MAZUIN FOSSES
ActiveSummary
MAZUIN FOSSES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.11M and a net result of €1.18M. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 67% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency77▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.45 in 2024; short-term debt: 15.5% and cash: 0.7% of total assets), and 48.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
8 d early
2022
31 d early
2021
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€140k▼ 27.0%
2024 · €192k
2022: €263k
2023: €219k
2024: €192k
2022 → 2025
EBIT margin
1297.9%▲ 527.2pp
2024 · 770.7%
2022: 219.6%
2023: 511.7%
2024: 770.7%
2022 → 2025
Net result
€1.18M▲ 27.3%
2024 · €924k
2018: €-44k
2019: €185k
2020: €462k
2021: €932k
2022: €333k
2023: €708k
2024: €924k
2018 → 2025
Working capital
€-1.58M▲ 45.7%
2024 · €-2.92M
2018: €-624k
2019: €-1.51M
2020: €-1.57M
2021: €-1.23M
2022: €-2.27M
2023: €-3.10M
2024: €-2.92M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€263k€219k▼ 16.6%€192k▼ 12.5%€140k▼ 27.0%
Equity€10.02M-€10.00M▼ 0.2%€10.21M▲ 2.1%€10.93M▲ 7.1%€12.11M▲ 10.8%
Operating result€1.31M-€577k▼ 56.1%€1.12M▲ 94.4%€1.48M▲ 31.8%€1.82M▲ 23.0%
Net result€932k-€333k▼ 64.3%€708k▲ 113%€924k▲ 30.5%€1.18M▲ 27.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23.40M
Fixed assets
€21.36M ▼ 5.3%
Current assets
€2.04M ▼ 15.9%
Equity and liabilities €23.40M
Equity
€12.11M ▲ 10.8%
Provisions
€238k ▲ 2,395%
Debt
€11.06M ▼ 21.3%
Debt's share of the balance-sheet total falls from 56.2% to 47.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3.01M▲
2024 · €2.73M
Cash flow
€2.37M▲
2024 · €2.17M
Current ratio
0.56▲
2024 · 0.45
Debt to equity
0.91▼
2024 · 1.29
ROE
9.7%▲
2024 · 8.5%
ROA
5.0%▲
2024 · 3.7%
Interest coverage
16.02▲
2024 · 13.43
Debt ≤ 1 year
€3.63M▼
2024 · €5.35M
Debt > 1 year
€7.43M▼
2024 · €8.71M
Income taxes
€215k▼
2024 · €345k
Staff costs
€2.52M▲
2024 · €2.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 82 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24.99M€23.40M▼
Fixed assets21/28€22.56M€21.36M▼
Intangible fixed assets21€18k€13k▼
Tangible fixed assets22/27€15.29M€14.09M▼
Land and buildings22€15.18M€14.01M▼
Plant, machinery and equipment23€2k€29k▲
Furniture and vehicles24€112k€56k▼
Financial fixed assets28€7.25M€7.25M=
Affiliated companies280/1€7.25M€7.25M=
Participating interests280€7.25M€7.25M=
Other financial fixed assets284/8€186€186=
Amounts receivable and cash guarantees285/8€186€186=
Current assets29/58€2.43M€2.04M▼
Amounts receivable within one year40/41€2.36M€1.85M▼
Trade receivables40€1.21M€1.29M▲
Other amounts receivable41€1.15M€561k▼
Cash at bank and in hand54/58€64k€173k▲
Deferred charges and accrued income490/1€10k€18k▲
Equity and liabilities
Total equity and liabilities10/49€24.99M€23.40M▼
Equity10/15€10.93M€12.11M▲
Contributions10/11€7.00M€7.00M=
Capital10€7.00M€7.00M=
Issued capital100€7.00M€7.00M=
Outside capital11€101€101=
Share premium1100/10€101€101=
Reserves13€306k€1.02M▲
Non-distributable reserves130/1€175k€199k▲
Legal reserve130€175k€199k▲
Tax-exempt reserves132€21k€707k▲
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€3.62M€4.09M▲
Provisions and deferred taxes16€10k€238k▲
Deferred taxes168€10k€238k▲
Amounts payable17/49€14.05M€11.06M▼
Amounts payable after more than one year17€8.71M€7.43M▼
Financial debts170/4€8.71M€7.43M▼
Credit institutions173€8.71M€7.43M▼
Amounts payable within one year42/48€5.35M€3.63M▼
Current portion of amounts payable after more than one year42€1.31M€1.21M▼
Financial debts43€76k€76k▼
Credit institutions430/8€76k€76k▼
Trade debts44€681k€871k▲
Suppliers440/4€681k€871k▲
Taxes, remuneration and social security45€697k€572k▼
Taxes450/3€305k€210k▼
Remuneration and social security454/9€392k€362k▼
Other amounts payable47/48€2.58M€898k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Operating income70/76A€7.51M€7.90M▲
Turnover70€192k€140k▼
Other operating income74€7.28M€6.82M▼
Non-recurring operating income76A€39k€947k▲
Operating charges60/66A€6.03M€6.09M▲
Services and other goods61€1.40M€1.44M▲
Remuneration, social security and pensions62€2.36M€2.52M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.25M€1.19M▼
Other operating charges640/8€1.02M€936k▼
Non-recurring operating charges66A€7k-
Operating profit (loss)9901€1.48M€1.82M▲
Financial income75/76B€0€23▲
Recurring financial income75€0€23▲
Other financial income752/9€0€23▲
Financial charges65/66B€210k€198k▼
Recurring financial charges65€210k€198k▼
Debt charges650€203k€188k▼
Other financial charges652/9€7k€10k▲
Profit (loss) for the period before taxes9903€1.27M€1.62M▲
Transfer from deferred taxes780€1k€1k=
Transfer to deferred taxes680-€229k
Income taxes67/77€345k€215k▼
Taxes670/3€345k€215k▼
Profit (loss) for the period9904€924k€1.18M▲
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689-€688k
Profit (loss) for the period to be appropriated9905€927k€490k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.87M€4.11M▲
Profit (loss) brought forward from the previous period14P€2.94M€3.62M▲
Transfer to equity691/2€46k€25k▼
To the legal reserve6920€46k€25k▼
Profit to be distributed694/7€200k-
Return on contributions (dividend)694€200k-
Social balance
Average headcount (FTE)908726.225.7▼
The notes to these accounts (65 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · consolidated
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €1.18M ▲27.3%
Operating result €1.82M, net result €1.18M, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €10MEq €10.21M ▲2.1%
5 profitable years in a row build equity to €10.21M.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
31-12
Financial
Equity above €10MEq €10.02M ▲6.2%
3 profitable years in a row build equity to €10.02M.
2019
31-12
Financial
Back to profitnet €185k
Net result €185k after one loss-making year.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Déportés 325070 Fosses-la-VilleGround area
9,229 m²
Building footprint
1,511 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Avenue des Déportés 32, 5070 Fosses-la-Ville
since 19992.089.969.324
Avenue des Déportés 29, 5070 Fosses-la-Ville
since 20172.260.983.094
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048G0065/00G002 | Wallonia | 8,117 m² | 1 · 1,315 m² | - |
| 92048G0229/00T003 | Wallonia | 1,112 m² | 1 · 196 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VERMANT
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Mechelen · Eq €11.92M
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.