MB CONSULT
ActiveSummary
MB CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€96,814) and a net result of -€30,961. Equity is shrinking by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 8102 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8102 sector peers (2025).
NBB · sector comparisonPosition among 8102 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
8 d early
2022
6 d early
2021
1 d early
2020
36 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€96,814▼ 47.0%
2024 · -€65,852
Net result
-€30,961▲ 0.5%
2024 · -€31,108
Total assets
€292,422▲ 0.8%
2024 · €290,045
Solvency
-33.1%▼ 10.4pp
2024 · -22.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€64,954▼ 69.1%-€43,798▲ 32.6%-€6,002▲ 86.3%-€29,012▼ 383%-€30,702▼ 5.8%
Net result-€66,937below the sector's middle half▼ 65.6%-€46,672below the sector's middle half▲ 30.3%-€11,144below the sector's middle half▲ 76.1%-€31,108below the sector's middle half▼ 179%-€30,961below the sector's middle half▲ 0.5%
Equity€23,071below the sector's middle half▼ 74.4%-€23,601below the sector's middle half-€34,745below the sector's middle half▼ 47.2%-€65,852below the sector's middle half▼ 89.5%-€96,814below the sector's middle half▼ 47.0%
Total assets€248,845within the sector's middle half▼ 31.5%€226,292within the sector's middle half▼ 9.1%€250,656within the sector's middle half▲ 10.8%€290,045within the sector's middle half▲ 15.7%€292,422within the sector's middle half▲ 0.8%
Debt€225,774▼ 17.4%€249,893▲ 10.7%€285,401▲ 14.2%€355,897▲ 24.7%€389,235▲ 9.4%
Working capital-€27,418within the sector's middle half▲ 45.6%-€65,570below the sector's middle half▼ 139%-€68,476below the sector's middle half▼ 4.4%-€122,584below the sector's middle half▼ 79.0%-€167,023below the sector's middle half▼ 36.3%
Solvency9.3%below the sector's middle half▼ 15.5pp-10.4%below the sector's middle half▼ 19.7pp-13.9%below the sector's middle half▼ 3.4pp-22.7%below the sector's middle half▼ 8.8pp-33.1%below the sector's middle half▼ 10.4pp
Current ratio0.88within the sector's middle half▲ 0.060.74within the sector's middle half▼ 0.140.76within the sector's middle half▲ 0.020.66below the sector's middle half▼ 0.100.57below the sector's middle half▼ 0.08
Return on assets (ROA)-26.9%below the sector's middle half▼ 15.8pp-20.6%below the sector's middle half▲ 6.3pp-4.4%below the sector's middle half▲ 16.2pp-10.7%below the sector's middle half▼ 6.3pp-10.6%below the sector's middle half▲ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30,702 in 2025 against €29,012 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292,422
Fixed assets
€70,210 ▲ 23.8%
Current assets
€222,212 ▼ 4.8%
Key figures and ratios
Debt ≤ 1 year
€389,235▲
2024 · €355,897
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €15,232 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €272 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,454 | €8,520 | €8,237 | €0 | - | - |
| Other operating charges640/8 | €363 | €0 | €112 | €115 | €126 | ▲ 9.6% |
| Gross operating margin9900 | -€55,865 | -€35,278 | €2,347 | -€28,897 | -€30,576 | ▼ 5.8% |
| Operating profit (loss)9901 | -€64,954 | -€43,798 | -€6,002 | -€29,012 | -€30,702 | ▼ 5.8% |
| Financial income75/76B | - | - | - | €13 | €3 | ▼ 76.6% |
| Recurring financial income75 | - | - | - | €13 | €3 | ▼ 76.6% |
| Financial charges65/66B | €1,983 | €2,874 | €5,142 | €2,108 | €262 | ▼ 87.6% |
| Recurring financial charges65 | €1,983 | €2,874 | €5,142 | €2,108 | €262 | ▼ 87.6% |
| Profit (loss) for the period before taxes9903 | -€66,937 | -€46,672 | -€11,144 | -€31,108 | -€30,961 | ▲ 0.5% |
| Profit (loss) for the period9904 | -€66,937 | -€46,672 | -€11,144 | -€31,108 | -€30,961 | ▲ 0.5% |
| Profit (loss) for the period to be appropriated9905 | -€66,937 | -€46,672 | -€11,144 | -€31,108 | -€30,961 | ▲ 0.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €248,845 | €226,292 | €250,656 | €290,045 | €292,422 | ▲ 0.8% |
| Fixed assets21/28 | €50,489 | €41,969 | €33,732 | €56,732 | €70,210 | ▲ 23.8% |
| Tangible fixed assets22/27 | €50,489 | €41,969 | €33,732 | €56,732 | €70,210 | ▲ 23.8% |
| Plant, machinery and equipment23 | €50,206 | €41,969 | €33,732 | €33,732 | €47,210 | ▲ 40.0% |
| Furniture and vehicles24 | €282 | €0 | - | €23,000 | €23,000 | = |
| Current assets29/58 | €198,356 | €184,323 | €216,924 | €233,313 | €222,212 | ▼ 4.8% |
| Stocks and contracts in progress3 | €196,500 | €183,750 | €202,125 | €225,000 | €220,000 | ▼ 2.2% |
| Stocks30/36 | €196,500 | €183,750 | €202,125 | €225,000 | €220,000 | ▼ 2.2% |
| Amounts receivable within one year40/41 | €1,856 | €573 | €113 | €949 | €1,699 | ▲ 79.0% |
| Trade receivables40 | €827 | €56 | €113 | €0 | - | - |
| Other amounts receivable41 | €1,030 | €517 | €0 | €949 | €1,699 | ▲ 79.0% |
| Cash at bank and in hand54/58 | - | - | €14,367 | €7,364 | €236 | ▼ 96.8% |
| Deferred charges and accrued income490/1 | - | - | €320 | €0 | €277 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €248,845 | €226,292 | €250,656 | €290,045 | €292,422 | ▲ 0.8% |
| Equity10/15 | €23,071 | -€23,601 | -€34,745 | -€65,852 | -€96,814 | ▼ 47.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €84,114 | €84,114 | €84,114 | €84,114 | €84,114 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €82,254 | €82,254 | €82,254 | €82,254 | €82,254 | = |
| Profit (loss) carried forward14 | -€67,243 | -€113,914 | -€125,058 | -€156,166 | -€187,127 | ▼ 19.8% |
| Amounts payable17/49 | €225,774 | €249,893 | €285,401 | €355,897 | €389,235 | ▲ 9.4% |
| Amounts payable within one year42/48 | €225,774 | €249,893 | €285,401 | €355,897 | €389,235 | ▲ 9.4% |
| Financial debts43 | €95,621 | €95,269 | €100,000 | €0 | - | - |
| Credit institutions430/8 | €95,621 | €95,269 | €100,000 | €0 | - | - |
| Trade debts44 | €2,001 | €510 | €852 | €7,975 | €5,006 | ▼ 37.2% |
| Suppliers440/4 | €2,001 | €510 | €852 | €7,975 | €5,006 | ▼ 37.2% |
| Taxes, remuneration and social security45 | €71 | €116 | €405 | €92 | €91 | ▼ 1.6% |
| Taxes450/3 | €71 | €116 | €405 | €92 | €91 | ▼ 1.6% |
| Other amounts payable47/48 | €128,082 | €153,998 | €184,143 | €347,829 | €384,139 | ▲ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€66,937 | -€46,672 | -€11,144 | -€31,108 | -€30,961 | ▲ 0.5% |
| + Depreciation and write-downs630 | €8,454 | €8,520 | €8,237 | €0 | - | - |
| Operating cash flow (approximation) | -€58,483 | -€38,152 | -€2,907 | -€31,108 | -€30,961 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€23,000 | -€13,478 | ▲ 41.4% |
| Change in cash | - | - | - | -€7,003 | -€7,127 | ▼ 1.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Ground area
3,808 m²
Building footprint
192 m²
Volume, LiDAR
1,152 m³
Parcel 36017C0850/00F000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MEVA
since 20092.180.132.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017C0850/00F000 | Flanders | 3,808 m² | 1 · 192 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 7,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2009
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
01479Crop and animal production, hunting and related service activities
46232Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0816810472
Also
9925:BE0816810472
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.