Equity
€1.6m ▼ 9.9%
Mazalimo paid out €65,000 in dividends in a year with a loss of €109,504.
Mazalimo
Lifetime
19 annual accounts with figures on one time axis, 48 filings since 1977peak €1.1m (2024)
€14,732▼ 98.7%
lowest -€109,504 (2025)
-€109,504▼ €851,932
peak €1.8m (2024)
€1.6m▼ 9.9%
€580,281▲ 421%
peak 1 FTE (2018)
-not published
Board2 names since 2020
1 directorSTEINBACH Eduard
Owners
99.93%Estimos
Documentsfilings and deeds
27-01-20264 days before the deadline
2025abbreviated format
Gross margin from €1.1m to €14,732Loss of €109,504Dividend €65,000Debts from €111,467 to €580,281Investments €546,836Cash from €250,392 to €90,290
Key points
from the 2025 annual accountsResult
-€109,504 -€109,504
From profit to loss in 2025, after a profit of €742,428 in 2024.
Turnover
≈ €100,000 estimated
The abbreviated format states no turnover.
Investments
€546,836 5.1 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 30.6% higher than in 2024.
Liquidity
3.95 was 51.90 in 2024
Short-term debts rose from €14,405 to €149,020.
Filings
48 annual accounts since 1977
The last five annual accounts were filed 4 to 21 days before the end of the period.
Checked score
91
Excellent
Financially stronger than 38% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024highest value
02-2025: < 0.1%▼ -0.2 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €109,504 (financial year 2025)
Liquidity: current ratio 3.95, cash €90,290, halved
lowers risk
Size: total assets €2.5m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 56% of them on solvency, 72% on liquidity, 5% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as Mazalimo has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Mazalimo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Mazalimo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.95 (51.9 in 2024), above the usual 1.5. Short-term debt is 6% and cash 3.7% of total assets. 35.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
7 days early
2023
21 days early
2022
7 days early
2021
6 days early
2020
3 days early
2019
43 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 13 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0417358237
Registered office moved within Antwerp
New registered office: Quinten Matsijslei 44, 2018 Antwerpen · Previous registered office: Quinten Matsijslei 45, 2018 Antwerpen · Permanent representatives: Johan Jacobs, Kris Bollen, Sylvie van Mol and Greet Slegers · Board meeting of 01-12-2022 · Gazette deed
Appointments: STEINBACH Eduard (statutory director) and STEINBACH Daniël (alternate director)
Gazette deed
First establishment
Mazalimo nv, Quinten Matsijslei 44, Antwerp
Official details
Source: KBO- Status
- Active since 30-03-1977Normal situation
- Activity
- “Het optreden als agent in verzekeringen” (deed in Dutch)From the articles, 13 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.015.028.6092018 Antwerp, since 24-06-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 04-11-2024
Annual accounts to 30-06-2025
- €2.5m▲ 12.9%
- Filing
- Filed on 27-01-2026, 4 days before the end of the filing period
Insights on Mazalimo
Mazalimo files the abbreviated format. That format states no turnover. The gross margin fell from €103,135 in 2007 to €14,732 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Estimos holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Mazalimo
- What is the company number of Mazalimo?
- The company number of Mazalimo is 0417.358.237. The VAT number is the same number with BE in front: BE 0417.358.237.
- Where is Mazalimo based?
- The registered office is at Quinten Matsijslei 44, 2018 Antwerp.Company details
- What is the legal form of Mazalimo?
- Mazalimo is a private limited company (BV).
- When was Mazalimo founded?
- Mazalimo was founded on 30-03-1977.
- Is Mazalimo still active?
- Yes, Mazalimo is an active enterprise in the KBO register.
- How many employees does Mazalimo have?
- Mazalimo had an average of 0.2 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of Mazalimo?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €14,732 and 2,728 comparable companies of the same size. It probably lies between €42,000 and €250,000. It is a rough estimate.
- Is Mazalimo profitable?
- In financial year 2025, Mazalimo made a loss of €109,504.
- Where can I find the annual accounts of Mazalimo?
- Mazalimo filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Mazalimo due?
- Mazalimo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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