-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Pantserschipstraat 159, 9000 Gent
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 2 others
- Establishment unit
- 2.354.939.175 9000 Gent, since 25-01-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 06-02-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €32,421
- Turnover
- ≈ €53,000
- estimated
- Loss
- €102,055
- Equity
- €897,945
- Total assets
- €1.8m
Why 83raises risk1 change of registered office in 24 monthsLoss of €102,055 (financial year 2025)lowers riskSize: total assets €1.8mSector: Real estate activities (NACE 68)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 64% on solvency, 32% on liquidity and 49% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 15-12-2025
- Format
- micro format
- Reference
- 2025-00581367
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95.8% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €134,332 |
| Gross operating margin9900 | €32,421 |
| Operating profit (loss)9901 | -€101,910 |
| Financial charges65/66B | €145 |
| Recurring financial charges65 | €145 |
| Profit (loss) for the period before taxes9903 | -€102,055 |
| Profit (loss) for the period9904 | -€102,055 |
| Profit (loss) for the period to be appropriated9905 | -€102,055 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.8m | |
| Fixed assets21/28 | €1.4m | |
| Tangible fixed assets22/27 | €1.4m | |
| Land and buildings22 | €1.3m | |
| Plant, machinery and equipment23 | €0.05m | |
| Current assets29/58 | €0.4m | |
| Amounts receivable within one year40/41 | €0.2m | |
| Trade receivables40 | €0.09m | |
| Other amounts receivable41 | €0.1m | |
| Cash at bank and in hand54/58 | €0.2m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.8m | |
| Equity10/15 | €0.9m | |
| Contributions10/11 | €1.0m | |
| Profit (loss) carried forward14 | -€0.1m | |
| Amounts payable17/49 | €0.9m | |
| Amounts payable within one year42/48 | €0.9m | |
| Trade debts44 | €0.002m | |
| Suppliers440/4 | €0.002m | |
| Other amounts payable47/48 | €0.9m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€102,055 |
| + Depreciation and write-downs630 | €134,332 |
| Operating cash flow (approximation) | €32,277 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 15-12-2025 | 2025-00581367 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VANDERBEKE Steven Alice Marcel |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, algemene kosten,los van representatie-,reis-en verplaatsingskosten”
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 29-01-2024
Owners and capital
Capital and shareholders
- VANDERBEKE Steven Alice Marcel sole founder · 100% at incorporation
- 29-01-2024 Incorporation · 1,000,000 shares
Shares according to the articles of association
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk, gelijk”deed of 29-01-2024 (in Dutch)
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- 1 more provision in the deed, see the deed of 29-11-2024
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
29-11
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 01-09-2024
- Registered-office move, Pantserschipstraat 159, 9000 Gent
29-01
Gazette deed
IncorporationAppointment: VANDERBEKE Steven Alice Marcel (director) · Founder · Founding capital9 facts ▸
- Incorporation, 25-01-2024
- Founder, VANDERBEKE Steven Alice Marcel (comparant)
- Founding capital
- Authorised capital, “nieuwe aandelen zelfde soort als bestaande in één of meer malen op data en voorwaarden door bestuursorgaan te bepalen, toekenning” (deed in Dutch)
- Registered office clause, “9000 Gent,Pantserschipstraat 163-unit F2” (deed in Dutch)
- Board rule, 1
- Director appointment, VANDERBEKE Steven Alice Marcel (director (not named in the articles))
- Declaration, “geen benoemingsbeletsel, niet getroffen door enige maatregel die zich tegen benoeming verzet” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ter beschikking stellen van machines,ruimte en diensten; Uitbaten van en bedrijvencentrum; Verhuur en exploitatie van eigen of geleasd niet…”
18 activities
- Ter beschikking stellen van machines,ruimte en diensten
- Uitbaten van en bedrijvencentrum
- Verhuur en exploitatie van eigen of geleasd niet residentieel onroerend goed
- Verhuur en lease van machines,apparatuur en handgereedschap voor doe-het-zelvers
- Verhuur en lease van kantoormachines,inclusief computers
- Diverse administratieve activiteiten ten behoeve van kantoren
- Fotokopiëren,documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren
- Ondersteunende activiteiten voor scheppende kunsten
- Advieskantoor,consultancy
- De coördinatie,de begeleiding,de supervisie en adviesverlening met betrekking tot elke vennootschapsrechtelijke herstructurering,waaronder fusies,splitsingen,ontbindingen,vereffeningen van vennootschappen,overnames,overdrachten van aandelen of handelsfondsen,beursintroducties,management buy-outs,crisismanagement,investeringen,bestuur van vennootschappen en alle gelijkaardige en/of aanverwante diensten en producten(hierna algemeen genoemd corporate finance),onder alle vormen te leveren,dit gekoppeld met alle verwante diensten.Zo zal de vennootschap op alle wijzen kunnen instaan,zo voor eigen rekening als voor rekening van derden,voor voorlichting,consultancy,controle,advies,onderricht enz.met betrekking tot alle facetten van corporate finance,en voor zover niet gereglementeerd door de wetgeving inzake de financiële instellingen
- Het aantrekken,zoeken van of bemiddeling bij kapitaalverschaffers en financiële partners,zowel onder de vorm van kapitaalverhoging,al dan niet achtergestelde obligatieleningen of private equity en voor zover niet gereglementeerd door de wetgeving inzake de financiële instellingen
- Het ontwikkelen,ontwerpen,kopen,verkopen,commercialiseren,huren of verhuren,in licentie nemen of geven van eender welk intellectueel recht,zoals doch niet beperkt tot merken,tekeningen,logo’s,octrooien,patenten,know-how,expertise of enig andere immateriële vaste activa
- Participeren in andere bedrijven,handelszaken,projectvennootschappen,joint-ventures,vennootschappen,rechtspersonen,bij wijze van inbreng,overname,fusie,splitsing,inschrijving,geldschieting of op om het eender welke wijze belangen nemen,zelfs indien het voorwerp ervan niet gelijkaardig is of geen verband toont met het voorwerp van de vennootschap
- Het verstrekken en opnemen van leningen,zowel aan de aandeelhouders,bestuurders als aan derden,het stellen en nemen van zekerheden,panden of eender welke waarborg in de meest ruime zin van het woord,het uitvoeren van alle financiële verrichtingen waarvoor geen vergunning of erkenning vereist is en voor zover niet gereglementeerd door de wetgeving inzake de financiële instellingen
- Elke verrichting die de vennootschap kan helpen om haar voorwerp rechtstreeks of onrechtstreeks te verwezenlijken in de meest uitgebreide zin,zij kan alle handels-,financiële,technische,ambachtelijke,nijverheids-,industriële,roerende of onroerende verrichtingen uitvoeren,die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp of die van aard zijn dit te begunstigen
- De vennootschap kan persoonlijke of zakelijke borgen stellen in voordeel van derden
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan-en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MBCL
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of March
Articles of association, deed of 29-01-2024 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44813S0563/00A000 | Flanders | 1.0 ha | 1 · 509 m² | - |